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My New Getting rid of unsecured Debt in 2008 Diary

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    You seem to have your head pretty much screwed on about this debt journey.

    Good luck with it all.........and don't lose this diary, you might not be allowed a third!!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • doodledo wrote: »
    Just been reading your diary and wanted to say good luck.

    I think the idea after you have paid your cards off is a good idea as like someone else said life is too short and you need to have some life.

    Thanks Doodle :j
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
  • hypno06 wrote: »
    You seem to have your head pretty much screwed on about this debt journey.

    Good luck with it all.........and don't lose this diary, you might not be allowed a third!!!

    :naughty: me, I have put a link of this into my favourites, so I will not be losing this one.
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
  • Good morning

    Today's to do list:

    ~ Go through cupboards and fridge freezer and meal plan before food shopping on Thursday (I'll be at the hospital t'moro)
    ~ Enter lots of comps
    ~ Do my daily clicks
    ~ Find anything to Ebay

    Thats it for now, I haven't got much planned elsewhere apart from picking my son up from school at 3pm, my back and pelvis is getting more painful by the day so the least done the better

    Laura x
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
  • Good luck at the hospital and congrats on a new diary! You do seem pretty organised!

    I am impressed with joining Pania's challenge, that is a very big target!
    Debt Free - done
    Mortgage Free - done
    Building up the pension pot
  • Good luck at the hospital and congrats on a new diary! You do seem pretty organised!

    I am impressed with joining Pania's challenge, that is a very big target!

    Thanks for that Shiney, it's just a growth scan and my consultant will let me know whether I need another c-section, so I could have a firm date for baby's arrival :j

    I joined Pania's challenge, basically b'cos I feel we can do it, even if we don't manage to pay off £11.5k anything is better than nothing, but we'll be working very hard to achieve our target

    Laura x
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
  • pania
    pania Posts: 8,258 Forumite
    Hello sweetie!! i'm so sorry i've missed you diary so far, didn't realise you had one!! just gonna grab a cuppa t put myself to bed and have a read through.

    Big hugs
    P
    xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania wrote: »
    Hello sweetie!! i'm so sorry i've missed you diary so far, didn't realise you had one!! just gonna grab a cuppa t put myself to bed and have a read through.

    Big hugs
    P
    xxx

    Aww bless ya Pania, it's only 2 pages anyway so will only take you about 2 minutes :o

    The overpaying on debts wont be happening until January as with the new baby and Xmas to look forward to, I'll keep the debt payments to their minimum then get to work on them in the new year :D

    Laura x
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
  • pania
    pania Posts: 8,258 Forumite
    yay a new baby!!! do you know what your having?
    Have you received the AQA e-mail yet? keep thginking about giving it a go myself but not so sure if i'd have enough time! would be nice though!
    Let us know how you get on.
    Things sound pretty hairy re the CSA etc, I have never agreed with them at all, I hoep that you manage to get things sorted with this as thats a pretty hefty outgoing.
    Good luck with the overpayments to, I KNOW you can do it!!!
    xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • pania wrote: »
    yay a new baby!!! do you know what your having?
    Have you received the AQA e-mail yet? keep thginking about giving it a go myself but not so sure if i'd have enough time! would be nice though!
    Let us know how you get on.
    Things sound pretty hairy re the CSA etc, I have never agreed with them at all, I hoep that you manage to get things sorted with this as thats a pretty hefty outgoing.
    Good luck with the overpayments to, I KNOW you can do it!!!
    xxx

    Hi P, we don't know what we're having so will be a nice xmas surprise :D

    I got the test through from AQA today, I completed it within the 2 hours but don't know whether my answers were up to scratch, will have to wait and see.

    With the CSA, we've finally sorted out the payments, hubby's ex went to them when communication broke down between them, but they are back on really good terms now so he's hoping to have a word with her to see if she will pap off the csa and an arrangement made to pay her direct, that way we know that at least the kids are benefiting and not the government.

    Thanks for the vote of confidence, I'm really determined to get a grip on this debt, even hubby's on board which is a huge weight off my shoulders having to carry the burden in the past, now it's a shared burden.

    Laura x
    :j Bankrupt 6th October 2009 :j
    :beer: To a Debt-free Future :beer:
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