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Keeping on the Straight and Narrow...
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Had a notification that I've got my Tenth Anniversary badge today
Back to work today, just enjoying a break.
£5 won on Set 4 Life last night, added to today's CC PAD.
The kids are taking part in an all day event with Scouts tomorrow so this evening will be spent finding their waterproof clothing, preparing snacks, drinks and packed lunch for tomorrow then will aim for an early night as we'll be on the road at 7.30 in the morning.
Today's PAD: £6 to M&S CC & £1 to Savings.
Debt total now £4883 (M&S CC £388)
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
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Happy 10th MSE anniversary.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.1 -
Happy Saturday!
Early start to the weekend getting the kids to Scout Camp. Thankfully found the waterproofs as it's been overcast or raining all day. I've also sent them with a change of clothes so hopefully they'll both be warm and dry enough. Picking them back up at 8, fairly sure they'll fall asleep within minutes of setting off home after participating in lots of outdoor activities 😊
As we were child free, we popped into town and bought ourselves a few basic items of clothing that needed replaced from A$da - t shirts, trainer socks and a pair of trousers that were a bargain at £4 for me. Only £28 spent. Had £18 of rewards so used that and sent the equivalent cash to the M&S Card.
DH then treated me to lunch at a lovely Italian bistro we both love, as he was driving I could enjoy a glass of wine with my meal, struggled to keep my eyes open since getting home with the carbs and alcohol combo 😂
It was good to catch up and enjoy a bit of conversation without having to be in Mum and Dad mode. One of the things we've decided to do is to increase the daily PADs & from tomorrow we'll be sending £2 each to the CC and the savings.
Today's PAD: £19 to M&S CC & £1 to Savings.
Debt total now £4864 (M&S CC £369)
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
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Glad you have had a lovely day.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.1 -
Late night last night, took a while settling the boys who were overtired and didn't fall asleep until after 10pm then sat chatting with DH and listening to music until the early hours.
DS2 was then wide awake at 7am so an earlier start than I hoped for given I've also had a 4.5hr shift at work today.
DH has a gig tonight so I foresee an evening snuggling on the sofa watching a film followed by an early night for me and the equally tired children! Planning on picky bits for tea as I have no inclination to cook.
Today's PAD: £2 to M&S CC & £2 to Savings.
Debt total now £4862 (M&S CC £367)
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
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Love a picky bit tea! Sounds like a well earned rest tonight 😊
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!1 -
Love love a picky tea.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 15months left.1 -
We all had showers, got into fresh PJ's and watched The Goonies, a favourite of all of us.
Picky tea went down a treat too 😋 with the added bonus of a few items cleared out of the fridge. It was a lovely chilled evening and then a much needed early night seems to have rest us.
DH's gig went well and he was back by 10, not that I knew anything about it as I was fast asleep 🤣
Work it school for us all today and a NSD. Not much else to report.
Today's PAD: £2 to M&S CC & £2 to Savings.
Debt total now £4860 (M&S CC £365)
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
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Excellent choice of film, my missus and daughter watched ET last night whilst I decided to have an early night ha
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Can't beat the classic 80's films!
Forgot to mention earlier that I earned enough points on M!crosoft Rewards to redeem another £5 Ama3on voucher so that's £65 of vouchers earned so far this year from my daily clicks on there and from receipt scanning apps sitting in my Big river account waiting for the festive thing in December 😉 I still haven't cashed out on Sh0ppix yet, trying to hold my nerve for the £25 reward 😬
Debt Busting Again in 2026!
Starting Debt 03.05.26 = £5345 Current Total 01.06.26 = £4913
Clear the M&S Card Starting Balance 03.05.26 £600 Current Total 01.06.26 = £418
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