Can A Landlord's Mortage Refuse To Rent To A Disabled Person On Benefits But Accept Retired People?

K80_Black

gary83 wrote: »

Again I’m convinced you’re either a troll or you have a very warped & entitled way of looking at it, you went into hospital & voluntarily gave up a house, knowing that you had to be quite picky with finding a property that suited you.

In those circumstances it’s nobody’s unwillingness to rent a flat to disabled people that’s responsible for the extra cost to the taxpayer & worse blocked a bed from somebody who needed it more. That was all down to your selfish attitude, Or did you expect all private landlords with houses near a pharmacy & a metro store to keep them empty, on the off chance you rang to say you were ready to take it? After all you’ve been telling us money’s not an issue.



The NHS staff that were looking after you were having to pay rent or mortgages on the same income as you? Why did you think you shouldn’t? And then could blame other people for having nowhere to live at the end of it? Are you always such a self entitled victim?

I'm sorry. So...

The first time I was hospitalised, I paid full rent to my private landlord. He (legally) sold or threw away all my possessions, from a 25 year old teddy bear my now absent father gave me (value: 0) to a very nice vintage guitar I liked to noodle on (value : 2500 pounds). He then evicted me, as is his right.

The second time I was hospitalised, I moved my possessions (birthday cards from artist friends! Other guitars worth way less money but still very fun!) to storage, and looked for another tenancy when I left.

How am I entitled? Is wanting to protect my possessions, intimate or valuable, wrong?

Comms69

K80_Black wrote: »

I'm sorry. So...

The first time I was hospitalised, I paid full rent to my private landlord. He (legally) sold or threw away all my possessions, from a 25 year old teddy bear my now absent father gave me (value: 0) to a very nice vintage guitar I liked to noodle on (value : 2500 pounds). He then evicted me, as is his right. - Well unless you gave him permission it wasn't legal to sell your belongings.

The second time I was hospitalised, I moved my possessions (birthday cards from artist friends! Other guitars worth way less money but still very fun!) to storage, and looked for another tenancy when I left.

How am I entitled? Is wanting to protect my possessions, intimate or valuable, wrong?

I don't see why you haven't reclaimed the cost of these things

Comms69

K80_Black wrote: »

The landlords I've had with this attitude have been the worst. Maybe to you it's just a business, but you're in the business of providing a home for someone. If you show no empathy to the fact that you're renting to an actual real life person I can understand all these stories of picking tenants who don't respect your assets. When you yourself are treated like an asset, it's easy to become blas! about the landlords precious carpet.

Again, and for the last time - how is someone disabled with benefits awarded until 2025 who cannot be sanctioned unless they miraculously recover more high risk than a working person? Oh yeah. They're not. It's just prejudice.

Sainsburys are in the business of feeding people... British Gas on keeping them warm... Next on clothing them...

K80_Black

Comms69 wrote: »

I don't see why you haven't reclaimed the cost of these things

To sue him, I have to make a list of everything he destroyed. I get to certain things, break down and cry, say 'how could someone be so cruel?!' cry some more, drink some whiskey, cry even more... And suddenly 6 years have passed.

Comms69

K80_Black wrote: »

To sue him, I have to make a list of everything he destroyed. I get to certain things, break down and cry, say 'how could someone be so cruel?!' cry some more, drink some whiskey, cry even more... And suddenly 6 years have passed.

I understand this. But the law cannot accommodate every situation

gary83

K80_Black wrote: »

I had a little chat to my partner about all this. He reminded me of something.

When I was hospitalised for a second time, and I knew it would be for months at least, I gave up my privately rented flat and moved my belongings into storage. When it came time for me to leave hospital, they wouldn't discharge me until I had somewhere to go. I spent 3 months looking for somewhere to rent, whilst taking up a hospital bed at the cost to the taxpayer of about £500 per night.

Just giving you the facts on what your unwillingness to rent to disabled people is costing everyone.

Again, yes I think the way you wrote that is very entitled, you had a flat, have told us repeatedly that money isn’t an issue however bizarrely chose when you got admitted to hospital to voluntarily give up the flat, stop paying the rent and move your things into storage due to an entirely different separate occasion.

Once you were well enough to be discharged from hospital you had nowhere to go - due entirely to your own decision to make yourself homeless, you blocked a bed for three months at a cost to the NHS, a bed that somebody else with a genuine medical need could have used.

You’d think after a lengthy hospital stay most people would be glad to get back to the normalcy of their own space, yet you couldn’t, you're still entirely blaming the “unwillingness of landlords to rent to disabled people” yet there was no unwillingness to rent to disabled people a landlord was renting to you, you terminated that contract maybe you should take some responsibility for your own selfish, stupid action of giving up a flat when you went into hospital and stop looking to blame everyone else for a situation entirely of your own making.

