Non-standard construction

Grenage

Just remember that whatever hassle you have trying to buy this house, you will likely have when selling.

diggingdude

I hope you have dropped to below the original asking price. As you are finding out if you buy this house it will be a difficult sale in the future due to the mortgage NSC nightmare . What have houses by yours sold for recently?

hazyjo

LMCLMC wrote: »

Very general statement and incorrect. There are lenders who specialise in this and our broker has already found one and with very reasonable rates, should we wish to go ahead.

Just because there are a handful who lend on it now doesn't mean there will be in the future. Who knows what restrictions there will be. I expect lots who bought over shops or bought small studios didn't think they'd have a problem but now find themselves stuck or mainly selling to investors.


I'd definitely have walked away.

Smodlet

LMCLMC wrote: »

smodlet we will see what happens. perhaps the sellers will make our minds up for us and refuse the lowered offer. there are lots of other houses, just not as nice. another viewing tomorrow, so already we are starting to lean away from the house. perhaps a little more research is needed before we make a final decision. thanks for the heads up smodlet. as i say, naive FTB. and that's how they get away with it.

Hey. As already mentioned, I don't think you were/are naive; fwiw, you seem pretty clued up to me. Yes, there are FTBs on here whose ignorance and arrogance leave me speechless; you are definitely not one of them. There are also some who probably know more than I do now, let alone when I was an FTB.

Good luck to you and please let us know how you get on, LMCLMC.

LMCLMC

Will do, thank you

Davesnave

LMCLMC wrote: »

There are lenders who specialise in this and our broker has already found one and with very reasonable rates, should we wish to go ahead.

There are lenders who will advance money on some NSC houses provided they are not on what's called the defective construction list.


You will find this by Googling: BRE RdSAP Manual 5

RelievedSheff

LMCLMC wrote: »

yes it is an ex-council house, i would always go for those as they are far more roomy and (usually) better built

You would struggle to say that the 1930's traditionally built ex council semi detached house that we recently sold was well built. It really was the house that Jack built.

Terrible sound insulation, in fact no sound insulation, you could hear EVERYTHING that went on next door. Walls crumbled if you tried to drill into them, sagging floors, woefully inadequate floor joists, layout that wasted space in an already small house, the list could go on. It wasn't one of Sheffield council's finest properties that is for sure. We were glad to see the back of it.

Our David Wilson new build is far better put together and feels a much nicer home that is put together better. Being detached is also a revelation. We will never go to an attached house again after the ex council house. It has put us off for life!

babyblade41

Metal in concrete if it's anything like my old plumbing is anything to go by would be run don't walk.

Concrete can eat into it and eventually disintegrate...I've just paid 800.00 to replace an incoming water pipe which had been eroded by a concrete floor ..imagine if that happened to the frame of a house
Just to add an EA should know if it is quite generic in that area or was it one of those horrid online setups??

m0bov

diggingdude wrote: »

I hope you have dropped to below the original asking price. As you are finding out if you buy this house it will be a difficult sale in the future due to the mortgage NSC nightmare . What have houses by yours sold for recently?

There is no nightmare, have you actually ever purchased an NSC?

Smodlet

babyblade41 wrote: »

Metal in concrete if it's anything like my old plumbing is anything to go by would be run don't walk.

Concrete can eat into it and eventually disintegrate...I've just paid 800.00 to replace an incoming water pipe which had been eroded by a concrete floor ..imagine if that happened to the frame of a house
Just to add an EA should know if it is quite generic in that area or was it one of those horrid online setups??

What babyblade41 said, LMCLMC. I was trying not to frighten you...