Spliting Joint Costs

Terry_Towelling

mrchrisbrogan wrote: »

@!!!

If I shop at Tesco 20 days a month for my lunch (sole cost), and 10 times for dinner (joint) and my partner does the same, how do I know which is joint and which is sole

Do as suggested earlier and both of you mark your receipts at the time of purchase if it is joint/sole. Always get a receipt.

Alternatively buy some bread and both make a packed lunch for each of you. That way your sole spending on lunches becomes joint spending on household grocery shopping - and you spend less!

eskbanker

mrchrisbrogan wrote: »

If I shop at Tesco 20 days a month for my lunch (sole cost), and 10 times for dinner (joint) and my partner does the same, how do I know which is joint and which is sole

One's typically a lump of meat and the other is a fish, it's easy to taste the difference



Sorry, unhelpful flippancy again, couldn't resist but will leave this thread alone now for more constructive dialogue....

RandomUser923759

In all honesty I often come here thinking there will be some interesting chat about customer service, innovation and ideas.

All I every get is negativity in response.

phillw

mrchrisbrogan wrote: »

In all honesty I often come here thinking there will be some interesting chat about customer service, innovation and ideas.

All I every get is negativity in response.

It shouldn't come as a shock that none of us are responsible for changing american expresses policy. I've told you why it makes no sense for them to change it, feel free to think I'm being negative

[Deleted User]

It's not that difficult to figure out your own budgeting and expenditure.

Or, do what couples should do and ignore the "this is mine and that is yours" and look at "everything being ours" and just split everything down the middle if you really have to.

cloud_dog

!!! wrote: »

Or, do what couples should do and ignore the "this is mine and that is yours" and look at "everything being ours" and just split everything down the middle if you really have to.

...ahh, I think those days are fast disappearing. Why people bother with committed relationships is beyond me.

EDIT: I don't know if this will help the OP or annoy them but...

We have a joint account. Both salary is paid in to it. We have our own bank accounts. We pay each of us an 'allowance' from the joint account. We buy our own stuff from our own accounts. I have a CC linked to my account, the OH doesn't and just spends via debit card.

We have a joint CC which comes out of the joint account. Now there is nothing to stop the OH from sneakily spending on personal stuff on the joint CC, other than trust.

Terry_Towelling

mrchrisbrogan wrote: »

In all honesty I often come here thinking there will be some interesting chat about customer service, innovation and ideas.

All I every get is negativity in response.

Negativity doesn't mean 'not interesting'. The question is, have you got anything out of your thread about how to move forward given that your preferred solutions are either not available or are considered too costly?

The problem with asking a customer service advisor about innovation is that they have such short chat/call-handling target times. Failing to reach a target may hit some of them in the pocket. If you believe you have a good, workable idea that might attract profitable customers to a card company, you need to find someone in that company who has the clout to do something with that idea.

swindiff

@swindiff fair play to you, but that hardly seems fair to me. It isnt an approach I'd take.

The other option is I have loads of money to myself at the end of the month and my wife has nothing. That to me isn't a marriage.

[Deleted User]

cloud_dog wrote: »

...ahh, I think those days are fast disappearing. Why people bother with committed relationships is beyond me.

EDIT: I don't know if this will help the OP or annoy them but...

We have a joint account. Both salary is paid in to it. We have our own bank accounts. We pay each of us an 'allowance' from the joint account. We buy our own stuff from our own accounts. I have a CC linked to my account, the OH doesn't and just spends via debit card.

We have a joint CC which comes out of the joint account. Now there is nothing to stop the OH from sneakily spending on personal stuff on the joint CC, other than trust.

I don't see the point in splitting the money off into separate accounts - why not just keep it in the one account and just both spend from it?

Unless you're hiding the statements that shows what you're spending it on.... :beer:

Oh and obviously you know there's no such thing as a "joint" credit card, right?

[Deleted User]

swindiff wrote: »

The other option is I have loads of money to myself at the end of the month and my wife has nothing. That to me isn't a marriage.

My point exactly.
Everything should be split 50/50 or just shared between each other whatever the percentage