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Halifax 0% on Purchases for 15 months Ended ?

13

Comments

  • colinw
    colinw Posts: 59,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I applied on Thursday using the link in this forum. Got the form to sign today (Saturday) and it does indeed state that it is purchase free for 15 months. :beer:
  • Cage
    Cage Posts: 209 Forumite
    cage what was ur credit limit ?

    how did u manage to do it online. saw the ad on tv with howard, only had a phone number, no website??

    Help ?

    Dont want to give any exact figures, but it was between £6k-£7k
  • riad_2
    riad_2 Posts: 184 Forumite
    I too was looking for this card last week but couldn't find it on the Halifax website and gave up...

    Yesterday saw an advert in the Sun for this card, with a link:
    http://www.halifax.co.uk/15months

    Applied last night and instantly approved with a nice limit.

    On the T&C's it says on their website, 3.2 -
    15 months from account opening, does account opening start from when we apply (last night in my case), or from when we send back the documents they send us to sign? It doesn't seem to be very clear in the T&C's.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Originally Posted by riad
    Does anyone know if the 15 months interest free on purchases starts from when we apply (i.e. yesterday in my case)... or does it apply from account opening date?

    It runs from the date the signed paperwork you post back is processed ;)
    People who don't know their rights, don't actually have those rights.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    riad wrote: »
    Yesterday saw an advert in the Sun for this card, with a link:
    http://www.halifax.co.uk/15months

    See also: http://www.halifax.co.uk/creditcards/purchasebranch.asp
    On the T&C's it says on their website, 3.2 - 15 months from account opening, does account opening start from when we apply (last night in my case), or from when we send back the documents they send us to sign? It doesn't seem to be very clear in the T&C's.
    I was given a 9 month card with my current account application earlier this year.

    My introductory period has just ended...9 months from the date which was 3 days after the postmarked date on the credit agreement they sent me to sign. The agreement was posted to me first class, and I returned it first class, so I'd say the 0% starts on the date they receive (or process) the signed credit agreement back.

    My card arrived 12 days after application, and 9 days after they received my signed credit agreement.
  • msaquib
    msaquib Posts: 717 Forumite
    Thanks for the link.

    Just applied and got accepted immediately. They have provided me with a credit limit of 3k which is enough for me for purchases.

    M
  • guys!

    For those of you who got this card how long did it take to arrive.

    I applied and the paper work to sign arrived in 2 days. i sent this off last Monday and not heard anything. So basically its been with them a week.

    Should I be worried?
  • msaquib
    msaquib Posts: 717 Forumite
    Adam_uk wrote: »
    guys!

    For those of you who got this card how long did it take to arrive.

    I applied and the paper work to sign arrived in 2 days. i sent this off last Monday and not heard anything. So basically its been with them a week.

    Should I be worried?

    Hi,

    I applied on Sat 1st December.
    Paperwork received on Tues 4th December
    Paperwork sent on Wed 5th December
    Contacted Halifax on 11th December and they confirmed that they have recived the signed tearms and conditions.

    I have received my card today. The process took 2 weeks.

    In your case it might take abit longer because of Christmas and post.

    M
  • cheers for that

    I dont suppose you have received your PIn code as well or is that still outstanding?

    What number did you contact them on?
  • msaquib
    msaquib Posts: 717 Forumite
    Oh I missed that - I received my pin 2 days ago and the card arrived today. Nice time for 0% purchases.

    You can contact Halifax on 08003896677 - New Accounts.

    M
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