Can A Landlord's Mortage Refuse To Rent To A Disabled Person On Benefits But Accept Retired People?

onwards&upwards

K80_Black wrote: »

In a nutshell, I'm not the OP. I'm a violent and dangerous schizophrenic who has psychotic episodes when they smell cannabis, or are out the house for too long. You want me to live in social housing miles away from a pharmacy with a communal area that reeks of cannabis. I'm not being picky. I'm doing what I have to to avoid having a psychotic episode in which I become hugely violent and dangerous.

Riiight...

gary83

Luckily for you there's such a clear distinction, all social housing "reeks of cannabis" nowhere else possibly does.

Knowing you have psychotic episodes "if you leave the house too long" makes your decision to voluntarily give up a flat & spend an unnecessary extra 3 months "out of the house" in hospital look even more illogical.

Kentish_Dave

K80_Black wrote: »

I am fully aware of the risks. As I said in my first post on this thread - to me, someone with disabilities on benefits which will not be looked at for many years is lower risk than someone in work who can be let go.

If the government decides not to give benefits to you any longer then that’s probably that. If an employed person, the sort that rents one of my properties, loses their job then they will be able to find another in pretty short order.

I understand the frustrations of being turned down for rental properties but I am not going to use my little business to try to carry out ethical renting at the expense of making sensible choices, it’s there to make me a bit of money, and what you have to remember here is that it’s my choice, and no amount of arguing or frustration is going to change my decision.

K80_Black

gary83 wrote: »

Luckily for you there's such a clear distinction, all social housing "reeks of cannabis" nowhere else possibly does.

Knowing you have psychotic episodes "if you leave the house too long" makes your decision to voluntarily give up a flat & spend an unnecessary extra 3 months "out of the house" in hospital look even more illogical.

Every flat I was offered did. And yes, other places do contain cannabis - but my current building doesn't. At least not on my floor.

A mental hospital is pretty much a big house. I'm fine in one of those.

I've been known to be pretty illogical in the past though, especially when trying to make major life decisions like whether to continue to rent a property or give up a tenancy, whilst detained in a mental hospital. I've tried both. Neither was particularly good.

Kentish_Dave

K80_Black wrote: »

In a nutshell, I'm not the OP. I'm a violent and dangerous schizophrenic who has psychotic episodes when they smell cannabis, or are out the house for too long. You want me to live in social housing miles away from a pharmacy with a communal area that reeks of cannabis. I'm not being picky. I'm doing what I have to to avoid having a psychotic episode in which I become hugely violent and dangerous.

How is someone disabled and on benefits not due to be looked at until 2015 more high risk than an employed person who could commit gross misconduct tomorrow? - oh yeah, it's just 'perceived' risk.

You’ve just shot yourself in the foot there champ. All your disingenuous guff about you being low risk just came unstuck in that little outburst.

The bottom line is that the house owner gets to choose, and given what you’ve written about your view of them and their property of course they do not want to rent to you.

gary83

Ok your buying a house, what are you going to do if somebody near by starts smoking cannabis? Or the government decide to legalise it and it becomes as popular as smoking & vaping? (Extreme scenario perhaps but it's happened in parts of the states & Canada)

If you go into hospital again you'll have to continue paying the mortgage, if you need to move if won't be that easy & potentially much more expensive.

K80_Black

Kentish_Dave wrote: »

If the government decides not to give benefits to you any longer then that’s probably that. If an employed person, the sort that rents one of my properties, loses their job then they will be able to find another in pretty short order.

I understand the frustrations of being turned down for rental properties but I am not going to use my little business to try to carry out ethical renting at the expense of making sensible choices, it’s there to make me a bit of money, and what you have to remember here is that it’s my choice, and no amount of arguing or frustration is going to change my decision.

If the government suddenly stopped giving benefits to long term disabled people, there would be public outcry.

While I understand its your right to make business decisions for yourself, I don't see why you can't be both ethical and sensible in this case. Choosing to be unethical just to have a few extra pounds is of course, your decision.

K80_Black

gary83 wrote: »

Ok your buying a house, what are you going to do if somebody near by starts smoking cannabis? Or the government decide to legalise it and it becomes as popular as smoking & vaping? (Extreme scenario perhaps but it's happened in parts of the states & Canada)

If you go into hospital again you'll have to continue paying the mortgage, if you need to move if won't be that easy & potentially much more expensive.

If someone near me starts smoking cannabis, I'll end up in hospital, and my partner will be stuck paying the mortgage.

What do you suggest I do instead?

You've pointed out that I'm pretty much !!!!!!ed in many scenarios. I know this already. This is why it's called a disability.

K80_Black

Kentish_Dave wrote: »

How is someone disabled and on benefits not due to be looked at until 2015 more high risk than an employed person who could commit gross misconduct tomorrow? - oh yeah, it's just 'perceived' risk.

You’ve just shot yourself in the foot there champ. All your disingenuous guff about you being low risk just came unstuck in that little outburst.

The bottom line is that the house owner gets to choose, and given what you’ve written about your view of them and their property of course they do not want to rent to you.

I'm arguing a point, not my particular circumstances. Many, if not MOST disabled people aren't in fact violent and dangerous schizophrenics.

babyblade41

Most disabled people I know have a positive mental attitude... it appears that always isn't the case

You are unwilling to work with your limitations and make them far worse ... I'd honestly suggest you seek some medical advice as you are clearly having issues with just about everyone....

I'm out ..