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Spliting Joint Costs
Comments
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Why don't you stick to solely joint spends on the Amex, and use your own separate accounts for your own personal expenses?Debt Totals July 2019::
[STRIKE]£350 Natwest Credit Card [/STRIKE]/ ]Now £0 (paid off and closed 04/2017) £15,500 postgrad loan from parents/ Now £7,000 £5,000 sister loan/ Now £0[STRIKE]£500 train ticket loan from parents [/STRIKE]/ Now £0 (paid off 16/02/18)[STRIKE]£2,000 Overdraft[/STRIKE] Now £0 (paid off 09/03/18) £1,967.83 Barclays 0% card Now £0 Total £7,0000 -
@Silver Queen - our joint spending makes it easier to put bills on e.g. netflix, amazon prime, spotify.
As mentioned above the spending combined reaches the spending goals for bonus points we would not get having separate accounts0 -
Get yourself one of the free Amex cards then and use that for yourself or whomever is going to use it0
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I bet the call handler couldn't wait to get you off the phoned. She liked your idea? It's called humouring you.0
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Hi BOGOF - its a pretty simple idea...
Also it was a online chat.0 -
mrchrisbrogan wrote: »@Silver Queen - our joint spending makes it easier to put bills on e.g. netflix, amazon prime, spotify.
As mentioned above the spending combined reaches the spending goals for bonus points we would not get having separate accounts
Then learn to live with it.0 -
Which is exaclty my problem - companies get so big the care so little for innovstion.
Fintech all the way!0 -
Can you just confirm, @mrchrisbrogan that you pay £140 for the Amex card and that the benefits of using the card (points etc) do outweigh this cost.
If that is true, then you will indeed just have to deal with it as best you can. How about asking your partner to keep all his receipts and mark on them which are joint and which are not. He can then sort out how much he needs to pay towards the account himself and either give you the right amount of money or make the payment himself.
It's surely just a matter of being efficient and communicating with each other.0 -
I do pay the 140, and I am just trying to think of a more efficient way to do it.
The solution would have been for Amex to have the transparency to see they have a loyal customer and waive the cost of the two further supplemntary cards. The only benefit to be had here is that I gain a little time from manually having to do this in a spreadsheet. I would get no further points and amex would not be liable to pay any more points etc.0 -
mrchrisbrogan wrote: »I do pay the 140, and I am just trying to think of a more efficient way to do it.
Surely more efficient to *not* pay the 140 at all (IMO madness to pay for a card)
The solution would have been for Amex to have the transparency to see they have a loyal customer ..........
why do you think loyalty attracts any benefit, this is 2019 not 1969 !
tencharactersThe questions that get the best answers are the questions that give most detail....0
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