Contactless payments

[Deleted User]

KatrinaWaves wrote: »

ContactLESS

You don't have to touch the screen, you just hold it near it, where you hold it so to not block the screen is up to you

You do realise that the lack of "contact" is with the Bank, not the actual terminal?

It's also a fact that an undisclosed percentage of Contactless payments are rejected for "security reasons". Basically, it helps to prevent lost or stolen cards from being used.

Spelunthus

Another upvote from me for using a contactless payment app on your smartphone. I use Google Pay. It works just like a card. The phone must be unlocked first (I use my fingerprint to do that). Then you get a positive payment tone and vibration on the phone. You also get a "receipt" on the phone, with time, date, amount, payee and a MAP of where you made the payment. This is great stuff - and much better than a card.

KatrinaWaves

Moneyineptitude wrote: »

You do realise that the lack of "contact" is with the Bank, not the actual terminal?

.

I don't, because that's not correct. It literally means you can hold the card near to the reader to pay (yes, quite near, but you do not have to touch it)

Of course it contacts the bank. How would it even work if it didn't...

hollydays

photome wrote: »

there are many contacless terminals now that dont have a keypad so no way of entering a pin

Really, never encountered these.
What sort of premesis are these?

photome

hollydays wrote: »

Really, never encountered these.
What sort of premesis are these?

more and more vending machines are having card readers fitted. tried to post a pic but it didnt work but there are a few different ones without a keypad.


here is a link to one if you want to have a look


https://www.cranepi.com/en/products/solutions/cashless/card-readers/echoicetm-emv-bezel#/

DoaM

Is the keypad not "virtual" on those devices? (i.e. a touch screen keypad).

Hermione_Granger

KatrinaWaves wrote: »

I don't, because that's not correct. It literally means you can hold the card near to the reader to pay (yes, quite near, but you do not have to touch it)

Of course it contacts the bank. How would it even work if it didn't...

http://www.theukcardsassociation.org.uk/contactless_consumer/what_is_contactless.asp

The contactless device contains an antenna so that when it is touched against a contactless terminal, it securely transmits purchase information.

The transaction does go to the issuer but this might not be done at the time the payment is made as there is no requirement for the card readers to have a full time connection to the web.

KatrinaWaves

Hermione_Granger wrote: »

http://www.theukcardsassociation.org.uk/contactless_consumer/what_is_contactless.asp


The transaction does go to the issuer but this might not be done at the time the payment is made as there is no requirement for the card readers to have a full time connection to the web.

You do not have to touch the reader. Honestly try it. I have nothing to gain by making it up! :rotfl::rotfl:

ThumbRemote

RichardD1970 wrote: »

Some terminals have a row of four lights above the screen which light in sequence as the card is being read. Four lights payment gone through.

Four lights only indicates the terminal has read the card; the terminal still needs to contact the bank for the payment to go through.

photome

DoaM wrote: »

Is the keypad not "virtual" on those devices? (i.e. a touch screen keypad).

No there isnt a keypad of any description on them