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Keeping on the Straight and Narrow...

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  • DancingInTheRain
    DancingInTheRain Posts: 1,779
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
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    OhDear - cheers I'm looking forward to it disappearing completely.

    Busy day at work today followed by a Chinese fakeaway DH conjured up, yum 😋

    I'm feeling like I'm coming down with a cold which is annoying so soon after the bug that's just ran through our house. Currently sat in my pjs with a hot water bottle watching Strictly 🪩.

    DH is being a star and is entertaining the boys in the other room, I think they're either watching football or playing a football game from the noises they're making 😂

    Back in work tomorrow, think I'll be having an early night once Strictly is finished and hope I wake up feeling a bit more human.

    £2 from V today added to the PAD.

    Today's PAD £4

    Debt Total £2928 (BCard £278)

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • Dakota_Rose
    Dakota_Rose Posts: 936
    500 Posts Name Dropper Photogenic
    Forumite

    Aw no. I hope you’re feeling better tomorrow! I’m just catching my first bit of the new strictly. Not sure how much I’m enjoying it - nothing to do with the new presenters more that I’m just a bit fed up of the show in general.

    PBs £3050 (including £1k EF & £1k Christmas fund)
    23/26 books for 2026

    Take the time to find the joy in each day

  • beanielou
    beanielou Posts: 101,636
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Feel better soon x

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • DancingInTheRain
    DancingInTheRain Posts: 1,779
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Thanks both, woke up still feeling a bit groggy but a couple of a paracetamol has taken the edge off.

    DR - I'm feeling the same about Strictly at the moment, there's no one I'm especially keen to do well at the moment either. I'll persevere with it for now though as it's definitely part of my autumn routine.

    Hoping for a less hectic day at work and then perhaps a family walk afterwards for some fresh air as the forecast is decent today.

    DH is popping up to his Mum's with the boys while I'm at work, apparently she's got a list of jobs for him 🙈 The boys have been told they need to make a decent start on their homework today, it's always better if they break the back of it on a weekend than trying to get them to do it after school.

    We've started keeping books in the car so when we're on the school run or driving anywhere else the boys are getting into the habit of reading then which is great as it means they're reading more than they usually would with the bonus being they're naturally hitting their "read 5 times a week" homework target.

    DS2 is a real book worm and often has a couple of books on the go anyway, long may this continue.

    Not expecting any additional money today so will declare today's PAD as the standard £2.

    Today's PAD £2

    Debt Total £2926 (BCard £276)

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • DancingInTheRain
    DancingInTheRain Posts: 1,779
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Managed to do the walk out yesterday after work, the sun made an appearance and I was grateful for the fresh air. The boys brought their scooters so they raced ahead while DH and I went at a gentler pace. When we got home DH and I also got a niggly job done of removing the shower door, deep cleaning it & replacing the door seals which were looking grubby. It looks SO much better

    Still not feeling 100% but it doesn't seem to be developing into a full on cold so I'll crack on. In that spirit I've been out in the garden for an hour having a bit of a tidy round, weeded the old flower tubs, emptied the hanging baskets, gathered up the many footballs that were scattered around the garden and put them in one place and removed some old, damaged garden toys and flower pots. I didn't want to fill the bin so I took them, along with a few other broken bits & bobs we'd set aside in the bin store, to the tip so that's a few more items decluttered & the bins will now fit in the bin store more easily.

    I was covered in mud and stagnant water I managed to spill on myself while sorting the garden so must have looked a sight by the time I got to the tip 😂 I threw my clothes in the washer and myself in the shower when I got back home.

    Don't think I mentioned but our yard gate is on it's last legs. I'm finding it hard to open and close as the gate itself is pretty rotten as are the hinges so it keeps dropping. A guy who does grounds maintenance for us at work is coming round today to look at it and is going to quote to replace this and give the garden grass it's final cut of the year as DH and I are lacking motivation. It is a bit lazy of us not to cut the grass but we've literally abandoned the garden since the boys went back to school, as a result it's looking wild so on this occasion we've decided it's worth paying lazy tax!

