It's time to start digging up those Squirrelled Nuts!!!!

Sea_Shell

SouthCoastBoy said:

Think that illustrates how resilient stock markets have been regardless of inflation, war and the prospect of rising interest rates, the question is will it last?

It looks a bit eek against Dec 21 mind...down nearly £47,000 😉

But up £75,000 since April 2020.😁

Swings and roundabouts 😎 (or rollercoasters)

Audaxer

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

Thrugelmir

SouthCoastBoy said:

Think that illustrates how resilient stock markets have been regardless of inflation, war and the prospect of rising interest rates, the question is will it last?

Markets can be fickle. Perhaps some investors remain overly optimistic. Individual share prices are gyrating wildly. 

Albermarle

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

I am down 4% ytd , although the market drops on Friday may knock a bit more down . Pretty much the same values as 12 months ago . Glad I sold some ( not all ) bonds, and bought some more Wealth Preservation IT's, some new infrastructure funds and bought a precious metals fund at a low point . 
A BG UK growth trust and an emerging markets trust have dragged values down though.
Swings and roundabouts...........

Sea_Shell

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

Albermarle said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

I am down 4% ytd , although the market drops on Friday may knock a bit more down . Pretty much the same values as 12 months ago . Glad I sold some ( not all ) bonds, and bought some more Wealth Preservation IT's, some new infrastructure funds and bought a precious metals fund at a low point . 
A BG UK growth trust and an emerging markets trust have dragged values down though.
Swings and roundabouts...........

Do you both mean ytd as being April 21 to April 22, or do you mean calendar ytd, just since end 2021?

I'm only down 1.57% April-April (but actually up 1.33% pre spends of £17,900)
Or If only since end Dec 21, I'm down 7.75% (or 7% pre spends of £4,300)

Audaxer

Sea_Shell said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

Albermarle said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

I am down 4% ytd , although the market drops on Friday may knock a bit more down . Pretty much the same values as 12 months ago . Glad I sold some ( not all ) bonds, and bought some more Wealth Preservation IT's, some new infrastructure funds and bought a precious metals fund at a low point . 
A BG UK growth trust and an emerging markets trust have dragged values down though.
Swings and roundabouts...........

Do you both mean ytd as being April 21 to April 22, or do you mean calendar ytd, just since end 2021?

I'm only down 1.57% April-April (but actually up 1.33% pre spends of £17,900)
Or If only since end Dec 21, I'm down 7.75% (or 7% pre spends of £4,300)

By Year-To-Date, I mean the 4 months from the start of this year, the exact percentage being -4.77% through the XIRR calculation in Excel.

My only funds that are in positive figures for Year-To-Date are my equity income funds and ITs. These have reduced my losses over the past 4 months after having disappointing returns in the previous couple of years. One of my worse performers this year is "low-risk" VLS40 which is down -8.58% Year-To-Date. 

mat1964

Audaxer said:

Sea_Shell said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

Albermarle said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

I am down 4% ytd , although the market drops on Friday may knock a bit more down . Pretty much the same values as 12 months ago . Glad I sold some ( not all ) bonds, and bought some more Wealth Preservation IT's, some new infrastructure funds and bought a precious metals fund at a low point . 
A BG UK growth trust and an emerging markets trust have dragged values down though.
Swings and roundabouts...........

Do you both mean ytd as being April 21 to April 22, or do you mean calendar ytd, just since end 2021?

I'm only down 1.57% April-April (but actually up 1.33% pre spends of £17,900)
Or If only since end Dec 21, I'm down 7.75% (or 7% pre spends of £4,300)

By Year-To-Date, I mean the 4 months from the start of this year, the exact percentage being -4.77% through the XIRR calculation in Excel.

My only funds that are in positive figures for Year-To-Date are my equity income funds and ITs. These have reduced my losses over the past 4 months after having disappointing returns in the previous couple of years. One of my worse performers this year is "low-risk" VLS40 which is down -8.58% Year-To-Date. 

Yup similar.  Vanguard target retirement 2020 which is similar to VLS 40 is my worst performer. Only ones positive are a couple of wealth preservation ITs.  

Albermarle

Sea_Shell said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

Albermarle said:

Audaxer said:

Sea_Shell said:

End of month figures, down £17,200 from end March 22.

Annual, down £9,700 from end April 21

Pot still at £606,000.

I'm down around 5% for year to date, mainly down to bond funds and my multi asset funds that contain bonds. While I'm confident equity losses will recover, I'm not so sure about the bonds recovering if interest rates keep rising?

I am down 4% ytd , although the market drops on Friday may knock a bit more down . Pretty much the same values as 12 months ago . Glad I sold some ( not all ) bonds, and bought some more Wealth Preservation IT's, some new infrastructure funds and bought a precious metals fund at a low point . 
A BG UK growth trust and an emerging markets trust have dragged values down though.
Swings and roundabouts...........

Do you both mean ytd as being April 21 to April 22, or do you mean calendar ytd, just since end 2021?

I'm only down 1.57% April-April (but actually up 1.33% pre spends of £17,900)
Or If only since end Dec 21, I'm down 7.75% (or 7% pre spends of £4,300)

YTD means as from Jan1st 2022 until today .

Sea_Shell

It appears to be our Rathbones ISA that's dragging our overall performance down.

It's down 18% from its high point in mid November 21.

But that's our "long term" investment, so not too worried about it.

Albermarle

Sea_Shell said:

It appears to be our Rathbones ISA that's dragging our overall performance down.

It's down 18% from its high point in mid November 21.

But that's our "long term" investment, so not too worried about it.

I have a couple of funds also dragging me down , but I moved some money from bonds and an absolute return fund to other non equity investments later last year, and that has helped as they have done OK ( infrastructure /precious metals/property) 
Just wish I had moved more !