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Offer Advice

1246

Comments

  • iammumtoone
    iammumtoone Posts: 6,377 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    Cakeguts wrote: »
    What I would say is this. Link detached is actually terraced. You can't get from the front to the backgarden without going through the house or the garage. That is actually a terraced house.

    .


    As someone who lives in a terrace I would disagree. I would call a linked-house a considerable step up.


    I know a lot of what were garages will have been converted but in theroy that room should be 'extra' so not needed to be used everyday.


    The difference in neighbours noise for a semi/linked (as long as you are not in the garage room) will be considerably less. Its not just about access from the from to back, although I see a semi is better than a linked, a linked is also better than a terrace.
  • Cakeguts
    Cakeguts Posts: 7,627 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    As someone who lives in a terrace I would disagree. I would call a linked-house a considerable step up.


    I know a lot of what were garages will have been converted but in theroy that room should be 'extra' so not needed to be used everyday.


    The difference in neighbours noise for a semi/linked (as long as you are not in the garage room) will be considerably less. Its not just about access from the from to back, although I see a semi is better than a linked, a linked is also better than a terrace.


    I think the problem with the linked houses is that people see the detached bit of linked detached and don't see the link.



    I always see a terrace as being houses that are all joined together rather than there being a difference between how they are joined together.



    A terrace where the whole house is joined together should have lower heating bills due to there being ony two outside walls. A semi has 3 and a link house 3 and 3/4s.
  • Murphybear
    Murphybear Posts: 8,091 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    comeandgo wrote: »
    I still don't think you have found your house. You know when you do and you would not risk losing it for a few thousand pounds.

    I agree. Last time we were house hunting we decide to look for a bungalow. We looked at a lot and when we saw a particular one we both felt a buzz of excitement. It was a bit old fashioned and needed a new kitchen and bathroom but it had a wonderful garden around 3 sides with a flower garden that reminded me of the one in Alice through the looking glass (apologies if you haven’t read it.). Plus a greenhouse, conservatory and workshop

    We loved that bungalow and only sold it when we moved 200 miles away. Shame you can’t put your house on the removal lorry :rotfl:
  • KatieDee
    KatieDee Posts: 709 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    So I tried to sleep on it last night, woke up this morning feeling just as uncertain.

    I feel a bit more accepting of the fact that it might take us a bit longer to find somewhere we love - my only concern is that we won't find anything in a reasonable time and we really need to move over to the area quite soon. Mind you, I'd rather take my time and be sure about the purchase, than rush into it and regret it.

    I think I need to take some time away from thinking about houses. At the moment I'm flipping between panic that I need to buy somewhere and panic that it's not perfect - neither is very healthy!

    18 months we've been searching now and in that entire time, we've only found three houses we liked enough to put an offer on them. We're coming up to Brexit, people don't seem to be selling. It does worry me, but so does being trapped in a house I suddenly realise I don't like as much as I thought.

    Haven't ruled out this house, I think we might just take a few days to consider it properly - maybe view again.
  • Re the offer, i'd say meet them in the middle at 205, final offer.

    BUT, it does sound to me like your not even that keen on this house. If you were then you wouldn't be uhming and ahing over a couple of grand.

    How did you actually feel about the house when you viewed it? Could you picture yourself living there?

    When we viewed ours we knew it was the house for us straight away. Its hard to describe but it just felt different than all the others we had viewed. It almost felt like we were already 'home'.
  • KatieDee
    KatieDee Posts: 709 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    edited 11 March 2019 at 1:06PM
    Re the offer, i'd say meet them in the middle at 205, final offer.

    BUT, it does sound to me like your not even that keen on this house. If you were then you wouldn't be uhming and ahing over a couple of grand.

    How did you actually feel about the house when you viewed it? Could you picture yourself living there?

    When we viewed ours we knew it was the house for us straight away. Its hard to describe but it just felt different than all the others we had viewed. It almost felt like we were already 'home'.

    I can definitely see us living there. Loads of space, beautiful light rooms, perfect condition. Had I seen this house before the property we originally offered on, I probably would have chosen it over that one (however, it was massively over our budget, so we never even considered it).

    We got "that feeling" for the original house we offered on too, but that has now dissipated due to the vendors attitude - so I no longer trust my feelings :rotfl:

    I am just so confused. I honestly think I've just stressed myself out about it and I now feel like I don't trust my own judgment. If I'd have viewed the new house without the other one falling through, I probably would have really liked it and considered offering, no problem. Instead, I've googled every potential issue and wound myself up about it not being perfect (like the other one we missed out on). But even now, if the vendors of perfect house came back to me and offered it for the same price, I'm honestly not certain I'd go for it.

