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It's time to start digging up those Squirrelled Nuts!!!!
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Sea_Shell said:Morning Everyone
Just thought i'd pop back in and say Hi.
We've been to visit both sets of parents, finally, as they are now off shielding.
We've been to a country park for a lovely walk, coffee and a cake.
We braved Dunelms for 2 bathmats...our old one had finally gone in a hole!!
We've trimmed the conifers in the garden.
I've sewn another couple of facemasks.
and in financial news...
We've put another £5k in the "100% equities" ISA's, having had another look at our cash float situation. We have a fixed term bond due to mature in Sept 2021, so we're just running down our cash until that pays out, then we can re-assess, our cash float again at that time. If in an emergency we need that cash back....we'll withdraw it from the "less volatile" 20-60% ISA, but if we've done our sums right, we shouldn't need to touch the 100% ISA for many years.
Saw yesterdays news about Club Lloyds interest. boooo hissss. Lets hope TSB don't follow too hot on their heels.
I think....2 -
swindiff said:Back into work on Wednesday for the first time in 4 months. It's been like a trial retirement and I have to say I was beginning to get used to it lol.
No commuting anywhere (every so often I would normally have a day or two in Amsterdam with work, or London etc) - quite liberating in many ways!
Lots of zooms all over the place...I highly recommend adding a random goat to your zoom, booked a couple for work and a friends call, raises a grin (& helps feed some goats!)
Good chance to try to get fitter - gardening, cycling, walking....
Plan for tomorrow, enjoy today!5 -
michaels said:Sea_Shell said:Morning Everyone
Just thought i'd pop back in and say Hi.
We've been to visit both sets of parents, finally, as they are now off shielding.
We've been to a country park for a lovely walk, coffee and a cake.
We braved Dunelms for 2 bathmats...our old one had finally gone in a hole!!
We've trimmed the conifers in the garden.
I've sewn another couple of facemasks.
and in financial news...
We've put another £5k in the "100% equities" ISA's, having had another look at our cash float situation. We have a fixed term bond due to mature in Sept 2021, so we're just running down our cash until that pays out, then we can re-assess, our cash float again at that time. If in an emergency we need that cash back....we'll withdraw it from the "less volatile" 20-60% ISA, but if we've done our sums right, we shouldn't need to touch the 100% ISA for many years.
Saw yesterdays news about Club Lloyds interest. boooo hissss. Lets hope TSB don't follow too hot on their heels.1 -
cfw1994 said:swindiff said:Back into work on Wednesday for the first time in 4 months. It's been like a trial retirement and I have to say I was beginning to get used to it lol.
No commuting anywhere (every so often I would normally have a day or two in Amsterdam with work, or London etc) - quite liberating in many ways!
Lots of zooms all over the place...I highly recommend adding a random goat to your zoom, booked a couple for work and a friends call, raises a grin (& helps feed some goats!)
Good chance to try to get fitter - gardening, cycling, walking....
All 3 of us are still on the same tank of fuel we bought in February as even the night away in the camper was only an hour's drive.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.3 -
My OH starting working every other week in the office. Said it was strange last week.1
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enthusiasticsaver said:Sea_Shell said:Everything is still ticking along here, and having finalised June's figures, we have spent £4,493 in the first 6 months of the year.
We've also had "income" of approx £800, so in effect we've only eaten into our funds by £3,693!
However, overall our "pots" are down £6,200 since the year end, which isn't too bad all things considered!! A net drop of only £2,500.
As for the economic fall out of another wider lockdown, well that doesn't bear thinking about!!1 -
IT'S BEEN 1 YEAR!!!! Since I finished work.
Wow, that's gone quick.
Achieved bu**er all in that time, mind you.
2020 so far has been a year to forget.
Financially, we are almost exactly where we were last year, growth of pot = spends from pot.
We shall muddle through the remainder of this year, as allowed, and hope that 2021 will be better.How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)7 -
Sea_Shell said:IT'S BEEN 1 YEAR!!!! Since I finished work.
Wow, that's gone quick.
Achieved bu**er all in that time, mind you.
[Snip]
Happy Anniversary3 -
Happy Anniversary and you have achieved, you're still here to tell the tale and the tale is..........the printer and the journey!
Edit- to correct poor grammer.CRV1963- Light bulb moment Sept 15- Planning the great escape- aka retirement!2 -
Sea_Shell said:IT'S BEEN 1 YEAR!!!! Since I finished work.
Wow, that's gone quick.
Achieved bu**er all in that time, mind you.
2020 so far has been a year to forget.
Financially, we are almost exactly where we were last year, growth of pot = spends from pot.
We shall muddle through the remainder of this year, as allowed, and hope that 2021 will be better.1
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