It's time to start digging up those Squirrelled Nuts!!!!

quirkydeptless

Seems like this thread needs support from Nurse Squirrel

jimi_man

ex-pat_scot said:

barnstar2077 said:

cfw1994 said:

barnstar2077 said:

Sea_Shell said:

The sun's out and so are the loungers.

Fridge full of yummy things to eat and drink.

Happy days.😎

Haha, I came off my bike on Friday the 13th and smashed the two bones of my lower  leg.  I need surgery on Thursday by a knee specialist, the surgeon here said it was beyond his abilities..  Happy days indeed! :  )

Ouch 😱
I head off next week on a 360-mile pedalling jaunt between Britain’s last two iron viaducts…..hoping for no incidents like yours.  

Good luck with the surgery, and mend fast & well 👍

Out of retirement curiosity, is that under NHS or did private come into play?  I imagine the former 🤷‍♂️

On the NHS.  Honestly can't fault them, the staff have all been great.  I am also lucky to be in a ward of only 6 people and we all get on and help each other, with a friendly bit of banter.

I couldn't get an ambulance though, a tale repeated by most of my fellow inmates.  I had to have a friend drive me to the hospital without any painkillers and with a busted up leg.  Not fun, but just comes down to available crews and economics im sure. 

Ouch! "Smashed two bones of lower leg" - sounds if that definitely should have been immobilised at the scene. Hope you heal quick. 
One silver lining is presumably your friend was able to rescue your bike (which I trust is relatively unscathed?)

I was out in the Lakes a week ago, riding all the passes. There were a couple of badly-injured cyclists being treated by ambulances (Honister and Whinlatter). Both being immobilised on stretchers as I passed.

It's not normally a dangerous sport / activity, but can catch the unwary. I got flattened 2 months ago, thankfully at very slow speed, but it's 13 years since previously knocked off, and 28 years since the incident before that.

Was that the Fred Whitton challenge? I was staying in Langdale for a week doing some of the peaks around Langdale (walking rather than cycling) and watched them as they cycled through the village I was in. Quite an impressive feat!

ex-pat_scot

jimi_man said:

ex-pat_scot said:

barnstar2077 said:

cfw1994 said:

barnstar2077 said:

Sea_Shell said:

The sun's out and so are the loungers.

Fridge full of yummy things to eat and drink.

Happy days.😎

Haha, I came off my bike on Friday the 13th and smashed the two bones of my lower  leg.  I need surgery on Thursday by a knee specialist, the surgeon here said it was beyond his abilities..  Happy days indeed! :  )

Ouch 😱
I head off next week on a 360-mile pedalling jaunt between Britain’s last two iron viaducts…..hoping for no incidents like yours.  

Good luck with the surgery, and mend fast & well 👍

Out of retirement curiosity, is that under NHS or did private come into play?  I imagine the former 🤷‍♂️

On the NHS.  Honestly can't fault them, the staff have all been great.  I am also lucky to be in a ward of only 6 people and we all get on and help each other, with a friendly bit of banter.

I couldn't get an ambulance though, a tale repeated by most of my fellow inmates.  I had to have a friend drive me to the hospital without any painkillers and with a busted up leg.  Not fun, but just comes down to available crews and economics im sure. 

Ouch! "Smashed two bones of lower leg" - sounds if that definitely should have been immobilised at the scene. Hope you heal quick. 
One silver lining is presumably your friend was able to rescue your bike (which I trust is relatively unscathed?)

I was out in the Lakes a week ago, riding all the passes. There were a couple of badly-injured cyclists being treated by ambulances (Honister and Whinlatter). Both being immobilised on stretchers as I passed.

It's not normally a dangerous sport / activity, but can catch the unwary. I got flattened 2 months ago, thankfully at very slow speed, but it's 13 years since previously knocked off, and 28 years since the incident before that.

Was that the Fred Whitton challenge? I was staying in Langdale for a week doing some of the peaks around Langdale (walking rather than cycling) and watched them as they cycled through the village I was in. Quite an impressive feat!

Yes - well spotted. A long, tough route, and by the time you get to Langdale you're almost (metaphorically and physically) finished, having just had Hardknott, Wrynose and Blea tarn after 100 miles.

jimi_man

ex-pat_scot said:

jimi_man said:

ex-pat_scot said:

barnstar2077 said:

cfw1994 said:

barnstar2077 said:

Sea_Shell said:

The sun's out and so are the loungers.

Fridge full of yummy things to eat and drink.

Happy days.😎

Haha, I came off my bike on Friday the 13th and smashed the two bones of my lower  leg.  I need surgery on Thursday by a knee specialist, the surgeon here said it was beyond his abilities..  Happy days indeed! :  )

Ouch 😱
I head off next week on a 360-mile pedalling jaunt between Britain’s last two iron viaducts…..hoping for no incidents like yours.  

