New to forum help claiming ppi

[Deleted User]

Just be honest and tell them what you remember.

Don't make anything up.

taz_123

Or do i just go for plevin as i cannot remember

[Deleted User]

They'll review Plevin if they reject your complaint.

Nasqueron

taz_123 wrote: »

Morning all thanks for your replies up to press.
Capital one checker had said i had ppi back in 2004.
And fill in the form.
It asks for employment status i cannot remember back then but think i was not.
Do they require this info or proof as it says ask hmrc for proof.
Also i did not know or remember having this ppi as this is why i checked.
Any help guys
Thankd

Remember that if you applied for the card you would have said you were employed / not employed, so if you then put in a PPI complaint saying the opposite it'll cause issues because it would suggest one of the answers is false.

Capital One PPI was typically sold over the phone after the event (e.g. when card activated) so it would be what you said then that matters (assuming you didn't tick a box to say you wanted it of course).

Best be honest and check what records you have.

[Deleted User]

taz_123 wrote: »

It asks for employment status i cannot remember back then but think i was not.
Do they require this info or proof as it says ask hmrc for proof.

Any statement you make needs to be the truth, so for any questions which you are not sure of the answers you need to say you are uncertain. If the answer(s) to these question(s) are crucial to your complaint, then you'll need to supply evidence. In your case, you either say you don't know whether you were employed in 2004 or you contact HMRC etc for proof.

taz_123

morning guys
did a ppi claim via resolver 6 days ago to capital one and recived a response through resolver from cap one saying this.

Thank you for contacting Capital One.

I can confirm that we have now completed our investigation into your Payment Protection Insurance (PPI) complaint and sent our final response to you directly.

If you have not yet received this, it will be with you shortly. Please refer to our final response for further details and instructions.

i have checked with my cc account as this has not been used for several years and these are on it.

Pay In


PPI INTEREST REFUND + £****
PPI 8% INTEREST + £****
PPI REFUND + £***
PPI CHARGES + £**

Out
HMRC £**
PURCHASE ADJUSTMENT £ *****

Am i getting A refund Guys??
Cheers

[Deleted User]

Yes.

Assuming there are numbers and not expletives underneath those stars.

taz_123

yes did not think i could post figures on here if so purchase adjustment just over £2000
Happy Days
is this for ppi or plevin?
Thanks guys

dunstonh

is this for ppi or plevin?

it will tell you in the complaint response they have issued whether it is an upheld complaint or a refund due to unfair relationship (Plevin).

taz_123

dunstonh wrote: »

it will tell you in the complaint response they have issued whether it is an upheld complaint or a refund due to unfair relationship (Plevin).

Thank you
Any one know who i deal with for an old debenhams card thing it was ge capital at the time but dont know who i have to complain to now.
also had two cc with Little woods personnel finance but cannot find who they were?
Any help appreciated.
i owe you all a pint :beer::beer::beer: or two or three