The Top Easy Access Savings Discussion Area

SpanishBlue

Thanks to both above. Strange mine shows as blank online.

If by tomorrow it's still showing 1.6% I'll open a new account via Fast Track - it's not like I haven't had that much practice!

S_uk

I wonder who will be the first to offer 2.00% easy access..

subjecttocontract

Virgin M Plus current a/c?

S_uk

subjecttocontract said:

Virgin M Plus current a/c?

For those who want to save more than £1000, with no strings attached..

oligopoly

Probably a silly question but NS&I pay interest (1.4%) annually. They paid out back in April. I am now thinking of transferring to a different account that offers better rates. Will the interest accrued between May and now still be paid to me by NS&I or would I forego this once the money is moved - and therefore tied into keeping it there until next April ?

Daliah

oligopoly said:

Probably a silly question but NS&I pay interest (1.4%) annually. They paid out back in April. I am now thinking of transferring to a different account that offers better rates. Will the interest accrued between May and now still be paid to me by NS&I or would I forego this once the money is moved - and therefore tied into keeping it there until next April ?

You get all the interest earned. If you close the account, you get the interest paid now. If you leave the minimum £1 in there to keep the account open, your interest will be paid when they next pay interest in April 2023.

subjecttocontract

S_uk said:

subjecttocontract said:

Virgin M Plus current a/c?

For those who want to save more than £1000, with no strings attached..

Not quite.......It pays 2.02% UP to £1000.

S_uk

subjecttocontract said:

S_uk said:

subjecttocontract said:

Virgin M Plus current a/c?

For those who want to save more than £1000, with no strings attached..

Not quite.......It pays 2.02% UP to £1000.

I know that..  hence I was indirectly asking (my comment was an addition to my original one)  for when an account will appear that pays 2.00% easy access with no strings attached...

Next time I'll put a question mark so some aren't confused..

soulsaver

isasmurf said:

Cynergy now 1.85%. I think this is an increase to the underlying rate as it is still Issue 53

Thanks. Top 10 easy access list page 671 edited accordingly...

Ifts

whatleytom87 said:

SpanishBlue said:

How do you know which issue number you have?

I opened the latest issue (1.60%) on 5th August, but issue shows as blank when I look online.

I can’t recall where it shows on the Online Bank, but the 1.60% rate was Issue 53 so you will benefit from the uplift. 

Yes Issue 53 (opened 5/8/22) automatically updated for me to the new 1.85% rate.

Not that it was much of a problem as an existing customer to open a Cynergy Banks latest easy access account via the fast track route -

Cynergy Bank automatically increasing the rate on Issue 53 is even better