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Nifty November's NSD Challenge

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Comments

  • cathybird
    cathybird Posts: 15,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 November 2019 at 1:12PM
    November

    9BNblXL.gif = off to a start!

    E1zaAPE.gif = five days

    0J7yGzQ.gif = 10 days
    zgUvRti.gif= 15 days

    xv4Gmj5.gif = 20 days

    IC2a5pF.gif = target reached
    tgMxYM9.gif = target beaten


    November targets

    Akhank 0/10
    beanielou 10/15 9BNblXL.gifE1zaAPE.gif0J7yGzQ.gif
    bestlifenow 6/159BNblXL.gifE1zaAPE.gif
    borollan 5/159BNblXL.gifE1zaAPE.gif
    cathybird 7/10 9BNblXL.gifE1zaAPE.gif
    delta13 5/15 9BNblXL.gifE1zaAPE.gif
    Dottles1 5/12 9BNblXL.gifE1zaAPE.gif
    Happy Monday 8/12 9BNblXL.gifE1zaAPE.gif

    Honeysucklelou2 4/10 9BNblXL.gif

    Ivysmom 2/10 9BNblXL.gif

    little_green 0/15
    Money Choices 5/10 9BNblXL.gifE1zaAPE.gif

    MoneysavingmadGem 4/10 9BNblXL.gif

    mumof3.12kindebt 1/15 9BNblXL.gif
    Purplemumof2 6/15 9BNblXL.gifE1zaAPE.gif
    saver_upper 5/12 9BNblXL.gifE1zaAPE.gif
    shopaholicnumber1 8/15 9BNblXL.gifE1zaAPE.gif
    SpekySquarehead 5/15 9BNblXL.gifE1zaAPE.gif
    SSDD23 5/15 9BNblXL.gifE1zaAPE.gif
    Thistimearound 6/10 9BNblXL.gifE1zaAPE.gif

    Wishus 4/10 9BNblXL.gif
    :j ALL WELCOME TO JOIN!! :j
  • Thanks guys! I agree Cathybird - little extras don't count as groceries so I'd declare them but wasn't sure about the lemsip!

    I do usually have bits and bobs of medication in (usually purchased with grocery shop) but the kids cleared me out when they went to uni and as I've not needed anything since then I had just 2 ibuprofen kicking around in my handbag! Fortunately tissues were bought with the main shop! Must be organised and prepare for winter sniffles!
    Mortgage: £81,154.58 (03/19) - £54,849 (02/24)
  • borollan
    borollan Posts: 209 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    I made it to 5
    I wanted to go buy some new paints but fought the urge off
    Stop Buying **** We Don't Need :D
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    cathybird wrote: »
    Groceries is kind of an interesting one as I think it depends how you shop. I have a strictly planned shop to buy regular items, which I technically exclude, but then it also tends to fall on a day when I have other spends, so it's not usually an NSD for me anyway. However if I buy any food over and above this (treats, like random chocolate, or if I decide to make something I don't normally make and go out and buy the ingredients) then it does count. What do people think? ... Food is a big challenge for a lot of people so it's an important category of spending, it seems to me.

    I do count groceries as a spend day - the challenge of not spending money means I am more likely to use up things in the cupboard instead so it's handy to keep me on track.
    The only thing I don't include are things that have been planned in advance, like visiting friends or family, where I've already put money aside/ booked tickets ahead of time.

    Today is a NSD so I am on 5/15 :)
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • borollan
    borollan Posts: 209 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    delta13 wrote: »
    I do count groceries as a spend day - the challenge of not spending money means I am more likely to use up things in the cupboard instead so it's handy to keep me on track.

    I'm counting groceries as spends for this challenge. Im wanting to use up the freezer and pantry as they were beyond ridiculous.
    Stop Buying **** We Don't Need :D
  • cathybird
    cathybird Posts: 15,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done borollan :T:T and delta13 :T:T :)

    Everyone is doing so well :)
  • cathybird
    cathybird Posts: 15,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    delta13 wrote: »
    I do count groceries as a spend day - the challenge of not spending money means I am more likely to use up things in the cupboard instead so it's handy to keep me on track.
    borollan wrote:
    I'm counting groceries as spends for this challenge. Im wanting to use up the freezer and pantry as they were beyond ridiculous.

    I do understand this and it makes a lot of logical sense, especially if the intention is to use up things that have already been bought!
  • I count groceries as a spend, even yellow stickered reduced items. Food shopping is my weakness and by including it in a NSD means I try and limit what I buy. I’m pleased to report my freezer is gradually less full to bursting and I can see what’s in there!

    I’m still on 8 NSDs, bought a dress off eBay that I’ve paid for today.
  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Another NSD for me making 5/12
    Really pleased with this so far.
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • Hello all
    Know it’s late but would like to join- aiming for 10 between now and the end of November! 😬. I’ve recently started mat leave so this will hopefully motivate me to stop spending! I’ve also (almost) bought all my Christmas pressies but I always get sucked in around this time of year to buy more so hoping it will help with that too!!!
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