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CCJ within 28 days

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  • ITVMonkey
    ITVMonkey Posts: 14 Forumite
    Yeah and it's weekend too. I'm just anxious cus of the job background check will no doubt be done this week
  • What kind of background check does the job involve?

    Have you authorised them to check your credit files?
  • ITVMonkey
    ITVMonkey Posts: 14 Forumite
    Not sure it's for complaints department but it's a weekly payment store so probably a credit check?

    And not yet, that'll be once the official offer comes which will most likely be tomorrow
  • sourcrates
    sourcrates Posts: 31,546 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    You should chase this up as a matter of urgency, don`t rely on Mortimar Clarke to do this for you, the CCJ should not have even appeared on your file for the first 30 days, as that is the period allowed by law, to settle it with no detriment, clearly the gun has been jumped there.


    Also bear in mind that you should be able to have the CCJ removed, but the default/late payments that led to the judgement, will still show on your file for the full 6 years.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • ITVMonkey
    ITVMonkey Posts: 14 Forumite
    Yeah, I have emailed them but no reply yet. What is the actual quickest way? Im happy to pay the fee and provide the evidence to get this removed..
  • Quentin
    Quentin Posts: 40,405 Forumite
    sourcrates wrote: »
    ........ the CCJ should not have even appeared on your file for the first 30 days, as that is the period allowed by law, to settle it with no detriment, clearly the gun has been jumped there.

    .

    No

    All ccjs get put on the Register immediately they are issued
  • ITVMonkey
    ITVMonkey Posts: 14 Forumite
    Yeah mine went on may 2nd...
  • Quentin
    Quentin Posts: 40,405 Forumite
    ITVMonkey wrote: »
    Yeah, I have emailed them but no reply yet. What is the actual quickest way? Im happy to pay the fee and provide the evidence to get this removed..

    Speak to the Court about getting this removed with your own evidence it's been paid

    But this won't be done immediately

    It is the Claimants responsibility to do this but not compulsory for them to do so and some don't bother

    Though from what you say, this looks to be the court taking their time to process this.

    See if the claimant can tell you when they informed the court and take it from there yourself
  • sourcrates
    sourcrates Posts: 31,546 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Quentin wrote: »
    No

    All ccjs get put on the Register immediately they are issued


    Yes you are correct, some normally reliable debt advice sites have the wrong information showing in regard to that.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • sourcrates
    sourcrates Posts: 31,546 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    ITVMonkey wrote: »
    Yeah, I have emailed them but no reply yet. What is the actual quickest way? Im happy to pay the fee and provide the evidence to get this removed..


    The .Gov website recomends writing to the court to say youve paid within 30 days, enclosing your proof of payment (or copy there of).
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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