Thirty something dreaming of not paying mortgage

Jessy103

Hope work has got better for you! I do the same thing quite often

kaycastle

It has been a bit better - or more I've calmed myself to it. 
I feel really lucky to WFH as well as I'm quite introvert so its quite relaxing compared to the office. I'm very excited about some of the discussions at work about WFH as much as you want and only going in once/twice a week. I just love not commuting for hours and feel like it will save lots of money on clothes in the future as won't need as many office outfits.

Payday soon and of course my next £1000 overpayment isn't far away. This month seems to have flown by. Tomato plants are looking healthy and have a couple of courgette plants now. Salad leaves are getting bigger and I have a sunflower as well which makes me happy

Baileys_Babe

We have been enjoying OH working from home. All his colleagues have been enjoying the advantages, no commute time, no commuting costs, less need for office wear. We are hoping that the business goes over to predominantly home based working in the future, fingers crossed.

kaycastle

I have my fingers crossed for you!
I just found out that my work will be predominantly home based for all who wish it and that we won't be going back for ages yet anyways. I'm so pleased, saving so much money and have so much time. Its so nice in the morning to wake up slowly and potter around a bit, water veg that I'm growing etc. and then realise its still like an hour to kill before work. Instead of getting ready in the space of 30 minutes and rushing off for the train at 7.

LeighofMar

That's wonderful about your work allowing WFH on a more permanent basis. Congratulations. I have been WFH for 18 years now and could never go back to an office. I also love walking in my garden first thing in the morning with my coffee or sitting on the back deck listening to the birds before work. Such a calming way to start the day.

kaycastle

Thank you all Its just so nice - it is much easier to find a place to be calm at home. 
I did a not very MSE thing last night and brought a new TV. Our current one I got from my parents and its about 15-20 years old. Its always been a bit dodgy but in the last 4 months its been like crackling/sparking and then going all fuzzy. And I constantly have to turn it off and on again. And the last straw came last night when I was watching a particular key moment of downton abbey and it just did its little explosive spark and switched off. 
I was pleasantly surprised to find how cheap TVs are these days. I only spent £250 and I feel like the last time I looked at TVs over 10 years ago the same thing would have been like £700. Its also my birthday in a couple of weeks so I think its a fairly justified purpose but actually the whole reason comes to being able to watch downton abbey uninterrupted. 
I don't think I'll have to move anything from savings, I think it can be absorbed by the cushion in current account that I've built up this year. One of my most expensive purchases in a while, I'm quite excited to finally get a smart TV I never get new gadgets...as you can tell, I wait until the old ones are practically ready to explode.

Mrs_Money_Penny

Hi Kaycastle I’m the same.We only replace when things have broken. My slow cooker is 36 years old. That’s the oldest electrical appliance. When we got our new tv about 10 years ago they were a lot more expensive. Enjoy your new tv xx

debtfreeoneday

Enjoy the new TV!

ruby_eskimo

Enjoy your new TV.  I'm also one for keeping appliances (who am I kidding, everything!) as long as it works.  I even rescued a monitor, keyboard, mouse and docking station from my old workplace that was getting thrown away (I did pay a nominal £1 for it all with approval from the Director of Finance).  There was nothing wrong with it, it was just 3 years old at the time and they were refreshing all the kit.

kaycastle

Hi All,
It's been a while I've had a summer of cycling and relaxing.
Work still stressful but I'm plodding along and thankful to have a job. Putting the money to good use. We got a kitten which has been amazing, I love her and nurturing.
I've kept up with the 1000 overpayments which means we will be under the 200k mark in october which feels fantastic. Wfh saves tons of money. 
I've got about 14k in savings too.  I think about 15k in pension. One more year and I'll be 30. 
Not sure what else I can do really apart from continue to work, save and pay off the mortgage.