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New me New start, Pania's positive Progress!

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    See you a bit later, perhaps?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    yes indeedy not to sure the exact time but i'll give you a call and let you know. Just putting finishing touches to it right now. are you there until 7?
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    pania wrote: »
    Morning all!!!!! Welcome to a sunny but chilly saturday..

    Busy day in store for me today but first a wee catchy uppy...

    Had news from abbey yesterday that they had removed the default on realising it was an error on their behalf... They are now considering the question of compensation for the distress caused by me thinking i was going to loose my job due to the conditions of my employment, Couple that with the charges they incorrectly added to my account the manager thinks there is a good chance they will operate a "wipe the slate clean" policy, write off the amount they say is owing and open a new account for me to use.... That would be best case scenario....
    Worst case will be that I still have about £500 they'll say i owe but i've told her I will only accept this if they reinstate the account plus overdraft so I can pay it off as a standard overdraft would be...

    But just to know that I've proved one of the big boys wrong is a great feeling right now.

    However I've checked my credit rating and my credit score has gone down since i checked it in December.... would've thought it would've gone up....
    Wondering if a link to OH through a mortgage aip last year is doing it? I may write to Equifax and get them to remove him as an associate as i've been so careful not to have us linked in any way. I would've really expected my score to have gone up by now.

    Well bit of a busy day ahead, just finishing a letter off to drop into town shortly and take that book back to waterstones (I will not buy another I WILL NOT!) then gym then walk DP etc etc.. best get moving!!!!!

    Have a great day everyone...
    P
    xxx


    Well done on sorting the Abbey out! (and I hope you get the wiped clean option!) - yes do check Equifax/Experien and get OH taken off - my Sis was on mine at one point and when she was taken off my scoring soared!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • pania
    pania Posts: 8,258 Forumite
    Hey guys!!!!! You are reading a post by a person who can run for 57 minutes!!!!:j :j :j :j :j :j

    Shattered now though, :o:o

    Just off to do dinner......:D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Cool i am well impressed, i can only run that fast when chased by bailiffs!
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • pania
    pania Posts: 8,258 Forumite
    dinner lovely... back now... best not sit still too long i'll be asleep!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    pania wrote: »
    Hey guys!!!!! You are reading a post by a person who can run for 57 minutes!!!!:j :j :j :j :j :j

    Shattered now though, :o:o

    Just off to do dinner......:D

    Woohoo well done :T I bet you're asleep now! :D
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • pania
    pania Posts: 8,258 Forumite
    nope but definately dozey. feeling quite ill think i ate dinner a little close to the run...
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    pania wrote: »
    nope but definately dozey. feeling quite ill think i ate dinner a little close to the run...

    Awww :( Did my eight miles this morning, legs are gonna hurt tomorrow!!
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • pania
    pania Posts: 8,258 Forumite
    wooo go you!!!!!! welldone!! how did you find it?
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
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