Good luck with the surgery, and mend fast & well 👍

Out of retirement curiosity, is that under NHS or did private come into play?  I imagine the former 🤷‍♂️

On the NHS.  Honestly can't fault them, the staff have all been great.  I am also lucky to be in a ward of only 6 people and we all get on and help each other, with a friendly bit of banter.

I couldn't get an ambulance though, a tale repeated by most of my fellow inmates.  I had to have a friend drive me to the hospital without any painkillers and with a busted up leg.  Not fun, but just comes down to available crews and economics im sure. 

Ouch! "Smashed two bones of lower leg" - sounds if that definitely should have been immobilised at the scene. Hope you heal quick. 
One silver lining is presumably your friend was able to rescue your bike (which I trust is relatively unscathed?)

I was out in the Lakes a week ago, riding all the passes. There were a couple of badly-injured cyclists being treated by ambulances (Honister and Whinlatter). Both being immobilised on stretchers as I passed.

It's not normally a dangerous sport / activity, but can catch the unwary. I got flattened 2 months ago, thankfully at very slow speed, but it's 13 years since previously knocked off, and 28 years since the incident before that.

Was that the Fred Whitton challenge? I was staying in Langdale for a week doing some of the peaks around Langdale (walking rather than cycling) and watched them as they cycled through the village I was in. Quite an impressive feat!

Yes - well spotted. A long, tough route, and by the time you get to Langdale you're almost (metaphorically and physically) finished, having just had Hardknott, Wrynose and Blea tarn after 100 miles.

I can imagine! I was walking back to Chapel Stile having congratulated myself on doing Bowfell and a couple of others over a 12 mile route and then seeing a sign that 2000 odd cyclists were passing through the next day on this challenge. When I looked it up, suddenly my efforts seemed rather small! Congrats on that, a huge feat!!!!

Sea_Shell

Afternoon everyone, hope the sun is shining for you wherever you are.   I’m just taking a bit of refuge in the study, as it’s the coolest place in the house.  I can hear an Aldi mini “Magnum” calling to me!!

 

Things are just ticking along here.   The markets appear to have slowed their slide into oblivion (for now?) and the finances still look healthy.   As interest rates are on the rise, we’re hoping to catch a few deals along the way.

We’ve just stuck £10k in the Shawbrook 6 months fix account @ 2%.    I’m hoping Loanpad P2P up their rates soon, as 3 or 4% for the increased risk they pose is looking less and less attractive by the day.   They have said “soon” but not when and by how much.  Hoping for at least 4 and 5%.

 

I’ll do a full financial round-up at the end of June.

 

In energy news, I’ve made up a spreadsheet to compare our “gambled on” EonV12 energy fix against the current cap, and also will then add in the October (and January?) caps, so keep track of how much we’re winning (or losing) by. 

At the moment, we’re 42 days in, and are worse off by £10.   So with ~120 days to go until the October cap would have kicked in, we’ll probably be about £40 worse off by then, by which time we will hopefully start to be clawing that all back…and some.

 

In non-financial news, we’ve finally, after a loooong wait for it, been to see Top Gun: Maverick.

O M G !!!!   I LOVED IT!!!    So emotional.   I smiled, laughed and cried all the way through, and the opening sequence….classic!!!!  Talk about goosebumps.   I was hoping it was going to be everything I wanted it to be…and it didn’t disappoint.

 

Well I think that’s it for now.   Happy Jubilee.

 

 @barnstar2077 - Sorry to hear about your accident, hope you’re on the mend.

barnstar2077

Sea_Shell said:

Afternoon everyone, hope the sun is shining for you wherever you are.   I’m just taking a bit of refuge in the study, as it’s the coolest place in the house.  I can hear an Aldi mini “Magnum” calling to me!!

 

Things are just ticking along here.   The markets appear to have slowed their slide into oblivion (for now?) and the finances still look healthy.   As interest rates are on the rise, we’re hoping to catch a few deals along the way.

We’ve just stuck £10k in the Shawbrook 6 months fix account @ 2%.    I’m hoping Loanpad P2P up their rates soon, as 3 or 4% for the increased risk they pose is looking less and less attractive by the day.   They have said “soon” but not when and by how much.  Hoping for at least 4 and 5%.

 

I’ll do a full financial round-up at the end of June.

 

In energy news, I’ve made up a spreadsheet to compare our “gambled on” EonV12 energy fix against the current cap, and also will then add in the October (and January?) caps, so keep track of how much we’re winning (or losing) by. 

