Strong Customer Authentication - **Now delayed** changes to online verification

colsten

Socajam wrote: »

Your last paragraph about not embracing modern is bull.
I doubt you really understand the impact that this will have on the elderly - but that another matter.
Just like Facebook, this plays right into the hands of government. Facebook was the best thing to happen in order for the government to accumulate data.
All the changes to the banking will allow governments to accumulate data behind the scenes without our knowledge or for those of us who are aware of how governments works, do not want them them to have any more data on us.
I am not surprised at your answer, for someone who use to have over 3 dozens current accounts, and a similar number of savings account it says a lot about your financial savviness.

:rotfl:

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Doc_N

Why not fingerprint readers for PCs?

colsten

Doc_N wrote: »

Why not fingerprint readers for PCs?

You'd no doubt get the same objections from the hardcore objectors: "my PC doesn't have a fingerprint reader. Nor do I need one", or "Government surveillance blah blah" etc etc.

Doc_N

colsten wrote: »

You'd no doubt get the same objections from the hardcore objectors: "my PC doesn't have a fingerprint reader. Nor do I need one", or "Government surveillance blah blah" etc etc.

My thinking was that they'd be provided by the banks - like the card readers. Simple, quick, and relatively cheap in bulk supply.

Works very well with smartphones.

Ergates

Doc_N wrote: »

My thinking was that they'd be provided by the banks - like the card readers. Simple, quick, and relatively cheap in bulk supply.

Works very well with smartphones.

A lot of things that work well on phones wouldn't be secure on PCs because it's far far easier to install whatever software you like on your PC. Software that could effectively spoof the response from something like a fingerprint reader.

colsten

From an email received from M&S today. AFAIC, the planned changes can't come soon enough. I hate their hideous physical secure key gadget with a vengeance.

You currently use the M&S PASS (the small calculator-like device) to generate a security code to access and use Internet Banking. But the good news is, you’ll soon be able to use the M&S Banking App to generate this code instead.

The M&S Banking App will be updated later this year to include a new feature called a ‘Digital M&S PASS’, which is the functionality that will enable you to generate your security code.

Please note that when the app is updated to include the Digital M&S PASS, you will no longer be able to use the physical M&S PASS that you currently use if you want to continue to use the app. We’ll let you know when this happens and what you’ll need to do, but until then, carry on using your physical M&S PASS to generate your security code as usual.

badger09

colsten wrote: »

From an email received from M&S today. AFAIC, the planned changes can't come soon enough. I hate their hideous physical secure key gadget with a vengeance.

Me too

I think we should have a celebratory 'burn the detestable M&S Pass' ceremony. Not very eco friendly, but very satifying:D

colsten

badger09 wrote: »

Me too

I think we should have a celebratory 'burn the detestable M&S Pass' ceremony. Not very eco friendly, but very satifying:D

Grand plan!!:grinheart

Doc_N

What's the big problem with the M&S device? It works well enough, and it's no quicker with an app. Besides which not everyone wants their phones clogged up with banking apps just for very occasional use of an account.

And why can't HSBC allow both to be used on the same account?

Gers

Doc_N wrote: »

What's the big problem with the M&S device? It works well enough, and it's no quicker with an app. Besides which not everyone wants their phones clogged up with banking apps just for very occasional use of an account.

And why can't HSBC allow both to be used on the same account?

The problem for me is that it is tiny and fiddly to use. My fingers aren't fat but I find using it very difficult and my eyes are weak, I can barely read it on a good day. Same with the First Direct one.

My phone is not clogged up - I made a folder and dragged all my bank apps into it. Easy.