Credit card payment not accepted by Fords of Windsord

Manxman_in_exile

Personally, I don't think I'd buy anything by bank transfer - let alone something I'm paying £20k for. You've basically got no payment protection whatsoever.


In the (probably unlikely) event that something "goes wrong", is this rare/unusual car of enough desirability to you that you're willing to run the risk? (If they go bust next week, you're stuck).


I also agree that if they're not particularly customer friendly before you've parted wit h 20k, what will they be like to deal with afterwards?

m0bov

For 20k at 3 years old it must be something special, so I'd push for a Ford aftermarket warranty if paying by transfer. If they wont do that, then walk. You can get the car much cheaper from an indy who will prolly throw in a 3 month warranty and take a credit card. What car is it? Your paying a premium for it being a dealer but not getting much backup should it go wrong. You can normally extend the warranty before it expires. But if it lapses then that's it.

twister_teddy

Manxman_in_exile wrote: »

Personally, I don't think I'd buy anything by bank transfer - let alone something I'm paying £20k for. You've basically got no payment protection whatsoever.


In the (probably unlikely) event that something "goes wrong", is this rare/unusual car of enough desirability to you that you're willing to run the risk? (If they go bust next week, you're stuck).


I also agree that if they're not particularly customer friendly before you've parted wit h 20k, what will they be like to deal with afterwards?

I think you've given me quite a useful reply.

I have just got off the phone with them and despite pressing them and even offering to pay a the incurred fees for a small credit card payment of £100 towards the purchase, they just don't want to entertain that idea at all. Something doesn't sound right and I won't be buying from them.

Its a great vehicle and with the right extras that I was looking for however definitely not worth the risk for a large purchase.

Thank you once again.

twister_teddy

m0bov wrote: »

For 20k at 3 years old it must be something special, so I'd push for a Ford aftermarket warranty if paying by transfer.

Its a VW Golf GTI, not a ford. They are not a ford dealership.

twister_teddy

interstellaflyer wrote: »

They will be looking at selling you a warranty

Yes they do sell a 12 month warranty (at additional cost) however that's by a third party so I am not that impressed by that idea either.

Belenus

twister_teddy wrote: »

Its a VW Golf GTI, not a ford. They are not a ford dealership.

Have you checked your local VW dealership for similar cars? They should have access to used cars throughout the UK.

For £20,000 I would prefer to deal with an authorised VW dealer rather than an independent.

Good luck.

m0bov

Odd for that money Def try main dealer

interstellaflyer

What’s the going rate for a 3 year old Golf GTI from a non main dealer?

MEM62

They are a business and can make a business decision as to what payment types the accept or don't accept. Either way, in my opinion, relying of S75 to deal with any issues on a used car is, at best, risky.

However, the biggest issue for me would be a dealer that you are spending £20K with not offering you anything better than a 30-day guarantee. I would have walked away already.

Car_54

m0bov wrote: »

For 20k at 3 years old it must be something special, so I'd push for a Ford aftermarket warranty if paying by transfer. If they wont do that, then walk. You can get the car much cheaper from an indy who will prolly throw in a 3 month warranty and take a credit card. What car is it? Your paying a premium for it being a dealer but not getting much backup should it go wrong. You can normally extend the warranty before it expires. But if it lapses then that's it.

They are an indy, not a Ford dealer. A Ford warranty is not an option.