The Top Easy Access Savings Discussion Area

[Deleted User]

StayinAlive said:

Anyone brave enough to try the new Chip Instant Access yet? Bizarrely offering 0% but with a 2.55% bonus so it's up there.

Looks like app only but they do say "deposit and withdraw almost instantly.

I had an account with them for a while. No problems.

Freedommm

Frustration point. Applied, been waiting for Santander ESaver Limited Edition for nearly a month now.
Al Rayan ESaver for two weeks. Can you get through to Al Rayan on the phone at all? 
These must be world record bureaucratic lunacy account opening times? 

flobbalobbalob

Freedommm said:

Frustration point. Applied, been waiting for Santander ESaver Limited Edition for nearly a month now.

My account has just been opened @2.75% almost exactly a month after posting ID. So maybe expect an email imminently

Bigwheels1111

I’ve called Al Rayan twice, both times at 09.00am and been off the phone with issue sorted at 09.10am.

bemused77

oz0707 said:

Coventry limited access going upto 2.85 on 1.12

The only bank/building society we are with to have increased their interest rate since last week's BofE base rate increase. The rest seem to be simply screwing us.

badger09

Retired717 said:

Has anyone had recent dealings with Ecology Bank ? They are new to me.

Looking at their 2.7% access ISA, 
Thanks

I've had an account with them for 5 years, though not an ISA. What do you want to know?

soulsaver

bemused77 said:

oz0707 said:

Coventry limited access going upto 2.85 on 1.12

The only bank/building society we are with to have increased their interest rate since last week's BofE base rate increase. The rest seem to be simply screwing us.

Well if the others are screwing you, vote with your feet.

rallycurve

bemused77 said:

oz0707 said:

Coventry limited access going upto 2.85 on 1.12

The only bank/building society we are with to have increased their interest rate since last week's BofE base rate increase. The rest seem to be simply screwing us.

Actually Coventry will also be screwing you for the next 3 weeks

soulsaver

soulsaver said:

bemused77 said:

oz0707 said:

Coventry limited access going upto 2.85 on 1.12

The only bank/building society we are with to have increased their interest rate since last week's BofE base rate increase. The rest seem to be simply screwing us.

Well if the others are screwing you, vote with your feet.

PS Call me cynical, but Coventry BS launched a not-very-competitive 2.25% limited access (6) account (28/10) less than a week before the BoE expected rise - thus attracting minimal interest.

They then made it no longer available on the morning of BoE meeting day (03/11).

Then they increased the rate to a market leader when you can no longer apply for it.

Doesn't score any points with me.

We'll be ready for them next time...:)

bemused77

soulsaver said:

soulsaver said:

bemused77 said:

oz0707 said:

Coventry limited access going upto 2.85 on 1.12

The only bank/building society we are with to have increased their interest rate since last week's BofE base rate increase. The rest seem to be simply screwing us.

Well if the others are screwing you, vote with your feet.

PS Call me cynical, but Coventry BS launched a not-very-competitive 2.25% limited access (6) account (28/10) less than a week before the BoE expected rise - thus attracting minimal interest.

They then made it no longer available on the morning of BoE meeting day (03/11).

Then they increased the rate to a market leader when you can no longer apply for it.

Doesn't score any points with me.

We'll be ready for them next time...:)

soulsaver said:

bemused77 said:

oz0707 said:

Coventry limited access going upto 2.85 on 1.12

The only bank/building society we are with to have increased their interest rate since last week's BofE base rate increase. The rest seem to be simply screwing us.

Well if the others are screwing you, vote with your feet.

That's my point. There are currently no better rates available than the ones we have now despite the uplift in base rate. Obviously we shall "vote with our feet" as soon as better rates are available but the banks/BS are dragging their feet.