It's time to start digging up those Squirrelled Nuts!!!!

ex-pat_scot · 2 May 2022 at 9:00PM

-£22,500 (-2.5%) for April 2022. Hum.
I can't really get too concerned about that - it's well within the general noise / chatter of market returns.

Thrugelmir · 2 May 2022 at 9:35PM

cfw1994 said:

Sea_Shell said:

Thrugelmir said:

Sea_Shell said:

Thrugelmir said:

Sea_Shell said:

It appears to be our Rathbones ISA that's dragging our overall performance down.

It's down 18% from its high point in mid November 21.

But that's our "long term" investment, so not too worried about it.

Any investment that had fallen 18% in a short period of time would concern me. I'd certainly be questioning whether the reasons for buying the investment in the first place still remained valid, and whether better opportunities now lie elsewhere.

To recover that lost 18%, your investment now needs to gain around 22% just to recover lost ground. Let alone show any growth.

The loss looks bad in isolation, but is off the back of big rises last year...rather than a steady increase without the swings.

No reason why it won't fall further though depending on where the money is invested.

Maybe, maybe not!! 😉

Cost price £112k
Current value £137k

Better to have loved and lost, than to have never loved?

Always!
The Thrug sounds like suggesting selling at the bottom. Rarely the best advice for an investor!

Are we at the bottom? I'd be very surprised if we are.

cfw1994 · 2 May 2022 at 9:45PM

Thrugelmir said:

cfw1994 said:

Sea_Shell said:

Thrugelmir said:

Sea_Shell said:

Thrugelmir said:

Sea_Shell said:

It appears to be our Rathbones ISA that's dragging our overall performance down.

It's down 18% from its high point in mid November 21.

But that's our "long term" investment, so not too worried about it.

Any investment that had fallen 18% in a short period of time would concern me. I'd certainly be questioning whether the reasons for buying the investment in the first place still remained valid, and whether better opportunities now lie elsewhere.

To recover that lost 18%, your investment now needs to gain around 22% just to recover lost ground. Let alone show any growth.

The loss looks bad in isolation, but is off the back of big rises last year...rather than a steady increase without the swings.

No reason why it won't fall further though depending on where the money is invested.

Maybe, maybe not!! 😉

Cost price £112k
Current value £137k

Better to have loved and lost, than to have never loved?

Always!
The Thrug sounds like suggesting selling at the bottom. Rarely the best advice for an investor!

Are we at the bottom? I'd be very surprised if we are.

Ah, okay: gotcha.
So Sea_shell needs to sell her Rathbones ISA to cash.....feel free to let her know when the bottom is to buy back in!

Thrugelmir · 2 May 2022 at 9:50PM

cfw1994 said:

Thrugelmir said:

cfw1994 said:

Sea_Shell said:

Thrugelmir said:

Sea_Shell said:

Thrugelmir said:

Sea_Shell said:

It appears to be our Rathbones ISA that's dragging our overall performance down.

It's down 18% from its high point in mid November 21.

But that's our "long term" investment, so not too worried about it.

Any investment that had fallen 18% in a short period of time would concern me. I'd certainly be questioning whether the reasons for buying the investment in the first place still remained valid, and whether better opportunities now lie elsewhere.

To recover that lost 18%, your investment now needs to gain around 22% just to recover lost ground. Let alone show any growth.

The loss looks bad in isolation, but is off the back of big rises last year...rather than a steady increase without the swings.

No reason why it won't fall further though depending on where the money is invested.

Maybe, maybe not!! 😉

Cost price £112k
Current value £137k

Better to have loved and lost, than to have never loved?

Always!
The Thrug sounds like suggesting selling at the bottom. Rarely the best advice for an investor!

Are we at the bottom? I'd be very surprised if we are.

Ah, okay: gotcha.
So Sea_shell needs to sell her Rathbones ISA to cash.....feel free to let her know when the bottom is to buy back in!

Suggest reread my original comment in it's full context. Could equally apply to any fund held within the portfolio.