Advice Required - Student Flat Utilities Bill

Candyapple

goodoldhack wrote: »

Hi,

It was British Gas. I've checked every report going.

British Gas do report back to the CRAs.

https://forums.moneysavingexpert.com/discussion/5743509/british-gas-ruined-my-credit-report-and-my-chance-of-purchasing-a-house

OK so next question is, you said a few years ago I rented a flat - exactly how many years ago was that?

Are there any defaults on your files? Or anything relating to debt collectors?

elsien

And as someone else has asked, whose name or names was the bill in.

goodoldhack

Hi all,

It was more than 4 years ago when I moved out. There isn't anything on my file at all in terms of defaults etc.

The account was in my name and the two other flatmates.

Candyapple

goodoldhack wrote: »

Hi all,

It was more than 4 years ago when I moved out. There isn't anything on my file at all in terms of defaults etc.

The account was in my name and the two other flatmates.

Given that you aren't being time specific, my guess is then that it has probably fallen off your files due to the timeframe so there is nothing further for you to do.

goodoldhack

Sorry, I should have been more clear. It was in 2014.

Paul_DNAP

Give it another year or so without recognising the debt and it will be statute barred, so why recognise it, if indeed it still exists? I still say keep a low profile and assume it's all sorted.

[Deleted User]

Is it showing under your closed accounts on your files?

goodoldhack

There's nothing showing on my closed accounts either.