New me New start, Pania's positive Progress!

pania

redsquirrel80 wrote: »

Great stuff P, and well done on getting the loan all sorted out! :T x

Ta hunny bunny, you ok? Hey you just reminded me, that £40 can go straight as an overpayment, leaving me £80 extra to find to get me into the 24's in 3 months! wooooo!! Hows the new flat going? Has the LL put the rent up yet? if so i hope it''s not working out mega expensive for you! are the computer systems at your work back up and running yet? I'm meant to be working to, best get on with it i suppose!!:rolleyes:



how many months til i'm in the 19's i wonder? hmmmm exactly 10 months i make it without overpayments!! work work work!!:o (wonder if i can do it in 6?) with NZ in the middle of that and a flat move i'm really not too sure but we'll see!

I've also just started advertising around my way as a dog walker following some very handy advice from the lovely people on the pet thread. :T I've taken out a public liability insurance that is just £6 per month and I am charging £5 per dog per day for an hours walk bright and early and half hour where work allows in the evening. Not income i'm going to rely on in any way but even if i only get one dog to walk then it'll be worth doing! I currently have a wasted hour and half you see when OH has dragged me out of bed and gone to work.:rolleyes: I start work at 9 and am currently just being slovenly and going back to bed for an hour. If i can get out in the fresh air that would be grand. DP doesn't get fed until the evening so loads of time to get out walking. All extra money to the debt fund and to the NZ fund to:j

Snaggles

Wow Pania, that's great, I know what you mean about under £25k seeming less abnormal, and you will be there really very soon!

LOVE the dog walking idea, I hope you get some takers.

redsquirrel80

pania wrote: »

Ta hunny bunny, you ok? Hey you just reminded me, that £40 can go straight as an overpayment, leaving me £80 extra to find to get me into the 24's in 3 months! wooooo!! Hows the new flat going? Has the LL put the rent up yet? if so i hope it''s not working out mega expensive for you! are the computer systems at your work back up and running yet? I'm meant to be working to, best get on with it i suppose!!:rolleyes:



how many months til i'm in the 19's i wonder? hmmmm exactly 10 months i make it without overpayments!! work work work!!:o (wonder if i can do it in 6?) with NZ in the middle of that and a flat move i'm really not too sure but we'll see!

I've also just started advertising around my way as a dog walker following some very handy advice from the lovely people on the pet thread. :T I've taken out a public liability insurance that is just £6 per month and I am charging £5 per dog per day for an hours walk bright and early and half hour where work allows in the evening. Not income i'm going to rely on in any way but even if i only get one dog to walk then it'll be worth doing! I currently have a wasted hour and half you see when OH has dragged me out of bed and gone to work.:rolleyes: I start work at 9 and am currently just being slovenly and going back to bed for an hour. If i can get out in the fresh air that would be grand. DP doesn't get fed until the evening so loads of time to get out walking. All extra money to the debt fund and to the NZ fund to:j

I'm ok ta - the new flat is lovely and starting to look more like a 'home' now, got a load of Argos vouchers for Christmas and some more through surveys so I've become a regular in there, and an expert (well almost) at building furniture Rent goes up at start of March so things aren't too tight at the moment, and hopefully I'll have come up with some more money-making schemes by then! Yep, computer systems are back to normal now.. still sooooo bored here though :rolleyes:

The dog walking is a brilliant idea - hope it goes well xx

Karmacat

Wow, Pania, thats a great level of repayment... and a great idea for using time regularly for moneysaving, by doing dogwalking, something you'd love anyway. Brill! I'm too much of an indoor girl to do that I think of all this rain and just want to hide my head. But you go for it!

pania

aye, unfortunately it would be an "all weather" kind of job!! but it would save me having a shower i guess!!! te he!!

Hope you are ok karma, not checked in on you for a while, must must must get over to your thread!! did i read somewhere about Michael shanks getting a televisual battering?? i hope they haven't scarred or maimed him!!

Take care hon.

Seaxwyn

Wow Pania, that total is going to tumble so fast I'm feeling quite dizzy! Lucky you getting into the 26s. I'm really looking forward to getting under 30, but it won't be for a few months yet.

pania

HIya Seaxwyn!! How are you hon? good i hope, look how close you are getting to that £30k mark though!! it surely won't be long until you are there and doing it!!
Yep going ok at the mo and business is coming in quite well too. Just can't wait to get paid and see it drop again!! this has been an incredibly long month this month!!!

Verbatim

You're certainly fired up pania. Well done you.

How much was your debt at the highest ,if you don't mind me asking?

delta_lady

Good luck Pania, you inspire me xxx

pania

Thanks Delta and Hi Verbatim!!! good to see you guys on here!! My debt at it's highest was £39k eek eek eek and eek!!! Thats nearly a mortgage in itself!! then when i came back on here in June last year it was down to £34ish but had taken forever to get down that low, going back up slightly more times than a yo yo in full flight!!
i can smell the 25k milestone now!! still high but a whole £14k lower than it was!! wahey!!