It's time to start digging up those Squirrelled Nuts!!!!

Dizee123

I've given up obsessing about money - and do appreciate I am lucky to be in a position not to obsess about it .  If I have anything left at the end of a month it either goes in to savings, or I give it to the children (or buy them something they need).  I no longer feel the need to buy 'stuff' just because I can as I have quite moderate needs (play tennis, 2 to 3 holidays in UK a year, the odd book or two, ladies walking group etc.).   Seashell's lifestyle sounds good to me! 

However, I must have a slightly obsessive nature as I am now obsessing about filling the green bin (garden waste) every fortnight before it gets emptied.  Probably because we now pay £70 a year for it ....  This morning I even weeded the road edge down the front of our house, and two neighbours as it was starting to sprout what looked like a wheat field just to fill the bin up to a level that gave me some satisfaction.  Very sad, I know.

MacMickster

westv said:

MacMickster said:

Surely saving for retirement is about putting away a bit more than you are likely to need to live the lifestyle that you personally enjoy. If you don't have "more than enough" then you will constantly be worrying about money throughout your retirement years and so end up depriving yourself of the lifestyle that you had aspired to. 

Of course different people have different aspirations, but the idea of excessive consumerism simply to try to use up all of your pension pot is one that I personally find abhorrent. I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

MacMickster said:

I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

I would. 24hrs in economy?! No way. 

Why would anyone, who is retired and consequently not constrained by time, choose to travel for 24 hours straight through?  Break up the trip into stages and stop off in and explore other destinations for a few days on the way.

westv

MacMickster said:

westv said:

MacMickster said:

Surely saving for retirement is about putting away a bit more than you are likely to need to live the lifestyle that you personally enjoy. If you don't have "more than enough" then you will constantly be worrying about money throughout your retirement years and so end up depriving yourself of the lifestyle that you had aspired to. 

Of course different people have different aspirations, but the idea of excessive consumerism simply to try to use up all of your pension pot is one that I personally find abhorrent. I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

MacMickster said:

I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

I would. 24hrs in economy?! No way. 

Why would anyone, who is retired and consequently not constrained by time, choose to travel for 24 hours straight through?  Break up the trip into stages and stop off in and explore other destinations for a few days on the way.

You could do. That will also use extra money too.

Nebulous2

MacMickster said:

westv said:

MacMickster said:

Surely saving for retirement is about putting away a bit more than you are likely to need to live the lifestyle that you personally enjoy. If you don't have "more than enough" then you will constantly be worrying about money throughout your retirement years and so end up depriving yourself of the lifestyle that you had aspired to. 

Of course different people have different aspirations, but the idea of excessive consumerism simply to try to use up all of your pension pot is one that I personally find abhorrent. I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

MacMickster said:

I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

I would. 24hrs in economy?! No way. 

Why would anyone, who is retired and consequently not constrained by time, choose to travel for 24 hours straight through?  Break up the trip into stages and stop off in and explore other destinations for a few days on the way.

I don't think I've got the hang of this retirement thing.

 When you aren't starting from London, and your destination isn't at the end of one of the standard routes, 24 hours is nothing like enough. 

My last antipodean trip took 4 planes and around 40 hours from leaving my house to reaching my destination.  

It was worth it though - we had a wonderful holiday. 

barnstar2077

Dizee123 said:

I've given up obsessing about money - and do appreciate I am lucky to be in a position not to obsess about it .  If I have anything left at the end of a month it either goes in to savings, or I give it to the children (or buy them something they need).  I no longer feel the need to buy 'stuff' just because I can as I have quite moderate needs (play tennis, 2 to 3 holidays in UK a year, the odd book or two, ladies walking group etc.).   Seashell's lifestyle sounds good to me! 

However, I must have a slightly obsessive nature as I am now obsessing about filling the green bin (garden waste) every fortnight before it gets emptied.  Probably because we now pay £70 a year for it ....  This morning I even weeded the road edge down the front of our house, and two neighbours as it was starting to sprout what looked like a wheat field just to fill the bin up to a level that gave me some satisfaction.  Very sad, I know.

My garden waste collection was £90 this year.  I am filling that sucker up until it is overflowing every time, and I don't care what they say I can put in it.  If I should stumble upon some plutonium while weeding among the hydrangeas, then they are bleedin' well going to take it away for that kind of money!

Not that I am bitter about it or anything.

westv

Garden waste is collected for free round here.

barnstar2077

westv said:

Garden waste is collected for free round here.

Mine was until this year. One day your local council will realise what an untapped gold mine it is and they will come for you too!

Mine is set to reduce a bit next year, but it still hurts. Especially having to pay it all up front.  I wonder if they pay the binmen's wages for the year in advance too... 

kimwp

barnstar2077 said:

westv said:

Garden waste is collected for free round here.

Mine was until this year. One day your local council will realise what an untapped gold mine it is and they will come for you too!

Mine is set to reduce a bit next year, but it still hurts. Especially having to pay it all up front.  I wonder if they pay the binmen's wages for the year in advance too... 

Same. I didn't get round to signing up and then started pondering which weeds could be composted - turns out nearly all, some with some steps to take first to kill them. Considering weeds are really good at extracting nutrients from the ground, I've basically been throwing away good compost all these years.

westv

barnstar2077 said:

westv said:

Garden waste is collected for free round here.

Mine was until this year. One day your local council will realise what an untapped gold mine it is and they will come for you too!

Mine is set to reduce a bit next year, but it still hurts. Especially having to pay it all up front.  I wonder if they pay the binmen's wages for the year in advance too... 

Don't councils compost all the waste and then sell it back to residents to use on their gardens? Or did I make that up?

MallyGirl

westv said:

barnstar2077 said:

westv said:

Garden waste is collected for free round here.

Mine was until this year. One day your local council will realise what an untapped gold mine it is and they will come for you too!

Mine is set to reduce a bit next year, but it still hurts. Especially having to pay it all up front.  I wonder if they pay the binmen's wages for the year in advance too... 

Don't councils compost all the waste and then sell it back to residents to use on their gardens? Or did I make that up?

They certainly do that here