Thirty something dreaming of not paying mortgage

kaycastle

Today was a historic day as it was the first day of the monthly £1000 overpayments It was quite exciting seeing that money move out. I think its so the best thing to do - I didn't think savings interest rates could get any lower. I think I could probably get more interest than I do in a whole 5 years just by spending 20 minutes searching the pavements for dropped change. 

OH fixed the hose as well Got a good bucket list going so that's good and we're definitely going to enjoy life a bit more in the next few years. 
I deep cleaned the toilet and bathroom yesterday with OH help - really deep clean, its all shiny and completely limescale free and lovely.  We also did a lot of gardening i.e. cutting back huge bushes and mowing our jungle. Still got a bit more time off which is so nice.
So to do list currently is:
- Read books
- Get new sunglasses 
- New bedding
- Deep clean: Just bedrooms and kitchen left. 
- Continue gardening. Although this is very hard work in the sun!!

South_coast

Great OP 😀 Love the thought of you doing better from money on the ground than in interest 😂 Gave me a flashback to my last year at Uni, when my friend and I used to run out of money in our favourite nightclub and then do circuits of the place, looking for money on the floor. We did well - usually got another two rounds of drinks out of it 😂!

Jessy103

Great OP

LeighofMar

Great job on the 1000.00 monthly OPs. The mortgage will come flying down. 😀

kaycastle

Thank you. It's so exciting to see in the spreadsheet. I think getting under 200k will be the first big milestone   

Haha that is very resourceful, wish I had thought of that at uni!!

debtfreeoneday

well done well done on the £1k OP. I’ll subscribe to follow along. I wish I’d been more financially savvy in my 20s. It was early 30s I finally had my LBM. 

The mortgage will soon be reducing fast and getting under £200k will be a huge boost. 

kaycastle

Thank you, can't wait for it to get lower  

frankersBri

Well done on the £1k OP, that's great! 
I wanted to say I'd been enjoying reading your diary and I will be following closely I love your goal of being morgage free in 10 years! I'm currently aiming for 13 years, but you've made me wonder whether I can stretch that goal a bit more!

kaycastle

frankersBri said:

Well done on the £1k OP, that's great! 
I wanted to say I'd been enjoying reading your diary and I will be following closely I love your goal of being morgage free in 10 years! I'm currently aiming for 13 years, but you've made me wonder whether I can stretch that goal a bit more!

Thank you ooh thats exciting - I'm glad I've inspired you. Your OPs this year are brilliant!

kaycastle

Having a crazy work day. Scraping the bottom of my motivation. Using lunch to stare at figures and remind myself why I do this