Ppi

System

yes thats what Im asking
the mse article says

you could even have it without knowing (see the mis-selling checklist, which includes Plevin too). A major problem was that sales staff were hugely incentivised to sell PPI whenever possible.

One of the ways PPI was mis-sold was by being added without you being told.

[Deleted User]

You need someone to complain to. Without knowing who that is, you can't make a complaint.

Bermonia

Dinard would I be right in saying you are only merely speculating that you may have possibly had PPI and therefore were Mis-sold this ‘speculative’ PPI?

System

i know i had ppi for a mortgage about 20 years ago but i dont know if i had any others

SonOf

Dinard wrote: »

i know i had ppi for a mortgage about 20 years ago but i dont know if i had any others

Most mortgages are put in place by estate agents, advisers, mortgage brokers. These were not regulated until January 2005. So, if you used one and its from before 2005 then you know misselling wont apply to you. If it is after 2005 then these people only account for under 5% of PPI complaints and have an uphold rate of 16%. So, statistically very low.

Even the banks have a low uphold rate on MPPI they put in place. You can still buy MPPI today. Its not a bad type of PPI. So, you would need a bit more info on why you think it was missold. At the moment, you dont even know if you had it (and most didnt).

System

none of my mortgages was from abroker or estae agent or adviser. current one i did research on internet and took best i could find. was in 2000. as i said i know i had it and i know they refused to pay out when i lost my job because it didnt apply to my ccircumnstaces

other mortgages i dont know if i had ppi but dont see why thagt is same as saying i dint
i see on mse that people got payouts for ppi misold even if they dint know they had it

societys_child

i see on mse that people got payouts for ppi misold even if they dint know they had it

It's a CMC myth that PPI was routinely added without you knowing. Unfortunately, it's one of the most commonly used "complaint" reasons.

Bermonia

Well you claim to remember you had PPI on your mortgage so can’t use the I didn’t know I had it excuse there... and perhaps the reason you can’t remember any others is because you didn’t have it... much more likely than ‘you didn’t know you had it’

System

What is CMC please?
I see on mar article about why to claim for PPI that people had it without knowing and have claimed and got refund

System

Mse not mar autocorrect