At the moment, we’re 42 days in, and are worse off by £10.   So with ~120 days to go until the October cap would have kicked in, we’ll probably be about £40 worse off by then, by which time we will hopefully start to be clawing that all back…and some.

 

In non-financial news, we’ve finally, after a loooong wait for it, been to see Top Gun: Maverick.

O M G !!!!   I LOVED IT!!!    So emotional.   I smiled, laughed and cried all the way through, and the opening sequence….classic!!!!  Talk about goosebumps.   I was hoping it was going to be everything I wanted it to be…and it didn’t disappoint.

 

Well I think that’s it for now.   Happy Jubilee.

 

 @barnstar2077 - Sorry to hear about your accident, hope you’re on the mend.

Thank you, yes, on the mend for the most part.  Finding I keep waking up with my knee feeling frozen and aching, which then takes me a while to loosen up, but it could be worse.  Could do with hibernating for a few weeks, but I guess I shouldn't wish my days away.  Plenty of people worse off than me etc.

Plus, on the bright side, my big toe has taken on the appearance of marble, with many lustrous shades of rich purples which is actually quite beautiful in a certain light.  So it's not all bad. 

cfw1994

barnstar2077 said:

cfw1994 said:

barnstar2077 said:

Sea_Shell said:

The sun's out and so are the loungers.

Fridge full of yummy things to eat and drink.

Happy days.😎

Haha, I came off my bike on Friday the 13th and smashed the two bones of my lower  leg.  I need surgery on Thursday by a knee specialist, the surgeon here said it was beyond his abilities..  Happy days indeed! :  )

Ouch 😱
I head off next week on a 360-mile pedalling jaunt between Britain’s last two iron viaducts…..hoping for no incidents like yours.  

Good luck with the surgery, and mend fast & well 👍

Out of retirement curiosity, is that under NHS or did private come into play?  I imagine the former 🤷‍♂️

On the NHS.  Honestly can't fault them, the staff have all been great.  I am also lucky to be in a ward of only 6 people and we all get on and help each other, with a friendly bit of banter.

I couldn't get an ambulance though, a tale repeated by most of my fellow inmates.  I had to have a friend drive me to the hospital without any painkillers and with a busted up leg.  Not fun, but just comes down to available crews and economics im sure. 

Good to read you’re on the mend 👍

Sorry to report that near the end of Day 5 of our epic ride, my pal crashed as we went down a narrow farm track (a lot of gravel about).  Managed to break his elbow in 2 places 😳
I was a little ahead (bit chunkier, faster downhill but he would reel me in during the climbs back up).

Got to the top before I spotted a message from him.   

Luckily a friendly old couple had helped him to their driveway and had called an ambulance: they arrived within about 30 mins, thankfully.
Hospital originally said there would be surgery booked….then our larger hospital saw him and said they couldn’t do anything yet, & would wrap him up and monitor for 2 weeks.  

Really not great 😔

I finished the ride (nothing I could do to help him), but it properly took the shine off it, sadly 🙄

Cycle carefully, folks…..

k6chris

Good to read you’re on the mend 👍

Sorry to report that near the end of Day 5 of our epic ride, my pal crashed as we went down a narrow farm track (a lot of gravel about).  Managed to break his elbow in 2 places 😳
I was a little ahead (bit chunkier, faster downhill but he would reel me in during the climbs back up).

Got to the top before I spotted a message from him.   

Luckily a friendly old couple had helped him to their driveway and had called an ambulance: they arrived within about 30 mins, thankfully.
Hospital originally said there would be surgery booked….then our larger hospital saw him and said they couldn’t do anything yet, & would wrap him up and monitor for 2 weeks.  

Really not great 😔

I finished the ride (nothing I could do to help him), but it properly took the shine off it, sadly 🙄

Cycle carefully, folks…..

I managed to break my shoulder about 10 weeks ago, whilst out for a run on the flat!  On the mend, but takes ages.  Good news, whilst I was effectively barred from all the things I needed my left arm or shoulder for (read virtually everything!) I discovered a previously untapped ability and love for abstract art!  Who knew?!

Take care folks, otherwise you may end up spending a fortune on acrylic paint too!

Sea_Shell

Positive news....🤔🤔🤔. Erm...

Our joint estate has fallen out of IHT territory. 🤣.   

We have Prosecco in the fridge.🍾🥂

The weather's set to improve.😎

Kim1965

Forgive me if I have these details wrong. I think  you rely on mainly dc / savings? I think you have some db (9k pa in 10yrs) and you are 15 yrs off of sp? 
 How much of a worry are investment downturns? Were you retired when covid struck? 
  I only ask because you retired a long time before the certainty of gauranteed income and some would not have the nerve to do so.