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First time buyer: one bedroom in London

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Comments

  • jimbog
    jimbog Posts: 2,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Great news! What is the service charges like?

    Hope all goes well for you!
    Gather ye rosebuds while ye may
  • redefinr
    redefinr Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Service charge is £2000/year and includes water. Ground rent £300/year. EPC 82 (b).

    Also, borough of Wandsworth which should be one of the cheapest in London
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    redefinr wrote: »
    Made an offer this morning after few days of thoughts. So far I have to say DoorSteps seems to be quite alright.

    One of my main worries was the cladding and she guaranteed to me she has a proof that the Burneli Building (which contain the studio I want) doesn't have the flammable type. She said she's got paperworks to proove it. She seemed very aware of the problem so I guess is a huge worry between the residents of the buildings.

    I keep hearing I need a broker for my mortgage, what's the advantages of having a broker to get a mortgage?

    Looks like they already dropped the price by 30k? How much did you offer?
  • redefinr
    redefinr Posts: 208 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Yeah it's priced to sell. I offered 270k
  • ryanmaryland
    ryanmaryland Posts: 22 Forumite
    Just quite concern with your choice of bathroom. Have you considered the current state of the bathroom, how was it?
    Choose to be the better person, always.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ryanmaryland wrote: »
    Just quite concern with your choice of bathroom. Have you considered the current state of the bathroom, how was it?
    Would this be anything to do with your homepage and frequent 'bathroom' posts? Hovering over that :spam: button!
    2024 wins: *must start comping again!*
  • jimbog
    jimbog Posts: 2,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ryanmaryland wrote: »
    Just quite concern with your choice of bathroom.

    There isn't a picture of a bathroom:naughty:
    Gather ye rosebuds while ye may
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    redefinr wrote: »
    Yeah it's priced to sell. I offered 270k

    How many other offers have they had?
  • Crashy_Time
    Crashy_Time Posts: 13,386 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    https://www.rightmove.co.uk/property-for-sale/property-70754974.html

    100k price drop! Even at 350k, looking at the outside photos it is hard not to feel a twinge of sadness that people ever bought into this nonsense.....
  • TiberUK
    TiberUK Posts: 57 Forumite
    edited 6 September 2019 at 10:48PM
    redefinr wrote: »
    Made an offer this morning after few days of thoughts. So far I have to say DoorSteps seems to be quite alright.

    One of my main worries was the cladding and she guaranteed to me she has a proof that the Burneli Building (which contain the studio I want) doesn't have the flammable type. She said she's got paperworks to proove it. She seemed very aware of the problem so I guess is a huge worry between the residents of the buildings.

    I keep hearing I need a broker for my mortgage, what's the advantages of having a broker to get a mortgage?

    I didnt use a broker. We found a mortgage we liked and went straight to the bank (it wasnt one that we have ever used before) we had an hour and a half long meeting and 3 days later they issued a full mortgage offer.

    However (despite having a meeting with a few) we opted against a broker in the end because we previously had a very bad experience with one particular broker which left us burned. But if you can find one that you trust? I'm sure it's the ideal option for many people
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