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Banking apps that show pending transactions

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Hi all,

I have two current accounts at the moment, one with NatWest and the other with HSBC. In terms of the mobile app, I find the NatWest one is far superior and find the pending transactions information very useful.

The HSBC app doesn't show me any pending transactions at all, and I find it rather clunky to use.

Which other banks (other than Monzo and Starling) show pending transactions in their apps? I'm going to assume that FirstDirect is going to be exactly the same as HSBC. I'm looking to open another current account at another bank but the app is one of the most important aspects for me.

Many thanks
«13

Comments

  • Nationwide also do pending transactions in there app
  • I've never seen pending transactions for any debit card in any of my accounts or apps. The only time I have seen these is for credit card payments, and they are shown in all the apps I have, i.e. Barclaycard, Santander, Halifax and Tesco.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
  • frago wrote: »
    Barclays shows pending transactions as well.


    yes was just going to say Barclays too
  • Thanks all, looks like most of them then, just HSBC lagging behind!

    Does anyone have a 'B' account via Yorkshire/Clydesdale? I'm quite interested but I am a little apprehensive in case they get rid of this when it's renamed Virgin Money in the next few months.
  • Like you I use Natwest which works pretty well on my Galaxy note 9. Try doing a Google search for "banking apps review" but take with a pinch of salt information from websites if they have affiliate links to the banks that they are listing in their reviews.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Why do you want to see the pending transactions in your app? If for budgeting purposes, I would repeat what I have said countless times on this forum already: don't attempt to use a current account as a budgeting tool. They are not designed for that purpose, they cannot reliably show you what card transactions are outstanding, and they wouldn't show you your commitments from SOs or DDs, nor would they show you forthcoming deposits or charges. Budgeting should be done using a budgeting app - plenty of those about, and many also link to the most popular bank accounts. YNAB, Yolt, Money Dashboard are just a few which keep being mentioned.
  • preable
    preable Posts: 2,114 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Barclays do it
  • Zero_Sum
    Zero_Sum Posts: 1,567 Forumite
    TSB does also
  • Thanks everyone.

    Does anyone know if Yorkshire/Clydesdale/B (particularly B) do?

    Tried to find the info myself but can't see anything. Also Santander?
  • gt94sss2
    gt94sss2 Posts: 6,058 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    palewaves wrote: »
    The HSBC app doesn't show me any pending transactions at all

    HSBC do show pending transactions in their app - as this screenshot I found online shows - and I have certainly seen pending direct debits listed when using the app myself.

    What they don't currently do - is show pending card transactions even though the available balance shown already reflects these - but I believe/hope that is coming soon.
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