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New me New start, Pania's positive Progress!

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  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Tsk
    Potty mouths all around
    Wash your mouths out with soap young ladies !!!
    It's a bit bad when the language is cleaner on SS's MB diary than Pania's !!! ;)
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    I edited mine but someone....not mentioning any names ;):p......has quoted me! :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Shocking! Shittingly is an excellent word though!
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Amazing really, but all i can say is r!!!
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • ZTD
    ZTD Posts: 24,327 Forumite
    Amazing really, but all i can say is r!!!

    :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • pania
    pania Posts: 8,258 Forumite
    Ahem, excuse me! i'm a quiet polite educated young lady who has no knowledge of the meaning of such words!!!!!!!!

    yeah.... righto!!!!!

    hiya Z, what are you doing on at this time of day?

    Right time to head back from northampton on the long and winding road home....
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Just catching up..hope you got home safe n sound & that all is well...
    The dog dilemma is sorted this end - it bit a child and is being rehomed - hopefully manu is now safe (currently sound asleep!)!! They are v.upset but I said its better to rehome than someone make them have it put down if it bit a stranger....
    Any news on DP the hansome fellow?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • pania
    pania Posts: 8,258 Forumite
    hello!!!:hello:

    how are we all?? crikey! last update was yonkles ago!!!! I have been around and lurking but took a step back from my diary for a few days to refresh and sort a few things out.:rolleyes:

    Anyway am in a happy mood today as i have just got back in contact with a friend of mine of ten years ago that i lost contact with way back then. Is fantastic to be back in touch and we have been gabbling via e-mail for the majority of the day... face book inventor.. I LOVE U!!!:D :D:D

    So what has everyone been up to?

    I have been developing plans for the last few days and all is good.
    Have so far this month made £61.53 matched betting, the majority of which has been safely tucked away in my ISA for now.
    Have completed a qualifier for a paddypower bonus to be delivered on monday in the sum of £20. i only have £2.83 of my original tenner left so £12.83 profit. I have to play it through before it's withdrawable so i'm hoping to come out with £10 profit and my £2.83 back. not quite as good as £20 profit but better than a slap in the eye with a wet kipper.
    I have also been taught the wonders of piggypoints by the lovely hypno and am up to about 1500 piggypoints at the moment. woo!! i need a new pair of work shoes for work so will get a dot perks voucher for that!

    Do you remember a few weeks ago i said that it looked asthough our expenses and mileage would be paid as cheque now seperate to our salary? well I am realising now that i can really actually work that to my advantage with this as i can forget about it being part of my "salary". if i can survive monthly on just my salary and commission, then any mileage i get (probably not expenses as that is out of my pocket first) can go on debt repayments.

    Junes pay I have calculated i will have approximately £1710 coming in, after tax. this is with a back dated payment of £110 where they didn't effect my payrise last month. along with £300 commission after tax. my outgoings will be £1557 so i really don't *need* my expenses. Therefore if the next few months prove that then i can really start flaying those debts. even if it was say £350 extra per month that would bin some of them very quickly.

    I've worked out some adverts for DP, need to put them up in the shops and on the advertising websites. I'm not going to count this money from him in anything as if he does sell i want to spend some of the money on something that will remind me of him, i may buy myself a nice ring for £50 that will remind me of my little boy when i look at it.

    So anyway, I have set myself a target of £500 saving per month for the next 4 months, so far this month i have hit it so currently frantically saving and MBing towards next months target.

    Onwards and upwards as they say!!!

    I also need to recalculate my challenge total as i had to delete my sig...

    confession time that this is the only place that i have my current debt figures written down so i feel a need to contact the companies and ask for up to date figures.. eep! :o

    right... back to it!!!:D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Hello lovely Mrs Pania Lady :wave: :D

    Good plan re the expenses, but what a pain that you don't know your debt totals due to 'Sig-gate'. Maybe you will have a pleasant surprise and the total will be less that you think.....fingers crossed!

    I think you should definitely buy yourself something to remind you of your lovely DP - have you any idea how much you are likely to get for him (I know you will be more bothered about him going to someone nice though)?

    Well done on getting to your £500 target this month - is that for June?? We're only on the 7th! :T

    Very quiet on here this evening with all the noisy ones in Glasgow ;) - hope you are having a nice weekend.
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • pania
    pania Posts: 8,258 Forumite
    hello lovely snaggles!!!! how are you? good i hope, yes it is rather quiet on here right now isn't it? I was meant to be going to glasgow but couldn't sob!
    hope *ahem* things are "going down! " where you are!! i've been reading your thread and have to admit i had a bit of a giggle. bad me! ;)

    The £500 target this month i have kinda cheated and decided to use my £490 mileage and expenses. if i can get through july without the benefit of seeing this money as "pay" iyswim then i will have much more confidence in the situation. however I do have £100 in my ISA now and more MB money coming in! woo!!! matched betting is definately the way to go and i am really pleased that i got to grips with it. so in all honesty i have "made" or saved £100 this month which will go towards a few little bills i need to pay at the end of this month.

    DP... well, I would hope for around £300 for him, but would happily accpet less if the home is a genuine caring loving home, and he's not being sold no matter how much money until i am confident that he will be loved as i love him.

    Am dog sitting this week also and so far have got absolutely soaked on both walks!!!! really enjoying it though and hoping some more referrals may come from it!!!

    anyway best have a shower as shooting off out this evening somewhere, not sure where yet. have a lovely weekend. xxx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
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