It's time to start digging up those Squirrelled Nuts!!!!

Sea_Shell

Cus said:

I guess if you are preoccupied with justifying your own low income/spend versus others who have/spend more, and regular tell yourself you are happy with that then maybe there's an element of kidding yourself, a bit like the people who spend loads and say it makes them happy but they aren't.

Thanks for that astute observation of my motives.   Of course I am kidding myself.   

I am miserable as sin sitting here with my pile of cash, counting it everyday, in my fingerless gloves, whistling "in this life, one thing counts, in the bank, large amounts".   I try and justify this by posting about it, and trying to drag others down with me, or having them follow me, like a cult leader.     


I'm sick of people dissing this thread (or me), which crops up again and again throughout it's history, in various guises.  If you don't like it, or the "message" in it....scroll on by.

I don't need validation, or people blowing sunshine up my behind either, but just want to give my (insert hackneyed cliché here), in the hope that others take something from it.  

So later this morning, whilst my peers are heading for their desks, I shall be going for a run, then settling down with a coffee, a good book or a sudoku, followed by an afternoon of tennis on the TV.    My life is horrible!!! 

westv

eastcorkram said:

I've never understood the 'you could or should spend more' poinut of view. 

If someone told me I should do that, I wouldn't really know what the extra would get spent on, or more importantly, why. 

I suppose it's because, when you are dead, any money left is of no benefit to you. 

alanyau88

Congratulations on your retirement Sea Shell. Your plans are solid and I am happy that you are already enjoying retirement life with no terms and conditions from a contract holding you back. The money you have will allow you and your partner to do practically what you want in life.

I would go even further and say have you considered making even more money in retirement life by investing your funds more into becoming self employed for example? So many other things you can consider that may not require a huge amount of capital. It could be a side hustle or hobby or selling cakes. Working Life for me would never stop even at age 100. Good Luck on whatever you plan to do and Best Wishes.

Cus

Sea_Shell said:

Cus said:

I guess if you are preoccupied with justifying your own low income/spend versus others who have/spend more, and regular tell yourself you are happy with that then maybe there's an element of kidding yourself, a bit like the people who spend loads and say it makes them happy but they aren't.

Thanks for that astute observation of my motives.   Of course I am kidding myself.   

I am miserable as sin sitting here with my pile of cash, counting it everyday, in my fingerless gloves, whistling "in this life, one thing counts, in the bank, large amounts".   I try and justify this by posting about it, and trying to drag others down with me, or having them follow me, like a cult leader.     


I'm sick of people dissing this thread (or me), which crops up again and again throughout it's history, in various guises.  If you don't like it, or the "message" in it....scroll on by.

I don't need validation, or people blowing sunshine up my behind either, but just want to give my (insert hackneyed cliché here), in the hope that others take something from it.  

So later this morning, whilst my peers are heading for their desks, I shall be going for a run, then settling down with a coffee, a good book or a sudoku, followed by an afternoon of tennis on the TV.    My life is horrible!!! 

I'm not intentionally dissing this thread, nor directing any specific comment to you. As I said, if you are happy saving money and gain satisfaction from it then great. And potentially helping others by showing how you do it is all good. I just got the impression some might be trying to convince themselves.
It's a thread on a forum, i decided to comment. You can ignore it.

Sea_Shell

Cus said:

Sea_Shell said:

Cus said:

I guess if you are preoccupied with justifying your own low income/spend versus others who have/spend more, and regular tell yourself you are happy with that then maybe there's an element of kidding yourself, a bit like the people who spend loads and say it makes them happy but they aren't.

Thanks for that astute observation of my motives.   Of course I am kidding myself.   

I am miserable as sin sitting here with my pile of cash, counting it everyday, in my fingerless gloves, whistling "in this life, one thing counts, in the bank, large amounts".   I try and justify this by posting about it, and trying to drag others down with me, or having them follow me, like a cult leader.     


I'm sick of people dissing this thread (or me), which crops up again and again throughout it's history, in various guises.  If you don't like it, or the "message" in it....scroll on by.

I don't need validation, or people blowing sunshine up my behind either, but just want to give my (insert hackneyed cliché here), in the hope that others take something from it.  

