Death in Service beneficiary

Sea_Shell

Sunflower2102 wrote: »

This has been split between his child and me. his Pension will automatically go to the child.

So had he also completed a EOW form specifying that under the pension too? Usually it's spouse, by default.

74jax

Sunflower2102 wrote: »

This has been split between his child and me. his Pension will automatically go to the child.

Are you sure, why automatically....


There's too many questions and strange scenarios in this.

[Deleted User]

Sunflower2102 wrote: »

This has been split between his child and me. his Pension will automatically go to the child.

No not automatically. It would normally go to a married spouse unless he expressed differently.

Silvertabby

“ This has been split between his child and me. his Pension will automatically go to the child.
Originally posted by Sunflower2102

Normally, a child's pension is only payable until age 18/23 if in full time education. I would also expect that the child's death grant will be placed into some form of trust until he/she is 18.

Just a thought, but although death grants are paid outside of the estate and cannot legally be used to pay any of the deceased debts - including funeral expenses, most families do use them to pay for the funeral. Does the wife have enough ready cash to do this?

gettingtheresometime

Sunflower2102 wrote: »

This has been split between his child and me. his Pension will automatically go to the child.

Are you sure? I always thought that Death in Service only got paid if the person died ....well in service so not receiving pension income.


As I said before it's none of our business really but it really is an odd situation where a person has prioritised a friend over his wife.....even if they were separated then I would have assumed that his child would have received it entirely.


I do get the impression that there's more to the relationship, especially when we're talking £1000s but as I said it's none of our business .....but it's hard to advise someone when you aren't given all the facts

Marcon

Silvertabby wrote: »

Normally, a child's pension is only payable until age 18/23 if in full time education. I would also expect that the child's death grant will be placed into some form of trust until he/she is 18.

You're assuming this is a DB scheme, I think? Could be DC, so quite easy to stipulate that the fund value goes to his offspring.

Silvertabby

“ Normally, a child's pension is only payable until age 18/23 if in full time education. I would also expect that the child's death grant will be placed into some form of trust until he/she is 18.
Originally posted by Silvertabby

Marcon wrote: »

You're assuming this is a DB scheme, I think? Could be DC, so quite easy to stipulate that the fund value goes to his offspring.

True - but if that is the case, that's even more ammunition to my feeling that the child should get the whole lot.

I have a very dear friend who is more like a sister to me. I know that she has willed me a certain piece of jewellery, but the idea that she would leave me (what could be) several £Ks instead of her children/grandchildren is just unthinkable.

Sunflower2102

He has left me a % and far more to his child that wouldn’t sit with me at all otherwise.

Dox

This does seem to have become a very judgmental thread, based on (necessarily) limited information from OP, who is grieving the loss of an old and dear friend. The original query related to information about 'the process', so perhaps that's what should be - and indeed has been - answered?

Sunflower2102

That’s exactly it hence querying the
Process