Amazon Credit Card replaces default payment on your Amazon account

TwoCacheCats

tehone wrote: »

Why did you ignore the credit card statements from New Day? Are you claiming you didn't receive them?

Also when using a new card on Amazon, they ask for the CVV number (and this is ignoring the fact it really shows you what card you're using to pay with when using Amazon, even on one click)

How many credit card statements are normal in the space of 26 days?

TwoCacheCats

sleepyjones wrote: »

It's definately pretty obvious when you make a purchase that the card is the Amazon card, it even shows a picture of it and it's black so it's hard to miss.

You'd want to be using the Amazon card anyway so you can earn the points or what's the point in having it?, the APR isn't great so it's kinda pointless to get Amazon card and not use it when the whole point in that card is to earn points on purchases.

If it's just a card for emergencies then you'd be better off with a lower APR card not one that rewards you for using it?

Interesting... Ours isn't black.!!
We use the Amazon app - not a pc for purchases - on the go.

TwoCacheCats

super_saver123 wrote: »

I also took an Amazon card over a year ago and, if I recall, you are asked if you want to have the card set as your default. It can easily be changed. But then I always tend to check the payment method before proceeding anyway. I use it once a month maybe and pay it all off.

Thank you.
We were not asked.
They didn't ask for the BBC number either.

[Deleted User]

TwoCacheCats wrote: »

Thank you.
We were not asked.
They didn't ask for the BBC number either.

BBC number?
0370 010 0222

TwoCacheCats

cymruchris wrote: »

I think that now the OP has ranted - they most likely wont be coming back

Well thank you so much for your numerous opinions Cymruchris... Really.
And there were we thinking it was a helpful warning to fellow Savers and further that MSE forums were a helpful friendly place.
I hope nobody is as condescending as you when you feel stung or try to warn others. Obviously such a thing will never occur because you are clearly perfect and here to kick people!! The view must be delightful from your pedestal.

For everybody else who was polite and tried to help (whether, in their opinion, we were right or wrong) ... Thank you.

Takmon

TwoCacheCats wrote: »

.

I made it quite clear that our bank account app tells us when we need to transfer money to cover a payment. as an amount of money is transferred into it regularly for purchases it rarely needs to tell us. So no, in the space of 26 days we did not notice and neither did we
have a statement from either credit card or bank in that time.

Hopefully now you will realise this is a poor way to manage your money. Using a banking app it only take a few seconds to check recent transactions to make sure it's all correct.

surreysaver

I'm surprised people don't realise by now that financial institutions are out to take advantage of the unwary, and regulations do not keep up with their tricks.
Whenever you sign up for a credit card, bank account or whatever, you need to familiarise yourself with the terms and conditions.
It doesn't matter how 'in your face' they make the conditions, people will still not see them.
There is always a catch.

[Deleted User]

surreysaver wrote: »

I'm surprised people don't realise by now that financial institutions are out to take advantage of the unwary, and regulations do not keep up with their tricks.
Whenever you sign up for a credit card, bank account or whatever, you need to familiarise yourself with the terms and conditions.
It doesn't matter how 'in your face' they make the conditions, people will still not see them.
There is always a catch.

There are no advantages being taken here - it's in black and white (literally) as part of one of the steps you agree to as part of the application - it's not even hidden or buried away

surreysaver

!!! wrote: »

There are no advantages being taken here - it's in black and white (literally) as part of one of the steps you agree to as part of the application - it's not even hidden or buried away

I agree with you. But people just click without seeing. They can't make it any clearer - but people still just won't see it. When someone's sat at their computer, there is information overload - just too much information for people to take in, so their brain just doesn't register it. Same as people crashing their car when texting.

BoGoF

surreysaver wrote: »

I agree with you. But people just click without seeing. They can't make it any clearer - but people still just won't see it. When someone's sat at their computer, there is information overload - just too much information for people to take in, so their brain just doesn't register it. Same as people crashing their car when texting.

So where's the catch you refer to?

There isn't one, it's their own stupidity.

Your analogy to texting and driving is a bit much......that is illegal.