K80_Black

gary83 wrote: »

Again, yes I think the way you wrote that is very entitled, you had a flat, have told us repeatedly that money isn’t an issue however bizarrely chose when you got admitted to hospital to voluntarily give up the flat, stop paying the rent and move your things into storage due to an entirely different separate occasion.

Once you were well enough to be discharged from hospital you had nowhere to go - due entirely to your own decision to make yourself homeless, you blocked a bed for three months at a cost to the NHS, a bed that somebody else with a genuine medical need could have used.

You’d think after a lengthy hospital stay most people would be glad to get back to the normalcy of their own space, yet you couldn’t, you're still entirely blaming the “unwillingness of landlords to rent to disabled people” yet there was no unwillingness to rent to disabled people a landlord was renting to you, you terminated that contract maybe you should take some responsibility for your own selfish, stupid action of giving up a flat when you went into hospital and stop looking to blame everyone else for a situation entirely of your own making.

You're calling me stupid and selfish for protecting my possessions against landlords who can legally sell or destroy my things. You're suggesting that I should have continued my tenancy to secure my property, when I knew the landlord could evict me for no reason as soon as I returned.

Basically, you wanted a disabled person in hospital to pay the mortgage of an abled bodied person, so they could have the satisfaction of kicking me out when I actually wanted to live there again.

And I'm the entitled one.

gary83

K80_Black wrote: »

You're calling me stupid and selfish for protecting my possessions against landlords who can legally sell or destroy my things. You're suggesting that I should have continued my tenancy to secure my property, when I knew the landlord could evict me for no reason as soon as I returned.

Basically, you wanted a disabled person in hospital to pay the mortgage of an abled bodied person, so they could have the satisfaction of kicking me out when I actually wanted to live there again.

And I'm the entitled one.

Finally I’ve agreed with you on something, you’re the entitled one.

The fact that you’re disabled and the landlord is able bodied is entirely irrelevant (besides I’m sure some disabled people have property’s they rent out.) You don’t want to live in social housing.

K80_Black wrote: »

You keep talking about personal choice - my personal choice is NOT to live in a building that's purely social housing. There is far too much anti social behaviour. Social housing isn't right for everyone.

So you’ve made the “personal choice” of a private rental, along with the risk of a tenancy that’s not as secure as social housing (which would still need paying for whilst you were in hospital!) that involves paying a private landlord, seeing as you clearly begrudge that so much I don’t know why you’re so keen on renting privately.

If Youve agreed to rent out a place and you find yourself in hospital the landlord still has to pay a mortgage, he can’t ring the bank to explain the default away by saying the tenants disabled and in hospital, do you think the bank should excuse the default or the evil “scum” able bodied landlord should pay on your behalf?

K80_Black

gary83 wrote: »

Finally I’ve agreed with you on something, you’re the entitled one.

The fact that you’re disabled and the landlord is able bodied is entirely irrelevant (besides I’m sure some disabled people have property’s they rent out.) You don’t want to live in social housing.



So you’ve made the “personal choice” of a private rental, along with the risk of a tenancy that’s not as secure as social housing (which would still need paying for whilst you were in hospital!) that involves paying a private landlord, seeing as you clearly begrudge that so much I don’t know why you’re so keen on renting privately.

If Youve agreed to rent out a place and you find yourself in hospital the landlord still has to pay a mortgage, he can’t ring the bank to explain the default away by saying the tenants disabled and in hospital, do you think the bank should excuse the default or the evil “scum” able bodied landlord should pay on your behalf?

I was totally abled bodied, working, and renting from a private landlord. During which time I was hospitalised, became disabled, still paid my rent with no income, and was rewarded by my landlord destroying everying I owned and evicting me.

Youre somehow saying this is my fault?

Comms69

K80_Black wrote: »

You're calling me stupid and selfish for protecting my possessions against landlords who can legally sell or destroy my things. - no they cant legally do those things. You're suggesting that I should have continued my tenancy to secure my property, when I knew the landlord could evict me for no reason as soon as I returned. - Yes exactly that. Avg eviction is 6-9 months...

Basically, you wanted a disabled person in hospital to pay the mortgage of an abled bodied person, so they could have the satisfaction of kicking me out when I actually wanted to live there again. - That wasn't going to happen.

And I'm the entitled one.

Why would your LL just evict you for no reason?


Most landlord want the rent paid. evicting someone costs a lot of money..