    No extra earnings again yesterday, Pro!ific is crawling up slowly again, balance currently at £4.23 with £2.30 pending. I also have 2 V!nted sales pending delivery so I should have a few extra pounds to overpay later this week and if I'm really lucky, the £175 switch incentive 🤞

    Today's PAD £2

    Debt Total £2924 (BCard £274)

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • DancingInTheRain
    DancingInTheRain Posts: 1,779
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Still not feeling 100% and have developed a sore lower left gum and a couple of inflamed taste buds on my tongue which tends to happen when I'm a bit under the weather. Nothing major in the scheme of thing, must just be a bit run down. I blame it on doing lots of walking in the sunshine last week, it obviously doesn't agree with me 😆

    Really enjoyed watching the new series of Time, what a series, packs so much into 3 episodes. Struggled to get to sleep when it finished last night. Really recommend it, thinking of going back and watching series 1 and 2 again too.

    Parents evening for the boys today, both seem to be settling well into their new year groups, DS2 did make me laugh by constantly answering questions his teacher was directing at me, proves he's not shy on offering his opinion (as if I didn't know this already 😂). They're at Cubs this evening, DH has just gone to pick them up so I'm enjoying the sound of silence for 10 minutes.

    £4 from V today to add to the PAD.

    Today's PAD £6

    Debt Total £2918 (BCard £268)

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • beanielou
    beanielou Posts: 101,636
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Glad you had a good parents evening. Sorry you are not feeling at your best. Take care of yourself x

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Hope you feel better soon 🤒

    DFD March 2025 (£35000 paid off)
    FFEF £20000 saved
    Currently treading water while having cancer treatment and trying not to dip into FFEF too much!
  • DancingInTheRain
    DancingInTheRain Posts: 1,779
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Lurgy still lingering, fed up of it now which is usually a sign I'm on the mend 😂🤞

    I've spent most of the last couple of days largely pottering around the house and resting in between tasks. I've sorted out a few kitchen cupboards and got rid of a few things we no longer use, this has meant everything is looking more organised.

    I've also done a little winter prepping by sorting out the medical supplies and made a list of bits we need to restock. I've also put our summer accessories away and got out the winter hats, gloves and scarves. I've also put torches, candles & batteries together in one place so that they're accessible in the event of a power cut.

    The El Nino news got me a little worried about having a few extra supplies in but, on reflection & after sorting the kitchen cupboards, it's become clear that my post COVID lockdown habit of ensuring we have at least 1 item in hand of anything we use regularly means we have a decent stock of items should the supply chain be affected, we'll be okay for a few days. I will however buy some UHT milk and bottles of water to have on standby.

    I took Mum for he COVID and Flu jabs today and picked up some supplies to see us over the weekend. I haven't mentioned much about the 4 day grocery shopping pattern I started but I have stuck to it and it seems to be serving us well.

    In money news today, I've been paid so the relevant pots have been topped up. The bills account switch has completed today, will see if the incentive shows up in the next 10 days. £7 cashed out from Pro!ific today and added to the PAD, nothing extra was added yesterday. Waiting on 1 V sale being delivered and still have 1 sale and 1 purchase MIA so I expect they'll head to refund status later in the month.

    Yesterday's PAD £2

    Today's PAD £9

    Debt Total £2907 (BCard £257)

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

  • DancingInTheRain
    DancingInTheRain Posts: 1,779
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite

    Hurrah the sun is shining and I'm feeling a bit better! Just as well as today has been hectic at work so I've needed to have my wits about me. Thankfully it's quietened down in the last half hour or so.

    The V sale completed last night so that was £4 to add to today's PAD.

    The kids are sleeping at Mums tonight as DH and I are going to a gig, I'm planning on a couple of coffees to keep me awake as I'm on driving duties 😐️

    Today's PAD £7

    Debt Total £2900 (BCard £250)

    Debt Busting Again in 2026

    Starting Debt 03.05.26 £5345. Total 29.10.26 £2650

    Challenge 1 - Clear M&S Card: Starting Balance 03.05.26 £600, cleared 05.07.26

    Challenge 2 - Clear V12 Finance: Starting Balance 05.07.26 £600, cleared 12.08.26

    Challenge 3 - Clear Barclaycard: Starting Balance 12.08.26 £940, cleared 29.10.26

    Challenge 4 - Clear Tesco CC: Starting Balance 29.10.26 £2650

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