my car damaged (intentionally) by a van while parked in TESCO car park,is there anything I can do?

eschaton

xplod wrote: »

I’m not going to inform my insurance.
I’m already being ripped off and paying £1400 a year for a 8 years old small city car.
Everyone says they will increase my premium even if I’m not at fault.
car insurance in this country is more like a joke and a scam unfortunately.
I think I have to pay for the repair out of my own pocket and accept it as a misfortune/ experience.

It looks like nothing is ever your fault ?

Take this event as a lesson and show even a tiny bit of consideration for others in future, and there will be less chance of things like this happening to you in future.

ToxicWomble

Just because you had a right to park as and where you did, it doesn’t mean you were right to do so.
Snowflake society with no thought or consideration for other as long as they are in the right !!
If you saw a child stood in the middle of the road, would you just drive “through” them because they shouldnt be there and it’s your “right” to be there ??
Thought not- be considerate for others rather than being selfish because you are right. Take responsibility for you actions.

alfie1950

If the other party decide to go through their insurance then your insurance WILL find out from them and you could then have problems because you haven't stuck to the terms and conditions of your policy by informing them yourself.
Be careful about not informing them in case this backfires on you otherwise they could cancel your policy and you would then have problems getting any insurance because you would have to answer 'yes' to the question 'have you ever had insurance cancelled' .

billy2shots

You say yourself that the other car driver would need to use his passenger door to get in. You also said you have a ‘small city car’.

That space must have been tiny and you caused the situation yourself. As others have said, learn from it take responsibility for your actions.

lisyloo

billy2shots wrote: »

You say yourself that the other car driver would need to use his passenger door to get in.

This assumes a certain amount of physical ability and size.
I know plenty of older/larger/disabled people who would be unable to get into the driver seat from the passenger side, but foreseeing this problem for others requires a degree of empathy

xplod

I'm surprised some of the comments here are not only un-helpful but also very one-sided an unfair.
unfortunately the website doesn't allow me to post a photo..
before jumping into conclusion and blame me saying things like "take responsibility for your actions" ,"I said nothing is ever my fault" think about the situation and what actually happened:

1-the van was parked inside a bay but awkwardly very close to their right bay line (my bay's left side),with plenty of space at their left side where there was a super market trolley section.

2-I parked my car legally in the centre of my bay,there was enough space for a normal size person to open the door of the van.maybe not full wide open but enough for them to get in.
also there was plenty of space at their passenger side.it's not like I blocked their door tight.

3-parking was busy and there was no other free bay any where nearby.

so in this sitution,the van driver could open their door (maybe not full,wide open but they could open it and enter) remember they are the one who parked awkwardly very close to my bay in first place.

worst case scenario ,even if they were extremely large and overweight they could have used their passenger door and enter (not ideal but they could).

so some of you are saying the van driver has the right to smash their door full force out of rage to my door and damage it in this situation so they can feel better..
what kind of logic is that??

I'm not saying my decision to park there was the best decision,maybe I was 20% wrong but this van driver is 80% on the wrong.

they didn't just bump their door to my car,they smashed it to my car causing a huge big dent covering half of my door.
that's what upsets me,if it was a normal scratch or dent I'd accept it considering the situation,but this is like criminal malicious damage.

[Deleted User]

xplod wrote: »

so some of you are saying the van driver has the right to smash their door full force out of rage to my door and damage it in this situation so they can feel better..

Looks like those posts have been deleted, because no one appears to have said that.

Or did they actually exist at all?

ripplyuk

Keep detailed records of any conversation with this company. Names/date/time etc. For such a small amount they may choose just to pay it but if they go through their insurance you will need to inform yours. Make it clear to your insurer that this is for ‘information only’ and you are NOT making a claim. Tell them you are dealing directly with the third party.

I had a somewhat similar situation though my car was parked at home and hit by builders working at my house. After being messed about by the builder’s company, I got an accident management company involved and they were great. I know some have a bad reputation so choose wisely if you go for that option. I had no actual proof of what happened but they got everything sorted out for me and the third party admitted liability.

lisyloo

xplod wrote: »

the van driver has the right to smash their door full force out of rage to my door and damage it in this situation so they can feel better..

Can you clarify, do you have any proof of this, such as CCTV or have you just completely speculated? (The answer could change the advice you get).

Am I right in saying you have no proof whatsoever as to which vehicle did the damage and how it occurred?

How is your CCTV request going? Are they checking it? Did you mention criminal damage and police matter to them in your request because that’s different to a civil case and might get treated differently by the company concerned (definitely by the police). Have you reported criminal damage to the police?

billy2shots

xplod wrote: »

I'm surprised some of the comments here are not only un-helpful but also very one-sided an unfair.
unfortunately the website doesn't allow me to post a photo..
before jumping into conclusion and blame me saying things like "take responsibility for your actions" ,"I said nothing is ever my fault" think about the situation and what actually happened:

1-the van was parked inside a bay but awkwardly very close to their right bay line (my bay's left side),with plenty of space at their left side where there was a super market trolley section.

2-I parked my car legally in the centre of my bay,there was enough space for a normal size person to open the door of the van.maybe not full wide open but enough for them to get in.
also there was plenty of space at their passenger side.it's not like I blocked their door tight.

3-parking was busy and there was no other free bay any where nearby.

so in this sitution,the van driver could open their door (maybe not full,wide open but they could open it and enter) remember they are the one who parked awkwardly very close to my bay in first place.

worst case scenario ,even if they were extremely large and overweight they could have used their passenger door and enter (not ideal but they could).

so some of you are saying the van driver has the right to smash their door full force out of rage to my door and damage it in this situation so they can feel better..
what kind of logic is that??

I'm not saying my decision to park there was the best decision,maybe I was 20% wrong but this van driver is 80% on the wrong.

they didn't just bump their door to my car,they smashed it to my car causing a huge big dent covering half of my door.
that's what upsets me,if it was a normal scratch or dent I'd accept it considering the situation,but this is like criminal malicious damage.

Lol, this just gets better.

The space you parked in had a trolley park on its left. The car on your right was close to the line. You parked in the middle of the bay :rotfl:


Why on earth didn’t you park as far left as possible.

I’m calling it! Great effort but this is a wind up.