The Top Easy Access Savings Discussion Area

ahai1

You can contact them or look through the other best buys.

ahai1

I got the following from Northern Rock. No advance warning.

Dear Customer(s)

Changes to your E-Saver interest rate

Due to our ongoing commitment to our self-imposed Competitive Framework, which we have in place to ensure that we will not take unfair advantage of Government support during the period of temporary public ownership, we are reducing the interest rate on our E-Saver Account.
Our Savings Pledge states that we will always keep you informed of any changes to our
E-Saver account. In line with this, please note that the interest rate on your Account will decrease by 0.15% with effect from Wednesday 27 May 2009.

The changes are outlined in the table below:

Amount Invested

Current Rates

New Rates Effective from 27 May 2009

% Gross

% Gross

% Net 1

% AER2

Annual £1+

Monthly £1+

2.00%

1.99%

1.85%

1.84%

1.48%

1.47%

1.85%

1.85%

Savings range

Looking for something slightly different? We have a range of savings accounts which can be operated by post. For details of these please go to www.northernrock.co.uk/savings.
Updating your email address details

Please keep us up to date with your personal details and email address and we'll keep you up to date with our news. You can amend your details easily once you've logged on to your Account by selecting "My Profile" and updating your information.
Please check your statements regularly online - these can be viewed by selecting "view" on the account that you wish to look at.
Contacting us

Please do not reply to this email as we are unable to respond. The security of your personal information is of utmost importance, therefore we are unable to correspond with you via standard email. If you wish to contact us, please log into your secure online banking area and use the secure 'Let’s Talk' facility:

[*]Log on to your online account at northernrock.co.uk
[*]Select "Let's Talk"
[*]Select "New"

We will endeavour to reply as quickly as possible.
If you don't want to receive details of any of our products, you'll need to click on the appropriate box within the "My Profile" page. However, under the terms of our Savings Pledge you will continue to receive any important news about your E-Saver Account.
Remember...

Northern Rock will never ask you to divulge your online security details by email, telephone, or by any written communication.
If you do receive an email claiming to be from Northern Rock, asking you to confirm your security details online, it is very important that you do not respond to it. Please forward it, preferably as an attachment, to [EMAIL="report.phishing@northernrock.co.uk"]report.phishing@northernrock.co.uk[/EMAIL]. We won't be able to reply individually but we do investigate every email to ensure that any fraudulent sites are closed down as quickly as possible.
Thank you for saving with Northern Rock.
Yours faithfully

Nigel Mushens
Managing Director
Savings Operations


Also for those of you who don't want to move accounts all the time here is the moneyfacts consistant savings over an 18 month period. http://www.moneyfacts.co.uk/money/consistent/1/consistent-internet-savings-accounts-18.aspx

oap

Well after much searching, decided after being with Ing for many years, to get away from Ing instant at quarter per cent and went for Citibank, at 2.?? I think it was, I have never had such a mess to open an account in my life, after application forms sent off, phone from India, I could not understand a word they said but the gist was they were trying to ask me could they sell me other products? NO!!

I had also asked if like Ing I could move money out of local Nat West account into Citi Bank, then back out of Citibank into Nat West when required, yes they said, well it turned out they know nothing in these far away places, eventually I got a pin number, (joint account so we got two)
nothing else, so a phone call, wait they said, then a week later a silver card attached to a letter with account number and asking to phone and activate, back to India, bad line, could not understand a word they said, I checked, I can use to draw and invest over phone, not internet, yes, and they said you can draw at machines too, but I do not have a machine in the village and you have not sent a machine card,and anyway I want to do all business over the phone,and how do you get my Nat West sort code etc, nobody has asked for it, fed up, I asked for a supervisor, you have elected a savings account and phone, yes I said, well you cannot draw out at a machine, I do not want to I said. It appears if I understood them correctly, I needed to use my Nat West debit card number for transactions, no use to me.

Could not hear her, could not understand her, so I said has the account now been activated, yes she said, well close it said I, I have never had such a complicated mess to open an account in my life!! We can put it into your Nat West Account she said if you give us the number, don't bother I said, send a cheque , it was £100. I now await the cheque!

I will stay with Ing, who are efficient, easy to use and if you speak to someone I think they are in the Phillipines, anyway you can understand what they say.

Quarter per cent is not much, but do not intend to keep much in the account!!! But at least it works well over the phone!!

Hey ho, maybe it my age!!


Cheers oap

ahai1

Market Harborough opened my account. They were really good even though they had a massive influx.

BTW They have a refer a frined scheme for £150 mortgage. I will contact them now.

ahai1

I copied the following from the moneyfacts website as I could not add a direct url to it. http://www.moneyfacts.co.uk. Am I right in assuming that the account accepts applications from tomorrow? Do they require a account opening cheque? This seems like a good deal after my account was declined by AK Bank.

Newcastle BS
Newcastle Online Saver

Newcastle BS - Newcastle Online Saver

• • With Effect From:03/06/2009
  • Notice:No Notice
  • Account Type:Variable

ACCOUNT OPERATION

• Account Operation:
  • Internet
• Services Available:
  • Passbook
  • Cash Card
  • Cheque Guarantee Card
  • Cheque Book
  • Debit Card
  • Direct Debit
  • BACS
  • Standing Order
• Min Account Holder Age:18 Years

ACCESS

• Notice:No Notice
• Withdrawals Allowed?
• Minimum Withdrawal: £1
• Further Additions Allowed?:
• Via nominated account.
• Minimum Addition:£1

RATES

• Account Option:Single Option
• Interest Paid:Yearly (30th June)
• Min Investment:£1
• Max Investment:£500K
• Minimum Relationship RequiredNone
• Minimum Operating Balance:£1
• RateAER2.50% paid at £12.50% paid at £1

NOTES

• Other Notes:Matures 30.6.11.

Steve_xx

ahai1 wrote: »

RateAER2.50% paid at £12.50% paid at £1

NOTES
. Other Notes:Matures 30.6.11.

The £12.50% you mentioned is erroneous and should read 2.5%. Also I'm not sure how it would "mature" when it appears to be a simple savings account rather than a bond

Why not get them to call you to discuss the requirements using the following link:

Please call me

ahai1

I got an email saying that they are working out the details and it should be on the site tomorrow.

ahai1

Market Harborough does not seem to be on the best buy list anymore. The service there is really good besides a few odd things for example you need a 11 digit account number.

On a brighter note there is a 2.50% account from Newcastle. http://www.newcastle.co.uk/savings/newcastleonlinesaver it offers good customer service and the staff are helpful.

alampallam

have about 30K to park for 3 months deposit saved for house buy, which i am planning after a few months.
ANy advice or ideas?(ISA quota is finished for me +wife both)
have parked 2.5K in ALceister current @5%.

ahai1

United Bank 90 day 3.5% gold notice account http://www.unbankltd.com