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Pet insurance for older dog

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  • Glad
    Glad Posts: 18,942 Senior Ambassador
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    There is a Cheap Pet Insurance article on the main site :)
    I am a Senior Forum Ambassador and I support the Forum Team on the Wales, Small Biz MoneySaving, In My Home (includes DIY) MoneySaving, and Old style MoneySaving boards. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • JimArnold
    JimArnold Posts: 519 Forumite
    Here is my 30 year experience
    I didn't insure first dog - total lifetime vet bills (that insurance would have covered) £300
    or second dog-total lifetime vet bills £70
    third dog I used to leave with friends while on holiday so I insured her - more for their peace of mind . kept insurance going for 8 years before I had a major claim - pyometria- £800 then they tripled my premium next year to £360!

    From the money paid in you need to subtract Tax, administration (inc advertising), salaries and shareholder dividends or other company profits before any money is available to pay claims
    All insurance is a gamble but if I spun a coin and offered to pay you 75p for a head while you paid me £1 for a tail - would you take it ?
    AS suggested above put it in a savings account to reduce the risk
    TANSTAAFL !
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