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NI Savings

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Hi Guys

Cat A 12% - Normal Folk
Cat B 5.85% - Married women and widows entitled to pay reduced National Insurance

I have been paying Cat A all my life and was looking at this with interest.
I am a guy, but also a Widow (Wife died quite a while back) struggled but looked after the kids and did the right thing by working through it etc...

I see no reference to female widows, and I guess this would be unfair anyway?
Cat B says Married Woman and Widows, not female Widows??


Am I being stupid and misunderstanding, or have I been paying too much NI for a decade or so??

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