is it possible to self conveyance?

Surrey_EA

danlightbulb wrote: »

Thanks for replies. Its annoying as i think most of what a solicitor does is just paper pushing.

This alone indicates you don't seem to know a great deal about the legal process for buying a property.

danlightbulb

I was thinking of easy stuff like searches and forms really, rather than handling lender's money or laundering checks which i can appreciate needs a registered 3rd party.

Ill be buying a 2nd hand house in an established residential area that I know well thats been bought and sold numerous times before, so risk with the property itself will be very low.

Ill give up on the idea but thanks for replies.

lisyloo

danlightbulb wrote: »

I was thinking of easy stuff like searches and forms really, rather than handling lender's money or laundering checks which i can appreciate needs a registered 3rd party.

Ill be buying a 2nd hand house in an established residential area that I know well thats been bought and sold numerous times before, so risk with the property itself will be very low.

Ill give up on the idea but thanks for replies.

“Easy stuff like forms” e.g. CH1 (to put a charge on a property) needs to be by a solicitor.
It involves a solicitor verifying who you are to the land reg via photos and ID.
They need to be qualified and take professional liability for which they need insurance, that’s why it costs money.

So no the “easy stuff like forms” needs to be handled properly.

You might see no value but it’s to ensure against fraudulent transactions,

Taking big risks to save a few hundred quid demonstrates you don’t really understand the processes and risks involved.

G_M

danlightbulb wrote: »

I was thinking of easy stuff like searches and forms really, rather than handling lender's money or laundering checks which i can appreciate needs a registered 3rd party.

Ill be buying a 2nd hand house in an established residential area that I know well thats been bought and sold numerous times before, so risk with the property itself will be very low.

Ill give up on the idea but thanks for replies.

Searches are just one aspect of conveyancing, so you are not really asking about DIY conveyancing are you?



If getting a mortgage, the lender will insist on certain searches. If no mortgage, it is up to you to decide which searches you want done. You can skip them all if you want, and if using a solicitor, just instruct him (in writing) not to do (some/all) of them.

danlightbulb

I just had a look at form CH1 and its 2 pages with about 10 boxes to complete, most of which are name, lenders name, etc. easy stuff.

My doctor can verify who i am for a passport, why do i need verifying again? Its not like im off the grid. Jobs for the boys all of this is.

Exodi

M_Python wrote: »

If something goes wrong during the process that a solicitor should have noticed, you'd have no recourse because you can't sue yourself :rotfl:

With all the ridiculous mis-selling and compensation threads lately, I think suing yourself will soon be a real thing.

babyblade41

Honestly I doubt your buyers would be best pleased as it will more than likely hold everyone up...

I think from your replies then it would make sense to use a solicitor, in relation to the fianc!es involved it is pennies and for peace of mind and to appease your sellers it really isn't a viable option.

I must ask a refund from my solicitor when after receiving the first reg of an old unregistered property the vendors got it horribly wrong , thankfully I noticed and had to go through the process of adverse possession... I'm sure my solicitor shuffled lots of bits of paper , in fact she shuffled loads of bits of paper and was far too much recompensed for the shuffling ..I will ask her next week to see if she agrees, I can imagine she will :j at my request:rotfl:

lisyloo

danlightbulb wrote: »

I just had a look at form CH1 and its 2 pages with about 10 boxes to complete, most of which are name, lenders name, etc. easy stuff.

My doctor can verify who i am for a passport, why do i need verifying again? Its not like im off the grid. Jobs for the boys all of this is.

Sorry wrong form.
I believe you’ll need form ID1 for self conveynacing.
You’ll either need to pay a solicitor who will verify you are who you say you are to the land reg
OR you can go to one of the land registry offices during working hours.

So you can do it yourself but depending on how close you are to one of the offices the travel and time off might be more expensive than seeing a back st solicitor in your lunch hour (without the time off).

I made a mistake on the form name but it doesn’t seem like you know what is involved to make a judgment about the risks/costs.

In a sense it is jobs for the boys but qualified, experienced and insured boys (and of course girls and non-binaries).

You doctor can’t do it and they don’t hold insurance if you want to sue them a for a conyeancing issue.
As your buyer or seller I would be most unhappy with your cavalier attitude to possible fraudulent transactions....I mean why not get the milkman to sign off your transfer of property !!

JosephK

Have done it but that was over 30 years ago, suspect changes in rules and regulations, eg AML, will make it far more complicated these days and it could end up being a case of spoiling the ship for a ha'porth of tar in view of house prices today.

danlightbulb

lisyloo wrote: »

You doctor can’t do it and they don’t hold insurance if you want to sue them a for a conyeancing issue.
As your buyer or seller I would be most unhappy with your cavalier attitude to possible fraudulent transactions....I mean why not get the milkman to sign off your transfer of property !!

My point was, that if a doctor can sign off the most valuable piece of ID one can have, then why should i need to get a solicitor to take a photocopy of it, fill in a form and send it off to say i am who i say i am? its bonkers.

If a bank can verify my identity online in 30 seconds for a 5 digit loan then land registry shoud be able to do exactly the same when supplied with my details to register a property. Unless there is something special or unusual about me or my purchase circumstances (there isnt) this is a routine transaction.

its just a point of principle, thats all. I know i cant do anything to change it and conveyancers wont want to do anything to stop the gravy train.