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It's time to start digging up those Squirrelled Nuts!!!!
Comments
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-£22,500 (-2.5%) for April 2022. Hum.
I can't really get too concerned about that - it's well within the general noise / chatter of market returns.
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Are we at the bottom? I'd be very surprised if we are.cfw1994 said:
Always!Sea_Shell said:
Maybe, maybe not!! 😉Thrugelmir said:
No reason why it won't fall further though depending on where the money is invested.Sea_Shell said:Thrugelmir said:
Any investment that had fallen 18% in a short period of time would concern me. I'd certainly be questioning whether the reasons for buying the investment in the first place still remained valid, and whether better opportunities now lie elsewhere.Sea_Shell said:It appears to be our Rathbones ISA that's dragging our overall performance down.
It's down 18% from its high point in mid November 21.
But that's our "long term" investment, so not too worried about it.
To recover that lost 18%, your investment now needs to gain around 22% just to recover lost ground. Let alone show any growth.
The loss looks bad in isolation, but is off the back of big rises last year...rather than a steady increase without the swings.
Cost price £112k
Current value £137k
Better to have loved and lost, than to have never loved?
The Thrug sounds like suggesting selling at the bottom. Rarely the best advice for an investor!
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Ah, okay: gotcha.Thrugelmir said:
Are we at the bottom? I'd be very surprised if we are.cfw1994 said:
Always!Sea_Shell said:
Maybe, maybe not!! 😉Thrugelmir said:
No reason why it won't fall further though depending on where the money is invested.Sea_Shell said:Thrugelmir said:
Any investment that had fallen 18% in a short period of time would concern me. I'd certainly be questioning whether the reasons for buying the investment in the first place still remained valid, and whether better opportunities now lie elsewhere.Sea_Shell said:It appears to be our Rathbones ISA that's dragging our overall performance down.
It's down 18% from its high point in mid November 21.
But that's our "long term" investment, so not too worried about it.
To recover that lost 18%, your investment now needs to gain around 22% just to recover lost ground. Let alone show any growth.
The loss looks bad in isolation, but is off the back of big rises last year...rather than a steady increase without the swings.
Cost price £112k
Current value £137k
Better to have loved and lost, than to have never loved?
The Thrug sounds like suggesting selling at the bottom. Rarely the best advice for an investor!
So Sea_shell needs to sell her Rathbones ISA to cash.....feel free to let her know when the bottom is to buy back in!Plan for tomorrow, enjoy today!1 -
Suggest reread my original comment in it's full context. Could equally apply to any fund held within the portfolio.cfw1994 said:
Ah, okay: gotcha.Thrugelmir said:
Are we at the bottom? I'd be very surprised if we are.cfw1994 said:
Always!Sea_Shell said:
Maybe, maybe not!! 😉Thrugelmir said:
No reason why it won't fall further though depending on where the money is invested.Sea_Shell said:Thrugelmir said:
Any investment that had fallen 18% in a short period of time would concern me. I'd certainly be questioning whether the reasons for buying the investment in the first place still remained valid, and whether better opportunities now lie elsewhere.Sea_Shell said:It appears to be our Rathbones ISA that's dragging our overall performance down.
It's down 18% from its high point in mid November 21.
But that's our "long term" investment, so not too worried about it.
To recover that lost 18%, your investment now needs to gain around 22% just to recover lost ground. Let alone show any growth.
The loss looks bad in isolation, but is off the back of big rises last year...rather than a steady increase without the swings.
Cost price £112k
Current value £137k
Better to have loved and lost, than to have never loved?
The Thrug sounds like suggesting selling at the bottom. Rarely the best advice for an investor!
So Sea_shell needs to sell her Rathbones ISA to cash.....feel free to let her know when the bottom is to buy back in!0 -
I'm declaring this a "negative vibe free zone"!! 😎How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)6
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If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.4
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"Woof woof".....that's my other dog impression!1
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"Hang in there Gromit. Everything's under control!!!" 👍
😁How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)1 -
The sun's out and so are the loungers.
Fridge full of yummy things to eat and drink.
Happy days.😎How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)7
: 
https://www.youtube.com/watch?v=0AEj3LA2vSo
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