The Top Easy Access Savings Discussion Area

soulsaver

BlackthornU said:

Secure Trust to 1.8% from 1st Sept
Just had a message from Secure Trust that their access account will automatically go to 1.8% (from current 1.45%) on 1st September

Thanks but still 1.45% on their site as yet so it won't get added to the ToTP top rank, yet. 
Savings accounts - Secure Trust Bank
eta link

2010

southone said:

intalex said:

Marcus and Atom appear to have receded from competition, despite both being heavily focused on savings...

Disappointed with Marcus they seem to be asleep on the job and rates are not keeping up

Must agree, they seem to be laggards.
Marcus waited until just before the last BoE meeting and then raised.
Probably will do the same again.

The next meetings are on 15 September 2022 and 3 November 2022 and 15 December 2022.
World bankers meeting this Friday to discuss inflation.

Expotter

New Easy Access Virgin Money Cash ISA 1.75%, exclusive for current account holders. Interestingly, higher rate than their non ISA saver!

RG2015

Expotter said:

New Easy Access Virgin Money Cash ISA 1.75%, exclusive for current account holders. Interestingly higher rate than their non ISA saver!

Was about to open one when I saw that they have also increased my existing Issue 1 Flexible ISA exclusive from 0.50% to 1.75%

I only have £1.01 in there but as it's flexible I can bring last year's money back in without affecting this year's allowance.

soulsaver

ToTP  

01/09: New No1 - Gatehouse Easy Access!

OK rate trappers.. Easy(ish) Access, Top (10ish) Of The Pots.. BoE base rate +0.5 =1.75% (04/08)

Updated at 01/09/2022.. c.10.00hrs - Starter for 10; not comprehensive, DYOR.

Latest/recent changes in bold. Links added for all accounts. TIA for all contributions.
Bracketed dates = date rate added/amended here.

1 Gatehouse EA 2.00% EPR (01/09) Min £1k Easy access account | Gatehouse Bank | Gatehouse Bank plc  thnx @Bridlington1

2 Al Rayan Everyday Saver iss 3. £5k min 1.90% (11/08) App onlyish. Everyday Saver (Issue 3) | Islamic banking | Sharia compliant & ethical (alrayanbank)

3 Shawbrook EA iss29 1.86% £1k min (24/08)  Easy Access Savings Accounts | Shawbrook Bank thnx @SJMALBA

4 Cynergy EA; 1.85% inc 1st yr bonus (16/08) 'existing customers'  Cynergy Bank 

5 Zopa Smart Saver(App only) - £85k max. Improved rates(08/08) Access 1.81%. Boosted 7day notice 1.85%.  31day 1.95%; 95day 2.05%  Smarter Savings built for real life  

6 Paragon triple access 1.80% (19/08) Triple Access Savings Account | Paragon Bank 

7= Charter 1.75% £5k min (18/08) Easy Access (chartersavingsbank.co.uk) 

7= Nationwide Triple Access 1.75% (23/08) Savings accounts | Nationwide 

9= Tesco Intnt Svr 1.71% (1.81% from 13/09?) (31/08) Internet Saver - Savings Accounts - Tesco BankSonOfPearlmebu60

9= Virgin Money 1.71% (27/07)c/w M plus c.a. £25k max EASY ACCESS SAVINGS | Virgin Money UK

10 Yorkshire BS*Tiered* Intrnt Svr Plus iss 12 (18/08) wef 01/09: 1.70% (1.5%<£10k 1.75%>£50k) . View our Easy Access Savings Accounts | Savings | YBS ; Also note YBS 1.75% <£10k with restrictions wef 01/09 Savings Account - More Information | YBS 

See prior ToTPs for detail on recent 'drop offs...'. 

Previous post: The Top Easy Access Savings Discussion Area - Page 671 — MoneySavingExpert Forum

Recent/Upcoming Drop offs:  (20/08) Principality, Tandem, RCI, Skipton

Previously: Ford Money, Sainsbury, Secure Trust Bank, Chase, Newcastle BS, Family BS, Nationwide BS.

Check terms for yourself - DYOR.
Note: These rates may, or may not be applied to existing accounts, plse check.

Also small balance, high rate: Virgin Money 2.0% £1k limit, Nationwide FlexDirect 5% on £1.5k (1st year only) Others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

And Notice Accounts: Notice Accounts - Page 11 — MoneySavingExpert Forum

MSE_James

Hi all, 

If you want help with email notifications or anything else forum related, please use the Site Feedback board, rather than taking this thread off-topic and exacerbating people's frustrations with non-savings related posts.

In passing I would note that our software provider is planning some improvements to the notifications options to make them a bit more flexible, along the lines suggested by some posters in this thread. Watch this space!

One other tip if you are getting lots of forum notifications - most email providers and apps let you set up rules or filters so that message from a certain sender or containing certain words can be automatically moved to their own folder. 

This can help separate notifications from personal correspondence. 

Thanks!

Molehusband

MSE_James said:

Hi all, 

If you want help with email notifications or anything else forum related, please use the Site Feedback board, rather than taking this thread off-topic and exacerbating people's frustrations with non-savings related posts.

In passing I would note that our software provider is planning some improvements to the notifications options to make them a bit more flexible, along the lines suggested by some posters in this thread. Watch this space!

One other tip if you are getting lots of forum notifications - most email providers and apps let you set up rules or filters so that message from a certain sender or containing certain words can be automatically moved to their own folder. 

This can help separate notifications from personal correspondence. 

Thanks!

New thread started:

https://forums.moneysavingexpert.com/discussion/6382416/email-notifications-of-forum-posts/p1?new=1

Rudyson

Kent Reliance Easy Access Account rising to 1.65% from 1st September.

Just had an email from them

soulsaver

Rudyson said:

Kent Reliance Easy Access Account rising to 1.65% from 1st September.

Just had an email from them

Interest rates | Savings | ISAs | Bonds | Kent Reliance

DontBringBertie

I wonder if anyone knows…

I have a Yorkshire Building Society Internet Saver Plus Issue 12 account. The interest is paid annually on 31 March. 

If I withdraw all my money before 31 March - will I still get paid the accrued interest for the year? 

Thanks in advance.