0% Credit card what will minimum payment be?

Dolly123

onlyfoolsandparking wrote: »

And where does it actually say this?


On my account I have 3 offers at the moment (not particularly attractive offers I must add)


0% for 18 months 3.5% fee
3.9% for 36 months no fee
3.9% for 36 months no fee money transfer



But I cant find anything on the website that remotely looks like a 'product transfer'


Am I going insane?

I think everyones offers are different I had 5 different ones

Ben8282

Dolly123 wrote: »

Yeah I've had it confirmed today its not 0% its to the standard APR never mind eh its still better than what we have before!

Now that you have accepted this, may I suggest that you do your best to obtain a 0% balance transfer card elsewhere with another credit card provider outside the LBG and then transfer as much of this balance as possible to the new card.
I can see that you are using this card at 98% utilisation which may make it difficult to obtain another card, but if your credit files are otherwise in a good state with no history of late payments, defaults etc then you may get lucky. Even if you don't get a high enough credit limit to transfer the entire balance, transfer what you can to reduce interest and concentrate on reducing the interest bearing balance as quickly as you can. Good luck.

Dolly123

Thanks Ben, yeah we will see if we can get it down by a few thousand then apply for a 0% card.