can my daughter buy our council house

M_Python

wubbzy wrote: »

i was trying to help her get a good start, something we didn't have

Actually, you did. You were given a house that you didn't have to pay for (apart from rent of course) and you haven't had to pay for any repairs or upgrades.

Norman_Castle

M_Python wrote: »

Actually, you did. You were given a house that you didn't have to pay for (apart from rent of course) and you haven't had to pay for any repairs or upgrades.

They weren't given a house, they got a tenancy to live in a house. Repairs and upgrades are funded through the rental income.

duchy

Forgetting the morality side completely
If your daughter was to buy a property at say twenty whilst it might mean a good investment it'd be at the cost of restricting her other life choices , she'd have to continue to live with you, couldn't return to education, work abroad , possibly delay starting a family due to space (not to mention what could happen if her partner was someone who didn't have a good relationship with you and you all living together didn't work, or worse divorce happened and your daughter's spouse was entitled to half of the house)
From your side you are trapped , if say health issues meant you needed to move , you wouldn't be able to swop your current tenency for a more suitable one (like say a bungalow or adapted property)
You don't say how old you are but let's assume you are in your forties and working , it might work now but what happens when you are in your 70s and your daughter is fifty .
What sounds like a plan now could be a nightmare later as none of us really knows what the future holds.

Durban

Not a good idea.

She could get married and divorced and her ex has half the house and you are evicted.

Your intentions are good though. You just wanted what you thought was good for your daughter. We all want the best for our kids

xylophone

she is only 18 and is not on the tenancy, i understand mainanence costs, we would obviously be paying rent as we are now, i was trying to help her get a good start,

Had you suggested to her that she might like to start a LISA?

https://www.moneysavingexpert.com/savings/lifetime-isas/

https://www.moneyboxapp.com/cash-lifetime-isa/

Halfie

Aside from all the other advice given, would you really want your 18 year old to own YOUR home? I have an 18 year old son and we considered (briefly) using his income as part of a joint mortgage with my partner. Obviously there are the financial implications for the child but also, can you imagine said teenager in a strop because you won't let them decorate their bedroom in any way they choose, or when they want to bring round loads of friends and stay up til the early hours etc etc etc? How would you deal with "It's my house so you can't stop me"?

teddysmum

We don't know what the future government will be, but there have been mentions of ending the selling of social housing, so, as the OP is not eligible for a mortgage and their daughter is not in full time employment there is little point in speculation at the moment.

wubbzy

M_Python wrote: »

Actually, you did. You were given a house that you didn't have to pay for (apart from rent of course) and you haven't had to pay for any repairs or upgrades.

we've lived in this house 10 years, when i say we didn't have a good start I'm going back much further than that, you don't need to comment about things you don't know, can't believe the presumptions people make

i never realised how strongly people feel about people who live in council houses

wubbzy

Durban wrote: »

Not a good idea.

She could get married and divorced and her ex has half the house and you are evicted.

Your intentions are good though. You just wanted what you thought was good for your daughter. We all want the best for our kids

thank you, I fully understand now its a no go, as id said it was just thought, thank you for releasing i was just thinking about her x

ska_lover

It is a shame for you, that you are not in a position to buy it yourself OP.