money problems

kiciaaaa1

somuchindebt wrote: »

If your child is 2 you may be bale to qualify for 15 hours free childcare if you went to work for at least 16 hours per week.

We do not qualify for this.
She will be 3 in August in nursery from September.

kiciaaaa1

theoretica wrote: »

The first thing you need to do is get exactly what you have as income including child benefit and UC and what you spend on everything written down in one place - including smoking, overdraft fees and any annual bills. This is a good calculator to use] The expenses you have posted here so far are less than your income, but you say this is not the case.



How long until your daughter is 3 and gets some free childcare hours?

Thank you I will do it.
She will be going nursery in September

pinkshoes

What sort of house are you renting?
Is it possible to rent somewhere cheaper?

Sounds like your OH is living beyond his means with the phone and smoking. Tell him his cigarettes are denying the children decent food!!

You need to find evening or weekend work. Are you registered with recruitment agencies? Have your dropped you CV into local shops?

swingaloo

Why would your husband be on Universal Credit as a single person?

elsien

New thread with SOA
https://forums.moneysavingexpert.com/discussion/5972338/money-debt-problem

kiciaaaa1

pinkshoes wrote: »

What sort of house are you renting?
Is it possible to rent somewhere cheaper?

Sounds like your OH is living beyond his means with the phone and smoking. Tell him his cigarettes are denying the children decent food!!

You need to find evening or weekend work. Are you registered with recruitment agencies? Have your dropped you CV into local shops?

Hubby is working different days so I can’t always work weekends I put my cv everywhere.
This is the cheapest we could find.

jackieblack

kiciaaaa1 wrote: »

I am not working so my salary is 0
We getting child benefit every month 137

but in your first post you say

kiciaaaa1 wrote: »

I only work one day a week

:huh:

Really, people here are willing to offer help but they need all the facts and your story keeps changing...

kiciaaaa1

swingaloo wrote: »

Why would your husband be on Universal Credit as a single person?

We had a problem with UC as I am from EU but been here 14 years working for 10
When we both applied they told me I didn’t pass the habitual test because at the time I wasn’t a worker(my daughter was 1year old)I’ve got meeting this week to put me again as join claim.

kiciaaaa1

elsien wrote: »

New thread with soz

Yes I posted there with all the outgoings.

elsien

Try to keep all your information to one thread, it'll make it easier for people to follow. I suggest the SOA one.