The Top Easy Access Savings Discussion Area

jimexbox

james87 said:

Santander have launched a limited edition esaver paying 2.75% on balances between £1-£250,000

https://www.santander.co.uk/personal/savings-and-investments/savings/esaver

Brilliant, thanks for the heads up. 

jaypers

Thanks to the OP about the Santander eSaver. This is why I love this forum. Just opened within seconds via the App……I already have other Santander accounts. Emptying out other Easy Access accounts as I type! 

GalacticaActual

james87 said:

Santander have launched a limited edition esaver paying 2.75% on balances between £1-£250,000

https://www.santander.co.uk/personal/savings-and-investments/savings/esaver

Thanks. Opened and funded 👍

janusdesign

james87 said:

Santander have launched a limited edition esaver paying 2.75% on balances between £1-£250,000

https://www.santander.co.uk/personal/savings-and-investments/savings/esaver

good spot - I got email notification of opening within seconds... funded, but will have to wait for paperwork before I can login (even though i've been with Santander in one form or another for decades).

it's worth noting that this is effectively a 0.20% savings account with a 2.55% 12-month bonus, where they give 2 months notice on any rate drops... after the 12 months, it returns to 0.20% (or whatever the rate will be at that time).

katies_mum

Thank you, hadn`t noticed this one. I was considering the Coventry.   Any idea why Santander won`t let you close the account online if you wanted or needed to.  You have to ring, go into a branch or write to them.  Am I missing something? as it seems a little odd when everything else to do with the account is online or by the App

andyhicks88

It's quite interesting that the big banks are offering some of the best rates at the moment, and some of challenger banks who people have relied on for better rates over the last few years are now often getting left behind. The tables appeared to have turned a little bit, but we will see how long that lasts.

S_uk

I closed my 123 account with Santander a number of years ago but can still log in using my old user ID. Do I need to open another current account to use this account to make withdrawals? it says you need another account to do this so was wondering which was the best one to open just for the purpose for getting and using this new account for savings.

Patr100

Just opened the Santander. Really nothing to lose with this account even if a better option comes up later.
Also they have linked me to  previous abandoned Santander online accounts so I can use my existing log in.

SAC2334

kaMelo said:

Thanks for the heads up, opened immediately as I don't see this lasting long.

The issue is open until 1 st Nov.. Its not as good as it looks as you are fixed for one year .Most of the 2.75% is paid as an annual bonus of 2.55 % . Not for me this one . 

soulsaver

james87 said:

Santander have launched a limited edition esaver paying 2.75% on balances between £1-£250,000

https://www.santander.co.uk/personal/savings-and-investments/savings/esaver

Many Thanks ToTP Top 10 ranked easy access accounts list updated. here