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Is it worth me getting mobile phone insurance for my phone?

13

Comments

  • mobilejunkie
    mobilejunkie Posts: 8,460 Forumite
    Why do you bother to ask then? Nobody has supported your preferred option, but come what may you bat other highly valid points away.
  • boliston
    boliston Posts: 3,012 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Surely buying a new handset is such a simple and quick thing to do it's not really worth buying a 'spare' handset - most places do next day delivery, or you can just pop into your local phone shop and pick one up - only takes a couple of minutes to buy a sim free phone at most shops as there is no contract to sort out
  • ballyblack
    ballyblack Posts: 5,153 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Only cost me £150.
    I could still sell the device for £100 in 2 years time.

    Dream on :rotfl:
  • mobilejunkie
    mobilejunkie Posts: 8,460 Forumite
    edited 12 May 2019 at 2:13PM
    Far from it.

    Accidents and theft are a part of like whether you like it or not or else insurance would't exist. :rotfl:

    Insurance companies actually exist to make a profit out of people like you; though in your particular case they may lose out because you decide to donate even more to buying a redundant phone. Of course, since you're so careless and breakages are inevtitable you could go for broke and do both.
  • AndyPK
    AndyPK Posts: 4,388 Forumite
    Part of the Furniture 1,000 Posts
    regarding option 2.

    What if you don't like the phone? Now you have 2!
    What if the phone is really poor or unreliable?
  • midimanuser
    midimanuser Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    AndyPK wrote: »
    regarding option 2.

    What if you don't like the phone? Now you have 2!
    What if the phone is really poor or unreliable?

    Andy,

    I think I've made my mind up after some of the replies on here.

    1. You can't just go into a shop and pick up a phone.
    2. I wouldn't order an identical phone if I didn't like the one.
    3. I have used the phone and it is far from unreliable.
    4. It would take me a long time to find something similar.
    5. I'm just about to register the 2 yr warranty.

    It's a no brainier at the price that the selling is selling them for.

    Three year old refurb HTC Ones are selling for more around £100 like hotcakes.

    Thanks
  • midimanuser
    midimanuser Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    ballyblack wrote: »
    Dream on :rotfl:

    Three year old refurbished HTC Ones are selling for about £100 like hotcakes.

    I think you need to do some serious research :rotfl:
  • midimanuser
    midimanuser Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Insurance companies actually exist to make a profit out of people like you; though in your particular case they may lose out because you decide to donate even more to buying a redundant phone. Of course, since you're so careless and breakages are inevtitable you could go for broke and do both.

    Thanks for you valued comments but I think I will give them a miss on this occasion.

    But you have helped me make my mind up in regards to what to safely do. :)
  • JJ_Egan
    JJ_Egan Posts: 20,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A deadly phrase i find << I work in IT >>
  • mobilejunkie
    mobilejunkie Posts: 8,460 Forumite
    Andy,

    I think I've made my mind up after some of the replies on here.

    Thanks

    Glad we've helped; but since you made you're mind up before coming on here we obviously didn't change it.

    It's a no brainier

    I certainly is.
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