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The Bones

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  • beanielou
    beanielou Posts: 95,386 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Haylen8 wrote: »
    Hello

    Martin lewis put on here 2/3 weeks ago a way to get a refund from all overdrafts, did you not apply to the bank?

    Tell us more.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Haylen8 wrote: »
    Hello

    Martin lewis put on here 2/3 weeks ago a way to get a refund from all overdrafts, did you not apply to the bank?

    I think that is to do with the misselling of the OD's. Unfortunately we weren't missold, we knew what we were applying for when we asked for it, so ultimately our fault.
  • Happy new year purple! Hope you had a lovely time, sorry to hear dh is feeling unwell - my dh has ulcers on his esophagus so eats Rennies regularly, he does has a prescription for some other tablets from the gp but he doesn't like taking them all the time. It is better for him when not drinking alcohol and eats well and exercises.

    Well done with getting to the gym and taking meals to work.

    H x
  • Sew those badges on :naughty:.

    Just to let you know that.....they are still sat on the shelf :o:rotfl:
  • Happy new year purple! Hope you had a lovely time, sorry to hear dh is feeling unwell - my dh has ulcers on his esophagus so eats Rennies regularly, he does has a prescription for some other tablets from the gp but he doesn't like taking them all the time. It is better for him when not drinking alcohol and eats well and exercises.

    Well done with getting to the gym and taking meals to work.

    H x

    Thanks lovely, I'm hoping that this stuff wil clear it up and he won't have any more trouble. I really feel for your DH :( x
  • Afternoon,

    Brought my lunch with me again today, leftover cottage pie and a mince pie.

    Lunchtime I ambled about the shops, I bought the following for Christmas:

    Part of MiL's - Bayliss & Harding set
    One G-Nephew - Male grooming set
    2 of DD's - lipstick and make up
    2 x choc orange - One for each of the kids

    For stockings -

    2 for DD - Lipbalms and soap
    2 x choc pennies - One for each of the kids

    Christmas cards for DH, 2 x SiL's and my mum

    I also bouught DS's birthday card and a choc orange for DH's birthday.

    The Christmas cards were half price too :D

    The total spend was about £23
  • Just to let you know that.....they are still sat on the shelf :o:rotfl:

    TSK TSK :naughty::naughty: :rotfl:.

    Well done on the half price cards and Christmas pressies.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • TSK TSK :naughty::naughty: :rotfl:

    :rotfl::rotfl:
  • Morning,

    DH and I did a brainstorming session over Christmas about who I/we both know in our industry who I can approach to enquire about a job. I have put a few feelers out and one I am hoping will come to fruiton (fingers crossed!).

    DH has an interview for the promotion on Thrusday/Friday, unusual I know to have an interview but they have been interviewing outside of the company for the position so want to make it fair. Fingers crossed that DH gets this.

    Brought my lunch with me today and yesterday, I am dermined that I will not buy my lunch this month.

    DS restarted at Cadets lst night and is also signed up to bag packing next Saturday morning.

    I've been thinking about the '20 Things in 2020' and I have a few ideas.

    My main aims for 2020 are:
    • New job
    • Reduce debts substantialy
    • Be fitter
    • Be more organised

    Back later x
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Fingers crossed for you and you hubby <3

    Hope all is well xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
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