Our MFW Adventure!

in Mortgage-Free Wannabe
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  • NeedhelpsavingNeedhelpsaving Forumite
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    Flog it or Fling it update;
    Flung 
    2 outgrown school skirts (not in best condition) sent for recycling 
    3 school polo shirts sent for recycling
    1 baby sleeping bag (stained from a poop explosion) sent for recycling
    1 vacuum seal bag that had a hole in it binned

    Flog it
    0 flogged, but 4 items listed for sale (3 outgrown tshirts in a bundle and 1 pair outgrown denim shorts). 

    I am just going to iron the next size clothes for the girls and get them put away before I look for anything else. 

    Total Flung to date: 8 items
    Total Flogged to date: 0 items
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • edited 7 February 2021 at 3:18PM
    NeedhelpsavingNeedhelpsaving Forumite
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    edited 7 February 2021 at 3:18PM
    Just dropping in with another Flog it or Fling it update;

    Flung;
    12 items of outgrown clothing, including some odd socks etc (to be recycled).
    1 Cardboard jigsaw with a pieces missing (recycle bin). 

    Flogged; 
    10 Bundles listed for sale yesterday, but I will only count them in the totals once they are sold, as they are physically leaving the house. 
    1 bundle of 4 clothing items sold this morning. Packaged and ready for post office tomorrow. 

    Total number of items flung to date; 21
    Total number of items flogged to date; 4

    The money made from the sale (minus postage and fees) will be put towards the mortgage OP bingo challenge. Talking of mortgages I watched "The Big Short" last night (on BBC Iplayer) it goes through the story of the 2008 banking crisis ... interesting in terms of learning but  :o:'(
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • savingholmessavingholmes Forumite
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    Well done. You are doing well... 
    Target 1) Clear CC debt - SUCCESS 13/4/22 Target 2) Lose weight & get fit 3) Write regularly 3811342714/70000 words Book 2 4) Develop passive income streams 5) Get to £3K EF 6) Declutter 7) MFW starting at £201999 Nov 21 with 264 258 payments to go. Now £198132. 8) Mortgage neutral progress (via private pension starting value c£3643 Nov 21) extra payments £312 including tax relief
  • edited 8 February 2021 at 4:47PM
    NeedhelpsavingNeedhelpsaving Forumite
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    edited 8 February 2021 at 4:47PM
    Thanks for dropping in SH, it's always lovely to hear from people. 

    So the progress made on the flog it or fling it challenge today has been to physically remove items already found from the house - clothes recycling dropped off at local sally army clothing bank and ebay parcel from yesterday's sale has been posted. Minus postage and fees, I had exactly £3.64, so that's gone off to the mortgage as an OP and the corresponding box has been crossed off my 'bingo' card.

    I've had an offer on a baby clothes bundle, which I've accepted, just awaiting payment. That bundle would be 15 items out of the house  :)
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • savingholmessavingholmes Forumite
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    Every little helps. Your mortgage is getting smaller by the day
    Target 1) Clear CC debt - SUCCESS 13/4/22 Target 2) Lose weight & get fit 3) Write regularly 3811342714/70000 words Book 2 4) Develop passive income streams 5) Get to £3K EF 6) Declutter 7) MFW starting at £201999 Nov 21 with 264 258 payments to go. Now £198132. 8) Mortgage neutral progress (via private pension starting value c£3643 Nov 21) extra payments £312 including tax relief
  • edited 10 February 2021 at 3:36PM
    NeedhelpsavingNeedhelpsaving Forumite
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    edited 10 February 2021 at 3:36PM
    Good Morning!

    Thank goodness the snow hasn't stuck! I didn't do much on my Feb challenge yesterday (besides posting 2 parcels) as DS has his injections so alongside homeschooling and doing the basics, it was a day of cuddles. 

    So the two parcels sent out yesterday were two sales of children's clothes. They both were bundles and so that meant 18 items leaving the house and some cash coming back in. I'll just leave it in my Paypal account for now as I have some cashback claims also being processed, so I'll look at it all Friday/Saturday and send it off to the various places it needs to go. 

    Total number of items flung to date; 21
    Total number of items flogged to date; 24
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • savingholmessavingholmes Forumite
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    Ouch to injections but if they heal or prevent that's fab. Well done on the decluttering. Still not restarted mine. 
    Target 1) Clear CC debt - SUCCESS 13/4/22 Target 2) Lose weight & get fit 3) Write regularly 3811342714/70000 words Book 2 4) Develop passive income streams 5) Get to £3K EF 6) Declutter 7) MFW starting at £201999 Nov 21 with 264 258 payments to go. Now £198132. 8) Mortgage neutral progress (via private pension starting value c£3643 Nov 21) extra payments £312 including tax relief
  • NeedhelpsavingNeedhelpsaving Forumite
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    Back again after a short break for my birthday. I got loads of decluttering done (mainly cake related  :D). 

    Had 2 ebay sales since I was last online, so that's another 5 items of kiddies clothing out of the house. All outgrown, but in lovely condition. 

    I have also recycled 15 items of stained/ripped/unsellable clothes, removed 5 bits of OOD make up from the bottom of the make up bag and cleaned out the kids craft cupboard which I'm counting as 10 items as there were more, but some were like random pen lids with no pen etc, so bundled bits together to make '1' item. I also have a bag of donations for the CS when it reopens.

    Total items flung to date: 51
    Total items flogged to date: 29

    On the move front, the people we're buying from are ready to exchange (they're buying a new build), we're still awaiting some searches to be returned on the property we would like to buy and have answered questions/sent random docs to our solicitor following questions from the buyers solicitor (they asked if we had planning permission from 10 years ago to replace the windows? Seems random given the building isn't listed and they're like for like????).Anyhow, we all seem to be moving in the right direction so we're taking the positives  :) 
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • savingholmessavingholmes Forumite
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    Hope you get your move resolved soon. Planning permission shouldn't be needed for things like windows surely...
    Target 1) Clear CC debt - SUCCESS 13/4/22 Target 2) Lose weight & get fit 3) Write regularly 3811342714/70000 words Book 2 4) Develop passive income streams 5) Get to £3K EF 6) Declutter 7) MFW starting at £201999 Nov 21 with 264 258 payments to go. Now £198132. 8) Mortgage neutral progress (via private pension starting value c£3643 Nov 21) extra payments £312 including tax relief
  • NeedhelpsavingNeedhelpsaving Forumite
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    Hope you get your move resolved soon. Planning permission shouldn't be needed for things like windows surely...
    Thanks SH. I think the windows, and other dubious questions are more bum covering than something that we would actually need to do anything with. I chuckled when I read it, as when you live in a city as big as ours, I am pretty sure, that unless it's listed or in a conservation area (neither of which apply to us) then the council probably don't give a hoot about your windows being replaced. I had visions of some planning officer being avalanched by piles of planning applications to replace UPVC windows  :D
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
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