The Top Easy Access Savings Discussion Area

TiVo_Lad

Section62 said:

Bridlington1 said:

....The voice ID setup line fails as it can't find those account details and transfers you through to the same people you would speak to if you rang any of the 03 numbers.

With most automated call systems pressing and holding one of "#" or "*" or "0" will usually make the automated system give up on you and dump you onto a human being... trial and error generally finds the right way in each case.

Silence also works. If it's voice activated, the word "Complaint" usually gets attention...

janusd

phillw said:

Bridlington1 said:
Just ring their voice ID setup line on 08000 852 380.

You could also try 0800 520420

Though I wonder how someone manages without a mobile phone with included minutes these days.

thanks for the alternate number... no letters from HSBC today, so the wait goes on.... if I can't login, then i'm still inclined to close it as i've already got 6 current accounts and don't really need a seventh.

and with regards to the mobile, it's never been an issue for me not having included minutes - I last topped up in August 2021 and still have plenty of credit left.

subjecttocontract

No HSBC letters for me either.....in fact I've had no post since last Wednesday.......so my wait goes on as well. 

NameWithheld

I-LOV-MONEY said:

A  question for those of you that give the appropriate notice on 'notice accounts'.  What actually happens?   Do they automatically send it to a 'linked' account, whether you want it or not?   If you don't want it, I presume you re-invest it.

With OakNortg, they send it to your linked account unless you cancel your withdrawal. You can cancel up to the day before the notice expires

Band7

NameWithheld said:

I-LOV-MONEY said:

A  question for those of you that give the appropriate notice on 'notice accounts'.  What actually happens?   Do they automatically send it to a 'linked' account, whether you want it or not?   If you don't want it, I presume you re-invest it.

With OakNortg, they send it to your linked account unless you cancel your withdrawal. You can cancel up to the day before the notice expires

There is a dedicated thread for Notice Accounts. Better to discuss them there, as they are not easy access, which this thread is about

wiseonesomeofthetime

With 34 new posts waiting for me, I actually thought there was some news on fresh easy access rate increases. Alas not.

Back into snooze mode 🤦‍♂️

I-LOV-MONEY

jaypers said:

You normally get a choice where you want it paid, eg: linked account. You’ll then see it as a pending withdrawal with a date assigned. Varies from platform to platform slightly. All very efficient and normal. 

Thanks jaypers.   So I give notice and if it is pending withdrawal, does that mean it is still in the account (earning interest) until I 'claim' it, or would I normally have to withdraw it, and then reinvest it?

jaypers

I-LOV-MONEY said:

jaypers said:

You normally get a choice where you want it paid, eg: linked account. You’ll then see it as a pending withdrawal with a date assigned. Varies from platform to platform slightly. All very efficient and normal. 

Thanks jaypers.   So I give notice and if it is pending withdrawal, does that mean it is still in the account (earning interest) until I 'claim' it, or would I normally have to withdraw it, and then reinvest it?

Yes, it will continue to earn interest throughout the notice period. 

AmityNeon

wiseonesomeofthetime said:

With 34 new posts waiting for me, I actually thought there was some news on fresh easy access rate increases. Alas not.

Back into snooze mode 🤦‍♂️

Just bookmark the 'no chat' thread instead, and enable email notifications for bookmarked discussions:
https://forums.moneysavingexpert.com/discussion/6392978/top-easy-access-acs-ranked-top-of-the-pots-no-chat

mlc2009

Not holding much hope. These banks and BS are struggling to match the last BOE increase let alone the most recent one. 

I do wonder what the easy access rate will be if we ever hit 4.5 base rate.