So later this morning, whilst my peers are heading for their desks, I shall be going for a run, then settling down with a coffee, a good book or a sudoku, followed by an afternoon of tennis on the TV.    My life is horrible!!! 

I'm not intentionally dissing this thread, nor directing any specific comment to you. As I said, if you are happy saving money and gain satisfaction from it then great. And potentially helping others by showing how you do it is all good. I just got the impression some might be trying to convince themselves.
It's a thread on a forum, i decided to comment. You can ignore it.

Duly ignored.   Bye.

zagfles

westv said:

eastcorkram said:

I've never understood the 'you could or should spend more' poinut of view. 

If someone told me I should do that, I wouldn't really know what the extra would get spent on, or more importantly, why. 

I suppose it's because, when you are dead, any money left is of no benefit to you. 

Someone I used to know had a mobile contract where he had something like 200 minutes per month and at the end of the month if he had some left he'd make pointless calls just to use up the minutes! He'd bought them so he was going to use them even if he didn't need to, even if it wasted time he could have spent doing something enjoyable    

Same kind of logic. If you obsess about making use of all your savings rather that risk "wasting" some by having some left over at the end of your life, your choice of activities/lifestyle might be guided by "using up your money" rather than what you actually want to do. It's not necessarily the case that the most expensive stuff is the most enjoyable, quite often the reverse. I'd much prefer an evening playing cards and having a laugh with friends than a night out at a posh restaurant, theatre, pop concert etc all of which are far more expensive. 

MacMickster

Surely saving for retirement is about putting away a bit more than you are likely to need to live the lifestyle that you personally enjoy. If you don't have "more than enough" then you will constantly be worrying about money throughout your retirement years and so end up depriving yourself of the lifestyle that you had aspired to. 

Of course different people have different aspirations, but the idea of excessive consumerism simply to try to use up all of your pension pot is one that I personally find abhorrent. I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

westv

zagfles said:

westv said:

eastcorkram said:

I've never understood the 'you could or should spend more' poinut of view. 

If someone told me I should do that, I wouldn't really know what the extra would get spent on, or more importantly, why. 

I suppose it's because, when you are dead, any money left is of no benefit to you. 

Someone I used to know had a mobile contract where he had something like 200 minutes per month and at the end of the month if he had some left he'd make pointless calls just to use up the minutes! He'd bought them so he was going to use them even if he didn't need to, even if it wasted time he could have spent doing something enjoyable    

Same kind of logic. If you obsess about making use of all your savings rather that risk "wasting" some by having some left over at the end of your life, your choice of activities/lifestyle might be guided by "using up your money" rather than what you actually want to do. It's not necessarily the case that the most expensive stuff is the most enjoyable, quite often the reverse. I'd much prefer an evening playing cards and having a laugh with friends than a night out at a posh restaurant, theatre, pop concert etc all of which are far more expensive. 

You don't have to "obsess" to make the most out of your money. No more than you have to "obsess" about saving it in the first place.

westv

MacMickster said:

Surely saving for retirement is about putting away a bit more than you are likely to need to live the lifestyle that you personally enjoy. If you don't have "more than enough" then you will constantly be worrying about money throughout your retirement years and so end up depriving yourself of the lifestyle that you had aspired to. 

Of course different people have different aspirations, but the idea of excessive consumerism simply to try to use up all of your pension pot is one that I personally find abhorrent. I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

MacMickster said:

I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

I would. 24hrs in economy?! No way. 

zagfles

westv said:

MacMickster said:

Surely saving for retirement is about putting away a bit more than you are likely to need to live the lifestyle that you personally enjoy. If you don't have "more than enough" then you will constantly be worrying about money throughout your retirement years and so end up depriving yourself of the lifestyle that you had aspired to. 

Of course different people have different aspirations, but the idea of excessive consumerism simply to try to use up all of your pension pot is one that I personally find abhorrent. I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

MacMickster said:

I really can't imagine that I would find any pleasure in spending an extra £8,000 on better airline seats for example. 

I would. 24hrs in economy?! No way. 

24 hours in a "sky dorm" doesn't sound much better For a flight to AUS/NZ I'd spend around £100 on the transit hotel in Singapore. Proper private room with private facilities, rather than a dorm bed in the sky. And over £7k cheaper.