    I really, really like the new house but I just feel completely guarded on it. I feel like if I got it for as low as possible, it'd be a bargain and I could deal with the slight issues. Paying anymore would seem like I'd settled, in my head. So hard to explain!

    I called the EA to discuss and even she said that she'd encourage the vendor to accept, as the price it is on for is too high. She also said, much to my surprise, that we shouldn't consider upping our offer unless we really like it. She said to go with our gut feeling. Never have I ever had an EA tell me to think about anything properly!
  • KatieDee wrote: »
    I can definitely see us living there. Loads of space, beautiful light rooms, perfect condition. Had I seen this house before the property we originally offered on, I probably would have chosen it over that one (however, it was massively over our budget, so we never even considered it).

    We got "that feeling" for the original house we offered on too, but that has now dissipated due to the vendors attitude - so I no longer trust my feelings :rotfl:

    I am just so confused. I honestly think I've just stressed myself out about it and I now feel like I don't trust my own judgment. If I'd have viewed the new house without the other one falling through, I probably would have really liked it and considered offering, no problem. Instead, I've googled every potential issue and wound myself up about it not being perfect (like the other one we missed out on). But even now, if the vendors of perfect house came back to me and offered it for the same price, I'm honestly not certain I'd go for it.

    I really, really like the new house but I just feel completely guarded on it. I feel like if I got it for as low as possible, it'd be a bargain and I could deal with the slight issues. Paying anymore would seem like I'd settled, in my head. So hard to explain!

    I called the EA to discuss and even she said that she'd encourage the vendor to accept, as the price it is on for is too high. She also said, much to my surprise, that we shouldn't consider upping our offer unless we really like it. She said to go with our gut feeling. Never have I ever had an EA tell me to think about anything properly!

    View it again. Try to focus more on what you like about the house and don't overthink the cons. No house is perfect and will always have compromises but as long as you can live with the compromises then you should be happy. If you still feel like you want the house then put an offer in.

    In our house, we have to walk through the lounge to get to the kitchen. I would prefer access from the hallway but its a compromise I can live with.

    I would suggest though that it might be worth holding out for that 200k, but like others have said an extra few grand over the term of a mortgage really is nothing.
  • Slinky
    Slinky Posts: 11,225 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    We changed our minds on a property when we discovered the vendor's attitude issues, problem being that the vendor had built a house next door to the one we were buying and would be our new neighbour.



    Following pulling out, we then started looking at other properties which we wouldn't have considered before, but couldn't find anything else we liked. We were almost rushing into buying something else to rectify the mistakes we'd made in trying to buy the first one.



    Thinking back, I don't think the original property was ever right for us really. I get a persistent cough when I get stressed, and this cough had appeared. I was trying to ignore it. When we pulled out of the purchase, the cough disappeared.


    Eventually we bought a property in a completely different town.


    Trust your gut instincts.
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  • KatieDee
    KatieDee Posts: 709 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    View it again. Try to focus more on what you like about the house and don't overthink the cons. No house is perfect and will always have compromises but as long as you can live with the compromises then you should be happy. If you still feel like you want the house then put an offer in.

    In our house, we have to walk through the lounge to get to the kitchen. I would prefer access from the hallway but its a compromise I can live with.

    I would suggest though that it might be worth holding out for that 200k, but like others have said an extra few grand over the term of a mortgage really is nothing.

    Thanks oozle :D

    Another EA is going to get back to me with a list of new properties on the market this afternoon, so I'll take a look at those and then we'll arrange another viewing of the house just to see how I feel about it. I feel better knowing that there are more going onto the market now, as it has been a slow few months.

    If I walk into the house and love it, I'll consider my offer. If not, nothing lost and I can continue my search.
  • ReadingTim
    ReadingTim Posts: 4,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    KatieDee wrote: »
    18 months we've been searching now and in that entire time, we've only found three houses we liked enough to put an offer on them. We're coming up to Brexit, people don't seem to be selling.

    If you've only found three places worth making an offer on in a year and a half, I don't think the problem is the state of the economy, the state of brexit or the state of the property market to be honest - it's you.

    You're either far too risk averse for your own good, or have unrealistic expectations vs budget. If this one falls through, I think you need to take a long hard look at what you're looking for and what you've got to spend, as I don't think the 2 are aligned.

    One place to start might be to look at recently sold prices in the area in which you're interested, so you can see exactly what sort of thing has been selling at the sort of price you're looking to spend.

    Generally speaking, there's always a trade off / compromise amongst the following:
    • price
    • location
    • features

    - you can only have 2 of those 3!
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