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Autumn years debt fighting

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  • Very busy day yesterday - normal shift, overtime and looking after the little one - I slept well last night :j. Nice steady day today with just one hour overtime. Same again tomorrow then lots of overtime planned for Thursday and Friday. All the overtime worked this month will be paid in my April pay and it should be quite a decent amount.

    I’ve logged onto my pension today and was quite surprised to see it’s increased the last week or so - I don’t really understand what makes the fund go up and down but I’m happy to take the ups :j

    I’m trying to not buy much food this week, my freezer and cupboards are full and I’d like to save money from this weeks budget for my upcoming little holiday. The holiday is all paid for with spending money set aside but it would be nice to take extra if I can.

    The weather is a bit wild where I am tonight and I hope anyone reading is safe and that it passes soon. Off to see how everyone else is doing in diary land before bed.
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • This week has flown by, lots of work done and I’m shattered but have my little holiday coming up very soon so at least I’ll get plenty of rest then. I’m not back at work unti Monday 25th so a decent break from work.

    I’ve done quite well on the not buying food front - only a few pounds spent and that included some reduced bargains for the freezer.

    Just about to do my banking and budget updates and write my to do list for the weekend. I’ll be seeing the little one this weekend so I’m looking forward to that,other than that no nights out this weekend so hopefully very little spending. Hopefully, weather permitting I’ll get some walking in.
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Have a lovely weekend, hope you get a hike in ;)
    If you would like info on good walks / routes just let me know :D
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • Have a lovely weekend, hope you get a hike in ;)
    If you would like info on good walks / routes just let me know :D

    Thanks I might take you up on that info when the weather picks up :)
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Would be more than happy to help another walker / hiker with inspiration for new places and routes to try.

    As I am based in Scotland (obviously ;) ) most of my hikes / routes are here, however I have also been all over most of the North of England as well. Cumbria and The Lake District is one of my favourite regions to visit and the finest ales in Northern England are brewed there in Cockermouth... mmmmm Jennings ;)
    I would love to go and explore Wales. A lot of my mates have done / do their training there and say it's almost as good as Scotland for challenging terrain and changing weather conditions ;)

    This summer I am hoping to complete both the West Highland Way and The Southern Upland Way.

    Have you done any long distance routes? Hiking and camping along the way?
    Where are your favourites? ;)
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • I’ve only visited Scotland for work and touristy things. I’m back this summer but for a music festival this time so it would be nice to visit again, and see a bit more and go walking.

    The same goes for the lakes - I spent a few months working in that area but no walking.

    I used to love the train journeys to Scotland - breathtaking scenery.

    Locally to me there are some nice river walks and lovely woods - I also like pounding the pavements if it’s too muddy.

    I always feel better after a good walk
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    What festival are you going to up here? T in the Park? Wickerman? Or another, there are quite a few lol

    Haven't been to fest in a while, used to go down to Monsters of Rock at Donnington a lot, and quite a few of the Reading festivals and have done Glastonbury twice and the Isle of Wight once... these days we're lucky if it's Jim and Rab with their guitars and everyone singing along to some of the old classic rock tunes acoustic style :D

    Anyhoo, I'm offski to bed now. Was nice to visit with you. Hope to catch up with you again soon.
    :A
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • To be honest I’m not sure of the name of the festival - we just got tickets as there’s one old band we’d like to see. . We only got tickets for one day not the whole weekend. I’ve also been to Glastonbury twice - great times too - we were very lucky as both times we had glorious weather.

    Have a great weekend
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • Had a good weekend, the little one stayed over on Saturday - we had a lovely time, we were mainly indoors due to the weather but we did nip out to the shops on Saturday to get treats. Yesterday was spent tidying and cleaning after little one went home. I did manage to get a walk in later in the day and i really enjoyed it.

    Today I’m off work prepping for my little holiday which starts tomorrow. I set off early morning and I’m away for 5 nights.

    Budget wise, I’m doing well so far this month and hoping to stick to budget while I’m away. I’ve agreed to lots of overtime the week I’m back at work.

    Also when I’m back I want to check my utility bills and make sure I’m ready for when fixed deals end.
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
  • Back from my little holiday with family it was wonderful. Back to reality now though. I underspent on holiday which is good and I have put the money I came back with away for my next trip which is in a couple of months.

    I’ve worked today just my normal part time shift and I have overtime booked for the next couple of days.

    Pay day tomorrow and I will sort out my bills and banking and update in the next couple of days.
    Started this journey in 2013 (on a previous diary) with approx 94,000 total of morg and debt combined

    Total Morg and debt outstanding March 2019. 84,487.00

    Total morg and debt o/standing 1/11/19 - 80,177
    Total morg and debt o/standing 8/3/20 - 77,996

    Total morg and debt Feb 2021 - 75021
    Total morg and debt jan 2022 - 68441
    Dec 2023 zero mortgage - debt under 10000
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